written by on 19/04/2012
Simply put. If you have any debt issues then these are the people to phone. Very professional. Kind and considerate.
written by AndyS1968 on 19/04/2012
Following a split from my partner, I knew things would be very difficult with my level of debt, and to be honest I was dreading the thought of what was to come; endless calls from debt collectors, hating coming home to see what's come through the letter box, is that knock at the door a bailiff. It was all getting too much :o( I went to the CCCS website with a whole load of skepticism thinking the usual things about a Loan Shark disguised as a Debt Relief company. Having read their advice on the website and filling out their Debt Remedy questionnaire I was left wondering why I hadn't done this before. Having been recommended toward a Debt Management Plan I duly signed up and haven't looked back since. The advice offered is second to none, all the advisers are extremely knowledgeable, completely non judgmental and most of all empathetic to the extreme. Whenever I have got worried about things, they have eased my nerves and explained all options open to me. I have been running the DMP for 6 months now and haven't received one threatening phone call, one knock at the door or one scary letter, CCCS deal with all my creditors directly leaving me to relax knowing that, although it's not a pleasant position to be in, I am paying off the debts in an affordable manner. To finish off, if you find yourself in a position whereby you can't meet your financial obligation, the CCCS should be your FIRST point of contact! You will not regret it. Thank you CCCS, you are life savers :o)
written by on 19/04/2012
A little over 4 and 1/2 years ago I was £26,000 in debt, panicking how I was going to cope when I lost my job, not wanting to pick up the phone to creditors, sinking lower and lower - however, one phone call to CCCS changed my life and I am now completely debt free. It is an amazing feeling and and an achievement I could not have made on my own, I HIGHLY recommend CCCS and cannot thank them enough for all their help and their non-judgemental attitude Remember, just one phone call is all it takes, they are their to help you, just as they have helped me and countless others THANK YOU CCCS
written by SteveC0659 on 19/04/2012
What can I say. Before, every month was a complete struggle. Every month getting deeper into debt. If this is happening to you just stop now and go to CCCS. Get on a DMP. Yes you do get calls from your debtors at the start but they know about CCCS and once they see the money is going in regularly you get left alone to get on with your life. A great organisation, I absolutely recommend them to anyone with debt problems.
written by on 19/04/2012
We were at our wits end, we had gone to the bank to ask for help like they tell you,but was turned away with debts of over £17,000.I was with the bank for over 40years with no problems of any bad debt.We were pointed in the direction of cccs debt management to which we are truly gratefull they have set us up with a debt management plan to which we can afford,even though it is not the full payment each month the debt is being paid off thank you cccs.
written by on 19/04/2012
I would definitely recommend getting in touch with CCCS if your having money problems. I am now on a DMP and I can sleep at night knowing that everything is in hand. Unlike a lot of companies out there CCCS are completely FREE! Dont be fooled by these people that say they'll help you but then charge you a fee for it, speak to CCCS before you talk to anyone else. Although I havent had much verbal contact with them, any questions I have had have been answered quickly and they were very quick to help me get everything in place.
written by on 06/04/2012
Thankyou so much for your help and assistance over the last 2years I was so low and on the spiral of never getting sorted out but with your help at the beginning with my creditors it gave me the courage to know that I could face things pay off debt and still manage to have a life I am proud now to be debt free I am much more aware of the ways money is wasted and how essential budgeting is. I have learnt not to be pushed around by bankers but to be assertiveand negotiate You were always on the end of a phone if I got stuck with anything and I am now opening a new bank account -holiday fund saving for a holiday first that I can look forward to. Cheers
written by debtfree on 05/04/2012
after struggling with debts, doing the most stupid way ever...consolidating, consolidating, consolidating it then came to the point where we couldnt keep up with the payments. an online questionnaire via cccs was the starting point and from that point it was stress free. no more worries, they dealt with more or less everything. now....3 years on...debt free and its the greatest feeling ever. so sorry to be leaving cccs....they are there for support and fantastic with it. if you are ever in the position of struggling with debts....stop, think,and go for cccs, best decision you will ever have made.
written by on 04/04/2012
Not only have I cleared a debt from five years ago, but you have given me the skills to stick to a budget. Now I live alone with my three children, these skills mean my children always have what they actually need. What you want and need are two different things. I will carry on using the monthly budget forever now!Being in control feels like you have more money too.
written by kekus79 on 02/04/2012
I cant thank CCCS enough, Just six year ago i was sinking with debt. I lost my job and I found it very difficult maintaining my on going monthly contractual payment. I had four credit card debt totaling over £10,000, even when i eventually got another job, it was still difficult to maintain payment. Each payment goes toward the interest, and it was getting out of control. I remembered contacting one of the creditors to ask that they suspend the interest on the account to enable me to pay off the debt quicker , however this was refused, but this creditor also referred me to CCCS. When i contacted CCCS they made me feel at ease and listened to me, I was so impressed with their customer care. CCCS added all my debt together helped me to draw up a realistic income and expenditure based on my financial circumstance. This enabled me to make offer of repayment to my creditors. With their help also interest was suspended on the account. CCCS helped me manage and be in control of my debt by reviewing my financial circumstance every year. CCCS after care team was excellent, they kept me up to date with my balance. Thank you CCCS ,I would not have done it without your hep. I am now debt free. THANK YOU.
written by sirtrenty on 02/04/2012
THANK YOU SO MUCH you really did save my life because i was gettin further and further into a noway out situation and every day in my head was just dark thaughts about ending it all BUT i came to you and you were all so easy and reasuring to deal with it put my mind at ease as soon as i had put the phone down because i could see just a spec of light at the end of a really dark tunnel and now i am in the light a whole lifetime of weight lifted from my shoulders and mind life is good and now at 30 i can FINALLY start to LIVE, my life starts NOW, any one reading this i suggest get it done now the road is long but the team work out your money for you all you do is give them all your balance's and they tell you how to deal with it from then on they tell you when you should be debt free and it ended up 2 month's earlier then i was told it was SUCH a nice supprise to know it's all over. THANK YOU.
written by Maduggo on 02/04/2012
The title says it all really. 6 years ago I was in a right mess, didn't know what I was doing or why and more to the point, how to get it sorted. A call to the CCCS soon showed me that daylight was at the end of the tunnel and that I could make it to the end of the tunnel if I tried. I was given some fantastic help, advice and tips on how to start my DMP and go through it to completion. Once i was over the shock of starting to deal with my debt problem, my life changed from being inward and anxious to being an outgoing fun loving person that many of my friends had missed. So a huge big thank you from me personally, my friends would also say thanks for getting me back to being me again. P.S. I clicked the value for money button, but I don't know how it affects CCCS as it's a free charity help. Chris
written by on 29/03/2012
Many thanks to CCCS for there unfailing support in helping me pay my debts and acting as a go between with my creditors. It has been 5 long years,of very little money.But with the help of the CCCS and my partner I am finally debt free. I dont owe a penny to anyone. At times it may seem harsh but it is the only way,after a couple of years you get used to it and then there is the light at the end of the tunnel as your debts finally begin to reduce.Hated the yearly review as always wondering how much I would have to pay.Thank you CCCS and all your advisors.
written by SarahJaneBeckingham on 05/03/2012
Thank you so much CCCS. You have been amazing. We couldnt have done this without you. I never thought that 6 years ago when we started this plan that we would ever get there. Now we can start living again and hold our heads up high knowing we dont owe anybody anything and that we paid what we owed!! I have no intention of ever having a nother credit card, bank loan or HP again. If we cant afford it we dont have it!! You really did save us and our relationship. We are getting married in August and we can do that knowing our new life is a debt free life!! Thank you, you are all angels!! Sarah Beckingham and Ron Evans
written by on 05/03/2012
The CCCS team have all been fantastic all the way through. Most people reading this will know what is like to be in a difficult financial situation, some of us can find it very hard to speak with others about it and ask for help. Well, contacting you was the best thing I ever did. The customer service couldn't have been better and I really appreciated the understanding and willingness to help. It made dealing with debt much easier for me. I definetely recommend CCCS THANK YOU
written by on 02/02/2012
I would like to thank all staff at cccs for helping me get debt free.Somone was always on the other end of the phone for me.No matter what my problem was you helped me.I could not have been debt free if it had not been for the help of your dedicated team.You have turned my life around.Thank you again.
written by on 02/02/2012
CCCS were wonderful. I was reluctant to enter a DMP at first, not really admitting how much difficulty my husband and I were in. The staff were kind and supportive and explained everything to us clearly. Once we set up the DMP, it was great to start feeling like we had some control over our lives again, and counting down each month to our debt free date gave us a goal to work to. It has taken over two years but it now feels wonderful to be debt free. We have learnt so much about budgeting and financial planning in that time and now will be saving the money we have been using to pay off our debts so we feel financially secure and can look forward to a brighter future.
written by on 12/05/2011
Can't thank CCCS enough. Yes they are a bit slower than the other debt companies but they are FREE. I had a huge debt problem and with their advice I'm finally getting my life back on track. Advisors are very nice to speak to and not condescending in any way. They give you an honest appraisal of your situation and recommend the best choice of action. Best thing is they don't pressurise you like most debt companies. You won't get unsolicited calls or emails from CCCS. All round an excellent service that saved my marriage!!
written by on 30/10/2010
Hi, My daughter lost her job in Feb 2010, I've been helping her with monies since then but got to a point were I simply had nothing left in savings, premium bonds and overdraft so on the advice of my Mum (she was advised by them 4 yrs ago and is now debt free after Bankruptcy) I called CCCS initially as my daughter was embarressed and frightened. They had to speak to her as it was her debt but she soon felt confident enough to call when I wasn't there. Yes she has a problem as she had a deficit when the budget was done, but she has followed their suggestions, changed banks, re looked at her benefits and is feeling relaxed enough to have a renewed fire to find a job. I can't recommended them highly enough, my daughters whole outlook is more positive and confident and she continues to ring and get advice(she is doing token payments at present), until she finds work. Many thanks to the people on the end of the line at CCCS.
written by davidbanner1974 on 27/07/2009
I called the CCCS after being recommended as they were a free service, took ages to answer the phone and said it would be 2 weeks before they could talk to me.
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