Black Horse Loans Reviews - www.blackhorse.co.uk

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★★☆☆☆
2.1 / 5
32% of users recommend this
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★★★★★

“very helpfull and was given the amount i asked for....”

Written on: 11/01/2008 by kelly12680 (1 review written)

very helpfull and was given the amount i asked for. Now i have only one payment going out a month. I would recommend them. ive had 2 loans with blackhorse and this is the 3rd. Very helpfull and money was transfered into my account within a day of signing the agreement. a little bit higher interest but ive not got the best credit score!… Read Full Review

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★★★★★

“When shopping around for a personal loan I gave Black...”

Written on: 06/12/2007

When shopping around for a personal loan I gave Black Horse the chance after the satisfactory completion of a two year interest free payment plan from a purchase from SCS. I chose the deal that I wanted, and feel the advice offered during the meeting was excellent. I would recommend Black horse to anyone, for service they score very highly… Read Full Review

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★★★★★

“Black Horse Loans has helped me out of a hole at this...”

Written on: 23/11/2007 by happyperson (1 review written)

Black Horse Loans has helped me out of a hole at this stage and since they gave me a chance this is also an opportunity to try and repair my bad credit history (which incidentally was due to separating from partner and being left with all his bills too because they were registered at my address). The lady that dealt with me worked out my repayments to suit my means and didn't treat me as if I was begging for the loan like some other loan companies do. The whole process from start to finish… Read Full Review

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★★★★★

“Very helpful. ”

Written on: 27/07/2007 by Rupertpower (12 reviews written)

Very helpful.
Higher rate but I am now a lot better off plus they helped me do the course I wanted to do.
Cross fingers I pass - Have passed part 1 - have 2 to go… Read Full Review

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Rupertpower's Response to Rupertpower's Review

Written on: 22/08/2007

Tried to ring them up on the 0870 Tel No:
<br/>They refused to return my calls for * 3 * days - Why I don't know and when I applied to top up my loan they did not want to know.
<br/>When I asked if they did car finance - The reply was I doubt you will get it !
<br/>
<br/>Very Unhelpful, You would have thought they would be over backwards now you are a customer, but you are treated like muck.
<br/>
<br/>When paid off loan will not be using them again, Did help me out in the first place but at a high apr rate.

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★★★★★

“I have been more than happy overall with the service I...”

Written on: 24/02/2007 by lobo34 (1 review written)

I have been more than happy overall with the service I have received from Black horse. They really stood the test when I fell behind with my payments because I lost my job, other than the fact I had 15 missed calls from them on the phone, by which stage I was terrified to speak to them, I was pleasantly surprise when a charming Scots girl treated me like I wasn't a naughty child! They manage to take on board the fact that my situation was short term and set me up my own payment plan to sort me… Read Full Review

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★☆☆☆☆

“I borrowed £5000 in July 2003. I am still paying it...”

Written on: 18/01/2007 by bigdicky (7 reviews written)

I borrowed £5000 in July 2003. I am still paying it back over 5 years, paying £144.33 a month, which is a total of £8659.00.

Black Horse Finance have done OK out of it - £3659.00 profit. I would have never got the loan, but I was suffering from depression and anxiety at the time, and I did not know what I was doing. They lend money very easily, but there's a big price to pay… Read Full Review

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Kittykat01's Response to bigdicky's Review

Written on: 20/07/2007

Don,t know why you are complaining - you applied for a loan and got it, and would have know the APR ,and repayment amounts and term before agreeing!
<br/>
<br/>20% APR is not bad compared to some other lenders...

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☆☆☆☆☆

“Most lenders seem to be quite happy these days to do...”

Written on: 20/07/2006 by zrahman1 (1 review written)

Most lenders seem to be quite happy these days to do business over the phone. What's so special about Black Horse Loans? I was accepted for an unsecured loan on their own credit scoring system by the broker/introducer. I had to chase the lender, as they were slow in getting back to me after the initial decision in principle was made. I was asked to visit a local branch, but the closest one to me was a 1 hour drive away. I made the effort, because over the phone they stated that they would be… Read Full Review

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364662_Unsatisfied Customer's Response to zrahman1's Review

Written on: 06/05/2008

I found this review helpful because...I also found myself in the same position having travelled 30 miles to the nearest branch only to be turned down. They tell you when applying for the loan initially it is in principal accepted thus building up one's hopes of securing the loan then have those hopes dashed in a matter of minutes!

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★★★★★

“I was recommended to Black Horse Loans by Central...”

Written on: 13/04/2006 by davyboy (3 reviews written)

I was recommended to Black Horse Loans by Central Capital, and they were fantastic! I didn't have a perfect credit rating, and at first I contacted MorganGartmore.com, and within ten minutes of filling in an application online Central Capital contacted me and said I had a loan agreed by Black Horse. I went to my local office, and they were the friendliest people. I was offered my loan and signed all the paperwork, and two days later the money was in my bank.

Wow! Real people at last! Please… Read Full Review

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★★★★★

“I was a customer with Black Horse Loans for several...”

Written on: 22/03/2006 by stopchurchill (1 review written)

I was a customer with Black Horse Loans for several years. They were able to lend to me when others had turned me down. Always very quick and very helpful. One payment break a year really benefited me! The advisers are friendly, and all in all, I am very pleased with the treatment from Black Horse. I no longer have lending with them any more, as I cleared all my debts, but if I ever needed to get a loan again, Black Horse would be top of my list… Read Full Review

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