YES Loans Reviews - www.yesloansuk.com

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★☆☆☆☆

“YES LOANS = AWFUL COMPANY - DO NOT FALL FOR IT!”

Written on: 05/10/2011 by SarahLou88 (1 review written)

If you are reading this I hope you are researching this awful company before going ahead, my advice would be DON'T DO IT, no matter how desperate you feel about your current situation. If you have already witnessed the scam of this company then also read on. I have been lucky in that immediately after stupidly giving my card details I asked for the number of the customer care where I could cancel if I wanted to, I rang it as soon as I put down the phone from them and of course I found out it… Read Full Review

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★☆☆☆☆

“Absolutely terrible,so stupid for applying with this...”

Written on: 03/10/2011 by garrypacy (1 review written)

I feel so stupid for applying for a loan with a company i hadn't researched, well i learnt the hard way, as all the other reviews state its a con, the customer service team, are rude, and inconsistent with there advice. i just hope i am able to get a refund!! fingers crossed. when i first applie for the loan, the advice given was very quick and when i tried to investigate and ask questions, the responses were quick, i should of known but really needed the money. Why i paid a application fee up… Read Full Review

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Sarahlou88's Response to garrypacy's Review

Written on: 05/10/2011

Hi garrypacy

Don't feel stupid, I've just fallen for it too, however I think I have managed to cancel my card in time so that the amount would not be debited and the bank said that even if it did try to come out even after the card was cancelled they would dispute it for me, so you might want to try that too as it's only a few days ago.

I've just posted a review too and waiting for it to upload.

I wish you all the best with the refund or with your bank if you try that too.

It's so bad of these companies to do this, it's not like we can afford it if we are applying with them in the first place!

Good luck :-)

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★☆☆☆☆

“SCAM”

Written on: 28/09/2011 by graemekerray (1 review written)

i was trying to get a loan and they where very helpful until i asked why they require my card detail if there was no broker fee, i declined to give them the information until i had the loan money in my bank and the silly FXXXXXXXrs hung up! Lol DO NOT USE THIS COMPANY AS THEY ARE THE BIGGEST CHEATERS GOING… Read Full Review

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★☆☆☆☆

“DO NOT USE THIS FOR A LOAN!!”

Written on: 24/09/2011

This is a scam they ask for your bank details then take £69.50 out of your account and you dont get it back they dont send you a loan its all a scam.i used them when struggling for cash and now im left £69.50 further in debt and havent seen any of the loan i tried to cancel the payment but because i sent them my details i cant be refunded.This is not a legitamate company they are con artists.DO NOT USE THEM !!!!… Read Full Review

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★☆☆☆☆

“AVOID!!! ITS A SCAM!!! ”

Written on: 21/09/2011

just like everyone else on here i fell for the same trick. i originally applied online as i was looking for a loan to purchase a new car, when they called me they said i had been approved and to 'process the application and check id' i needed to provide debit card info and accept to pay of fee of £69.50, i was sceptical at first and asked could i get a refund if i didnt accept any loan, she said yes i will get a full refund so i thought if i was getting a loan anyway then the £69.50 wouldnt… Read Full Review

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Guest's Comment

Written on: 03/10/2011

Have you had any response yet?? I made the same mistake before reading reviews which is not something i would usually do, i just wanted to know if it was worth get recorded delivery for the refund letter.

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★☆☆☆☆

“bloody scum bag”

Written on: 20/09/2011

stupid stupid stupid me completed the form online and i received a text and a phone call straight away. the guy asked te questions and while asking the questions he provides the answers too. i feel awful for reading my card and he pointed out to me for identity checks. bxxxxxxs. later on only to say this is for administration fees. NEVER READ THE LONG NUMBERS TO ANYONE UNLESS YOU ARE MAKING A PURCHASE. i stupidly did this. i have since contacted my bank and has explained the situation… Read Full Review

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Guest's Comment

Written on: 05/10/2011

Hi There

I just did the exact same thing, I got a telephone number for the customer care dept to get my refund but they never answer. Can I ask if you got anywhere in the end with your refund? And was there any risk to your card number etc - I feel so stupid now.

Thanks
Sarah

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★☆☆☆☆

“robbers”

Written on: 12/09/2011

Firstly a charming voice, then quick as a fiddle my unsuspecting husband paid a fee................... upon looking at proposed repayments they were more than double. Try and cancel you upfront payment of £69.50, no luck so far. If we do not get it I'm going to ask my editor to write about these tricksters… Read Full Review

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Guest's Comment

Written on: 16/09/2011

I had a similar experience I became aware they wanted my card details etc so allowing them to debit my account at thia stage I asked to their supervisor and while chatting with the supervisor I blocked my card,thus not enabling them to debit my card,since then I am getting bombbareded by laon companieswanting to give me loan so my advise is immediately put a block on your card i'e tell your bank card lost or stolen thus disabling them from debiting their fee.
Good luck
Mohan

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★☆☆☆☆

“Past Employee”

Written on: 09/09/2011 by thetruthteller (1 review written)

used to work for them before I found a better job, people it is a clever scam. Never fill out the application because at the end they ask for a £60 process fee for finding you a loan which you hardly ever actually get or the rate is terrible, your wasting your £60. Save yourself the grief… Read Full Review

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Guest's Response to thetruthteller's Review

Written on: 18/09/2011

my husband ended up giving his card details as thy said it was to check,then went onto a woman who sent email asking for electronic signature and the said 300 will go in your account within 24hrs and will be taken out on your next payday and somebody will be in touch about your loan in the next hour,nobody phoned and i told her i didnt want the 300 in my account but i want to cancel my application who do i phone...

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★☆☆☆☆

“DO NOT USE THESE COWBOYS”

Written on: 09/09/2011

Simple the same as everyonelse They took my card details to advise they would run a check on tuesday the 5th of september I was unsure to authorise the fee of £69.50 and advised the gentleman to call me back later, after he had said he could offer me a loan, at that point he transfered me to a lady who went through my details and advised she could not offer a loan, she also advised no money would be debited from my card today 09/09 my card has been debited and was never authorised Rang… Read Full Review

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★☆☆☆☆

“NIGHTMARE”

Written on: 06/09/2011

I typed into google "low rate loans" and entered a few details and clicked - get quote. I was phoned straight away by Yes Loans by a lovely girl saying that she can offer me a loan. I needed to give my card details for ID ( cant believe i did this ) and answered some questions. The quote they gave was ridiculously high . I told them this and said I do not want to go any further. They said I would be charged a £69 fee and my details were passed to several payday loan companies. I was appalled… Read Full Review

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★☆☆☆☆

“hi there”

Written on: 02/09/2011 by basnett (1 review written)

I went after yes money for a loan only to fined me having hoaxs calls from them on my mobile phone I dont think thay or a loan company at all only a bunch of scam mungrals who enjoy making your lifes a missery I will not recome mend thease people to any one they or a bunch of con who likes to con people into taking out a loan with them just to make money out of you I would not recome mend to any of my family or frends … Read Full Review

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★☆☆☆☆

“They are fraudster PLEASE KEEP AWAY”

Written on: 31/08/2011

I was searching for a car loan online with money supermarkets.com. After which I received a call from yes loans who took my details and said that they would send me a quote. The made it clear that it was a free service the all of a sudden they informed me that there was a charge if the connected me to a loan guarantor. At this point I told them I was not interested and they should not call me again. The have been calling me and threatening to take money from my account. … Read Full Review

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★☆☆☆☆

“Scum And to be avoided”

Written on: 12/08/2011 by up4itmart (1 review written)

Yes loans took money out of my account without my permission...I must have called Yes loans about 30 times to try and get my money back but every time i was hung up on...They make it so difficult to complain and i found the whole experiance frustrating...I finally got them to agree to re imburse the money that they stole from me, but i have to wait 30 days for the cheque to arrive - if it arrives. Avoid yes loans like the plauge... If you are taken in by them Complain Complain Complain and… Read Full Review

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Guest's Response to up4itmart's Review

Written on: 30/08/2011

I dont think that I could trust yes loan either.I applied for a loan with yes loan and I recived a tex to say that my application has been accepted so I phoned yes loans up and within a short time of torking to me he hang up on me they or a loud of con who cont be trusted if any one out there is looking for a loan then I would urge every one not to go any near yes loan they or not to be trusted

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Guest's Response to up4itmart's Review

Written on: 02/09/2011

I have been promised a refund cheque 3 times now since 27th June 2011 and still not received anything. I have a complaint in with the financial ombudsman and will take it all the way to get my refund of £69.50 back. It is an absolute scam and Yes loans should be avoided at all costs. My latest call today resulted in me being put through to \"Money Worries\"!! You cannot speak to a supervisor and if you want to officially complain you have to write to customer care who I have just been speaking to. I have spoken to 6 different people in cust care dept and no action, Mike, Eric, Victor, Stacy, Ann Howard and Dale, - 100% scam

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★☆☆☆☆

“Yes Loans are con artists!!!”

Written on: 08/08/2011

Today I stupidly applied for a yes loan which i came across while looking at cars for sale online, I gave few details online and the next thing i recieved a text telling me my application was successful, however, about approx 3 minutes later I got a phone call from a happy chap regarding the loan. I put my trust in this man thinking they were a genuine loan company and proceeded to give him my account sort code, account number, visa card number, exp date and security code, how stupid was I!! He… Read Full Review

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Garrypacy's Comment

Written on: 03/10/2011

Have you had any sucess in getting the refund back??

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★☆☆☆☆

“I cannot stress enough to people to avoid this company...”

Written on: 06/08/2011

me and my husband applied to this appalling company called Yes Loans for a £3000 loan,initially i was very happy as when we gave our information we were told that even though we did have some bad credit that they would be able to guarantee that they could get us a loan, we then were told that we would have to pay them a fee of £69.50 for them to obtain this loan from their so called panel of lenders, thinking that we would definetly get the said loan we thought that this was a small price to… Read Full Review

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★☆☆☆☆

“utterly appalling!”

Written on: 03/08/2011

I tried this company as my bank had said they were ok. An hour phone call and £69.50 less I beg to differ! After obtaining a loan from a local source at a much better rate,I have written to them, withing the 14 days as stated, requesting a refund but as yet, despite it stating that any refunds would be sorted within 30 days, I have not had any reply. I have also e-mailed to no avail. I intend to contact the Financial Ombudsman Services and say what I think of them as I feel it is absolutely… Read Full Review

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★☆☆☆☆

“Wouldn't even waste your money on the phone call!”

Written on: 01/08/2011 by xxxpixiedustxxx (1 review written)

I decided to apply for a Yes loan as I was worried about my credit scoring. The initial phone call was friendly and pleasant the lady I spoke to was very nice up until they asked for the £69 finders fee to start processing the loan. I was unwilling to pay this and she became very pushy. They ask for your bank details to start making credit checks on your main accounts to see whether you can afford loan repayments and assure you no money can be debited from your account. I decided this wasn't… Read Full Review

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Guest's Response to xxxpixiedustxxx's Review

Written on: 03/08/2011

i have just had pretty much the same experience, i immediately cancelled my card so that they could not take any money. i know it's a hassle but i'd rather that than be £69.00 out of pocket. i too am going to right a letter of complaint and a letter saying that i wish no further action to be taken on my behalf and my details destroyed. i'm sure, like you i will hear nothing from them. they are disgustingly rude and the one guy i spoke to had the cheek to tell me i was rude! i have never had dealings with this company before and i never will again! i hope this helps : )

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★☆☆☆☆

“Dont even enquire with them they took 70pound with no...”

Written on: 18/07/2011

Worst company i have ever dealt with recieved a cold call they very nice on phone they did a credit check to see wot i could lend when i heard the upfront fee was 70 quid i said i didnt want to proceed was told this was not a problem i would not be charged they gave me a number to call if i changed my mind however the girl on the phone started to find something funny as the call ended, i later found out they had taken 70 pound from me... They gaurentee to get back to u within 30days of a… Read Full Review

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Guest's Comment

Written on: 25/07/2011

I had a similar problem with them. They kept harassing me for a loan so I called the FSA and within one week got a cheque for £69.00 compensaion. I didnt pay any fees so it came as a surprise that I got compensated.My advice is next time go straight to financial service authority who are fantastic.

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★☆☆☆☆

“Do NOT be duped into giving a single bit of your...”

Written on: 12/07/2011

I had a very 'friendly' Ben call me from Yes Loans after I had applied online and I was happily giving away details until it got to him wanting the 16 digit number on my debit card. Alarm bells went off instantly. He tried every angle to convince me to give my card details saying no money was coming out of my account without my permission and that they needed it for identification as there was nowhere for me to show my passport or drivers license. I was still uneasy and asked if he could… Read Full Review

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★☆☆☆☆

“Total scam do not use this company”

Written on: 24/06/2011 by Emma1980x (1 review written)

What an experience with this company. Was tricked into giving my debit card details so called to be used for ID purposes then as was talking she tried to charge it for 69.50. Thankfully is declined but she has refused to cancel my application with a letter in writing. I have had to cancel my debit card with the bank even though I didn't authorise them to take any money. What a total utter scam of a company. They are a disgrace and need to be closed down. I wouldn't recommend anyone to use them… Read Full Review

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Guest's Response to Emma1980x's Review

Written on: 30/06/2011

Exactly the same has happened to me, although they have also threatened me that they have my bank deatils from my bank and that they will charge me. I never even gave them an initial payment!
Shocking and very upsetting!

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Wizmyrddins's Response to Emma1980x's Review

Written on: 08/07/2011

Same experence here as well I am about to issue court action against this company to get my money back. I to had to cancel Debit card.

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