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★☆☆☆☆

“-10 STARS EXPENSIVE, NO BENEFITS/PERKS, NO ONLINE ACCESS”

written by chasingsecrets on 26/10/2013

I got this TOPSHOP card when I first turn 18, 12 years ago. It was okay. I got discounts and I could access my account via TOPSHOP store, where the advisor could ring up for the balance. It has always been an expensive card to have, but I found that if I paid it off in the correct time scale all was well. This was when GE CAPITOL ran the store card. Since SANTANDAR took over, it has been AWFUL AWFUL AWFUL. I too can never log on to the "easy access online" Topshop card webpage... It just sits there after I enter account number and password and doesn't even acknowledge you've pressed enter. But the do they provide a 10 pence a minute phone number... ARE THEY NOT CHARGING US ENOUGH?!! I've received no discounts for years... just a 6 monthly chance to be entered into a draw for a make-up bag full of make up worth £75....as long as I spend over £75.... Gosh, they do think I'm a Spanner. You can't stop using your card without closing the account first, they'll charge you, you can't over pay and put your account in credit, they'll charge for that too. Thankfully I do get my monthly 'very posh invoice' with glossy colour photos of drug addict girls on them, obviously where my high charges go. You can pay your card off in Dorothy Perkins, Burtons and other stores if you don't have a topshop. If you want an easy to use card... run a mile from this one.

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