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“Don't Apply!”

written by on 22/02/2018

I applied for a small AA Loan recently (provided by Bank of Ireland UK). Before applying, I signed up to Experian so that I could see a full copy of my credit report (Experian is one of the agencies the loan underwriters use). I have an excellent credit score, have never missed any payments, have been employed on a permanent contract for a number of years and could easily meet the monthly repayments. Very disappointed to find out I was declined. I had read the reviews on this site but decided to ignore them. Don't make the same mistake I made. Go elsewhere!!!

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