Citibank Reviews

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Citibank
★☆☆☆☆
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Latest Reviews

“Stunningly awful customer service”

★☆☆☆☆

written by nikolasideris on 23/08/2022

Since May we're trying to communicate with citibak UK about a serious issue and loss of funds, yet they are not repsonding. 1 physical letter, 1 visit to their offices in Canary Wharf, several emails and lots of phone calls. All for nothing! Just stay away!

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“Worst bank ever.”

★☆☆☆☆

written by walkben on 14/07/2017

I used Citibank when I was on secondment with my company in India. Having banked with quite a few different institutions over the years, I can say that Citibank is by far the worst I have ever used. When I was in India, everything had to be done face to face and branch opening hours were inconvenient. Now that I have returned to the UK, I cannot transfer my money because they have locked my account. Apparently I have to send a paper copy of my passport and (now expired) visa, which they already have, to get them to re-activate it. Despite it being an international company, the UK branches won't help me. I have advised my company never to use Citibank in the future.

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“Citibank Japan the worst ever!”

★☆☆☆☆

written by iinaosuke on 02/06/2014

I have been a long time customer with Citibank Japan, and they continue to be the worst bank in Japan. They will not let you change your address, and will lock your account. When I asked where was customer service when they had a problem, and why did not they call me if they had a problem with the snail mailing, the staff said, Yes why do we NOT do this?? They make you fill out unnecessary forms, waste your time, and quote antiquated rules. One minute they will tell you they are an American Bank in Japan and have to follow rules from the US, and then they say they have to follow Japanese rules. Some of these rules are not even done by the main Japanese city banks, but some how Citibank has to follow these rules. In the past I have had every branch manager tell me how sorry they are at all the trouble. Some branch managers have even said how hard they will try to fix the problems, but always come back and say 'Sorry, it cant be fixed'. Finally Citibank includes marketing info in English in your account mailing, yet for the past 20 years these brochures are very poorly written. It makes you wonder who is in charge of Citibank Japan??? Individual account holders are always arguing with their customer service and corporate accounts cannot even get true internet service. In Japanese Citi-bank, is pronounced, shitty-banku, and Citibank sure lives up to how you would say their name in Japanese. Stay clear, you will be a lot happy by not dealing with Citibank Japan!!!

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“Seem to think it's their money, not mine”

★☆☆☆☆

written by FUCiti on 06/04/2014

This review applies to Citibank Japan, simply the worst bank I have ever dealt with. Moved without telling them, so they locked my account without telling me, despite having my email address. Couldn't get money out all of a sudden, nor log in online. Nice. Called them from overseas, they said I needed to send an address change form, which I did. Received a reply at my new address saying my signature did not match so I would have to re-sign the form and send it in again. You've got to be kidding me. Every other bank these days allows address changes online, I seem to have gone through a time machine to the 1970s with these guys. I have a not insubstantial amount of money that I cannot access there and a completely unfriendly and unhelpful staff whenever I contact them. I have been a customer for nearly 20 years and will immediately close my account, if I ever get it unlocked, and move my funds to a bank that understands the concept of listening to your customers. Absolutely the worst service you can possibly hope to receive from a bank that you have used for 17 years.

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“A complete shambles”

★☆☆☆☆

written by on 21/01/2014

I have held a Euro current account with Citibank UK which I manage over the internet. I needed to make a SEPA payment to a German bank and filled in their online form. Nothing happened it seems there is a bug that only affects customers who have a single account with them. Tried to use telephone banking, having never had a need to use it before; no luck my PIN was locked. Ordered a new PIN and tried again. It was also repeatedly locked and I spent over an hour being repeatedly put through their systems listening to the same recorded tripe and then being put through to a new operator. Have messaged them online and written to their European CEO but no reply. Please steer well clear of Citibank UK.

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“Citibank are utterly incompetent”

★☆☆☆☆

written by on 20/11/2013

I was a Citibank customer for over 17 years and a Citigold customer for over 5 years. In October 2013 I was informed that they had decided to close all my accounts and that I had two months to move my finances to another bank! Over several days I tried to find out why they had decided to do this, but no one could tell me anything. Once I escalated this matter to more senior management (very difficult to do!), it turned out they had made a huge mistake and I should never have been told my accounts were to be closed. By this time I had already decided to move to another bank. The UK Citibank Management Team seem to have lost control of customer service. It made me realise that Citibank are so far behind the curve in terms of service and technology. I'm sure I made the right decision to move on.

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“Very poor service ”

★☆☆☆☆

written by A1234000 on 02/10/2013

Have banked with Citi since 1989 in Japan. Held accounts in Japan, Germany and now in the UK. Service has been rudimentary at best and have made some major mistakes (such as forgetting to transfer money to a pension funds etc). Accepted all this as had strange attachment to the bank after all these years. Today they notified that they will close my account after 24 years. They dont want my business anymore apparently. I have plenty of cash in the account and has been like that for years. No info - just closing my account. Phoned/joined another bank and was amazed at the level of service and responsiveness. I suspect Citi will close its retail banking in the UK - it cannot compete with its terrible level of service. It will just focus on expats. After all these years with the bank I can honestly say there is nothing to recommend them. Should have left them many years ago as my friends kept telling me to do. Sad to say but don't waste your time with Citi in the UK.

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“No service at all from Citibank India”

★☆☆☆☆

written by on 04/07/2013

It is very sad that Citibank does not care about the customer issues. I have been chasing them for the last 3 months to cancel a draft they sent to wrong address. It is their mistake. They ask silly question like what was your number 5 years back. What transaction your did many months back instead of asking genuine questions to identify the person. MY SINCERE ADVICE IS AVOID CITI BANK AT ANY COST. I AM STILL STRUGGLING TO GET MY MONEY BACK. 3 MONTHS NO LUCK. I AM DEALING WITH CITI BANK CALL CENTRE IN INDIA(BANGALORE)

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“Worse than horrible = Citibank”

★☆☆☆☆

written by on 23/03/2013

What can I say that you don't already know about Citibank? They took $300 billion in US taypayer money, and still cannot provide customer service. All I want to do it call my local branch office to ask a question. Citibank seems to think I need to provide my customer account to ask my question. After (almost) endless attempts to make me conform ("I'm sorry, I didn't get that) and auto-routing, I made it through to a customer "rep" WHO THEN TRANSFERRED ME TO ANOTHER AUTOMATED SYSTEM! Citibank seems to have forgotten that they provide a service to customers. A simple telephone number to my local branch would allow these customers to call, ask question, solve problems, and do business. Instead, we're treated like animals being lead through an auto-route gauntlet. I don't really know why I'm writing this review. It's not like Citibank will read or care about it if they do.

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“Citibank upraisal and nepotism”

★☆☆☆☆

written by on 11/03/2013

Citibank UK is one of the worst companies to work for. The feedback that you give about your manager can be read by your manager with the employee id. The upraisal is minimal or no upraisal. Some of your seniors tell you that the other guy got a lead role coz she/he put down his paper. The have a system of cost effectiveness wherein they make a contractor a VP even though she/he deserves AVP. People with Hopes stay in the company that their designation would increase. The rating system is such that you dont exceed a 3 and max is a zero. Designation wont be an issue if you can work for $1 annually.

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“Citibank is the worst bank”

★☆☆☆☆

written by on 06/03/2013

Citibank is one of the worst bank that I have ever dealt with. When I was having a salary account with them they had accound monthly limit of 25000 and now when I have left the company they have increased this limit to 100000 per month. This is Insane. Bad on you guys. How can you do so when no other banks does so. Guys request you to not deal with these guys.

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“Incompetent, Ignorant, Unprofessional, Useless”

★☆☆☆☆

written by OfficialApplicant on 03/10/2012

I have had to deal with Citibank both in the US and in the UK for transferring loans. It has been the worst, most frustrating experience I have ever had. Both branches took weeks to answer the simplest questions and, more importantly, set up actual accounts. I found that my paperwork was routinely lost, both in the US and in the UK. Also, only by my prompting and frequent visits did they finally open my account. It was detrimental that my account was open in a timely manner, which they promised before I applied, but unfortunately, it was not. I have had to wait several extra weeks than promised for the necessary funds to come through the open account, thanks to negligence and sheer ignorance on their part. They have handled these mistakes extremely unprofessionally and offered no form of apology or compensation. If I did not absolutely need this service, for the international transfer fees, the I would walk away in disgust. I hope my time with Citibank will be short and brief and that I will never have to deal with them or their incredible incompetence again.

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“56 st and 5th ave Brooklyn Citibank is slow with long...”

★★☆☆☆

written by on 02/09/2012

56 st and 5th ave Brooklyn Citibank is slow with long lines. The line barely moves. Appears disorganized. On the line right now. Yes I was on line long enough to write this review using my smart phone. I also had time to review other websites about Citibank s poor service.

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“Abysmal”

★☆☆☆☆

written by on 01/08/2012

I'll keep this short, as the catalogue of errors and crimes is long. Do not bank with Citibank. They will debit your account for no reason, stop sending you correspondence, provide next to no customer service and then charge you $50 a month for the privilege. Time-wasters.

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“Don't waste your time with Citibank ”

★☆☆☆☆

written by Dompyone on 05/05/2012

I've been trying to open an account for about 4 weeks now, after I apply online they sent me a letter asking for me ti sign and return it, they did not ask for any document. After 2 weeks without answer I called and the lady told me to send a certified copy of my passport and an utility bill, I've been to my bank natwest and the person in the desk did not know what I was talking about so he did not certify my photocopy. A lawyer will charge me £80 to do it. Waste of time. Is like asking a favor for the bank to take your money. Now days we as a costumes should be asking the banks to proved how they will care about our money not the way around.

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“Terrible customer services. Whatever you do don't open...”

★☆☆☆☆

written by on 12/04/2011

Terrible customer services. Whatever you do don't open an citi account. I held a account for almost 10 years and had to deal with consistently terrible customer service for most of those 10 years. The call centre in India is staffed by nice people. The terrible customer service is not their fault, it's Citibank management that has structured a terrible operating / customer service model.

I tried the gold card service in London in the hope a relationship manager in this country would actually make a difference. The service I ultimately received from the manager at the st pauls office was actually far worse, and like the call centre staff he seemed to have no power or ability to actually deal with issues. They have some internal department that deals with complaints which is a complete joke; seemingly like all other Citibank departments, completely ineffectual . Citibank, why not give your staff the power to deal with issues quickly and affectively?

I've cancelled my citi account finally and have been using First Direct for the last year and they are brilliant in comparison. Great customer service, UK call centre with no voice response system, friendly capable staff. Highly recommended.

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“My husband is overseas in a combat zone. Literally...”

★☆☆☆☆

written by on 04/04/2011

My husband is overseas in a combat zone. Literally minutes after he phoned me saying he'd just made his reservation home, I got an automated phone call from Citibank saying they suspected "fraud" on his account. It asked me to confirm whether charges were valid or not. Not able to tell what the charges were for (the descriptions were totally unhelpful), I kept punching the number for more info. Nothing on the menu seemed to route me to real person, so I finally hung up. Only it wouldn't hang up!!! For minutes the same automated message was playing every time I picked the phone up. Finally I was able to phone their 800 number. THEN it was a HUGE struggle with the automated system because I didn't know his credit card number. Finally, after tearing his room apart, I found it. Then it was an ordeal with the automated phone menu again before I got a real person. And that person just said they couldn't talk to me because I'm not "on the account". So I said I'd scan in & email my power-of-attorney, but they said that wouldn't work. I have to FAX it instead. So even though I have a 102 temperature & am really sick, I drove 15 miles to the nearest KINKOS & faxed the power-of-attorney. Then, when I phoned them back, they say it will take 'days' to process the fax (something not mentioned). They won't tell me anything -- whether the flight was canceled or what airline/company it's on, so I can phone & hold the reservation on MY card. I'm his wife!! Is that such a big deal? Just let me know whether his flight home is still on? Or did the suspected "fraud" screw up his reservation? This STINKS!!! You'd think a bank as big as Citibank could handle a situation like this.


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“I WOULD RCOMMEND THE FBI TO GET INVOLVED IN THIS...”

★☆☆☆☆

written by on 16/03/2011

I WOULD RCOMMEND THE FBI TO GET INVOLVED IN THIS MATTER, BECAUSE THIS BANK IS DESTROYING THE FUTURE OF AMERICA

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“I hold three UK "savings" accounts with Citibank -...”

★★★★☆

written by bl1ndness on 14/12/2010

I hold three UK "savings" accounts with Citibank - Euro, Dollar and Sterling. Okay, "savings" is a bit generous because their interest rates are not but for my purposes it is a very convenient and so far trouble-free relationship. I can trade between currencies online at some of the most competitive rates for personal use - usually a couple of points off the market rate (unlike other banks which hit you for at least six, sometimes ten). They gave me one Citibank card for machine use - and you can nominate which currency to withdraw cash for free abroad. So if I tell them dollars, when I go to the US I withdraw from my dollar account at no charge - brilliant.

The three types of issued Pin is a bit confusing at first and annoying if you don't have them with you - maybe that has something to do with their fiasco a couple of years ago?

I do not use this as my main checking/current account however for my purposes - it is great. Sorry to see so many problems for others.

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“Worst bank ever to deal with. Never ever get into any...”

★☆☆☆☆

written by on 09/12/2010

Worst bank ever to deal with. Never ever get into any kind of relationship with these guys. They are professional cheats.

They talk you into something and wash their hands of their commitments in a whisker.

If you happen to come across any relationship manager of citibank - just shoot him right at his head before he even starts talking about investments or any banking stuff.

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