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Written on: 06/09/2011

I typed into google "low rate loans" and entered a few details and clicked - get quote. I was phoned straight away by Yes Loans by a lovely girl saying that she can offer me a loan. I needed to give my card details for ID ( cant believe i did this ) and answered some questions. The quote they gave was ridiculously high . I told them this and said I do not want to go any further. They said I would be charged a £69 fee and my details were passed to several payday loan companies. I was appalled by this . I asked to speak to a superviser. A young man came on the phone who was totally vile. He wanted to know why i didnt want the loan . He said where did i think i was going to get one if not from them ! I said i want nothing to do with them ,no emails, calls and certainly do not authorise any money from my bank. He said is i was stupid enough to give out my details online what do i expect !!!He said they have done a credit check now so nobody else eill give me a loan cos they will think i`ve been rejected. I was so upset . This was yesterday and i didnt sleep a wink last night. How dare these people treat us this way. I have had loads of emails saying i have been granted payday loans any my phone is ringing all the time. It is so stressful . I cancelled my bank card and am deleting all emails and texts and tellin all callers not to call again . But I am so worried. Will this affect my credit rating?? How can it from just accepting a quote for a loan??!! I feel so stupid . I do not even have a bad credit rating and was just browsing really .Companies like this should not be allowed.Please avoid this company at all costs .Nightmare !!

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