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“Happy Days”

Written on: 28/09/2012 by ReggyMac (7 reviews written)

Much to my own disgust; I've been very bad at managing my finances over the past few years. I pay my bills (I'm not that bad), but I never look at them and what they are for, but the other day I checked my credit card statement (first time I've opened that in over a year) to discover that most of what I'm paying every month is interest! I don't consider myself to be an idiot and I know that credit cards rates can be high, but I had no idea what it actually meant for paying off bills. At the current rate it'll take me about 40 years to pay of my debt! I have now tackled the problem and I'm aiming to pay off in about 2 years (with the help of my new balance transfer credit card). After looking at a couple of confusing sites I eventually came across CompareAndSave which was great. A very modern and easy to understand website with information display in clear and informative manner. I even discovered that I could get a card that had the same transfer length as purchases rate so those incidental expenses I've always added to my credit card won't cripple me any more. Fingers crossed I have now dealt with the elephant in the room of my finances and I can start to build a nest egg in the not to distant future.

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