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“Avoid avoid avoid ”

Written on: 06/12/2017 by umAdkins391 (1 review written)

I’ve had my Vanquis gold card for a few years and eventually got a credit limit of £4000. Due to my husband being made redundant , we had to use our credits cards heavily for a while . When I signed up I was told that Interest rates would drop and they review accounts every few months , however my interest rates were never lowered and when I rang to question why , staff were unable to answer . I have always paid on time and never missed any payments . Interest rates are extremely high . I was paying over £150 a month sometimes just in interest alone , so if you pay just the minimum payment each month your be in debt for a very long time. I’m pleased to say I’ve now paid off my card and closed my account ! I would not recommend Vanquis at all there are plenty of others cards such as capital one they offer credit builder cards and better interest rates .

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