First Response Finance www.firstresponsefinance.co.uk

First Response Finance www.firstresponsefinance.co.uk
★★★★★
4.9
98.0% of users recommend this
  • Speed Of Loan

  • Customer service

  • Value For Money

Media Gallery for First Response Finance www.firstresponsefinance.co.uk

Refine your search

“Simply the Best”

★★★★★

written by Zachary123 on 22/09/2022

Fantastic is the best word I can say for this company, helpful, efficient and treat customers as if they are all important, very fast service and will consider any credit rating. Anyone who needs a car go to First Response.

Was this review helpful? 1 0

“Simply the best”

★★★★★

written by meBullock402 on 22/09/2022

Very professional and friendly service, honest and quick loan providers,recommended at anytime

Was this review helpful? 1 0

“Look nowhere else”

★★★★★

written by 1994Schmitt on 22/09/2022

Exceptional service so friendly great advice helpful beyond belief vehicle knowledge is unbelievable they will go that extra mile for you.I have told my family and friends not to shop anywhere else just go straight to the best.What I liked the most about the service I received I was treaed like I was special in fact I liked everything I disliked not one single thing.

Was this review helpful? 1 0

“Wow wow wow”

★★★★★

written by MelinaPugh on 22/09/2022

Absolutely amazed how easy the whole process was and how quick and efficient first response device was honestly 48 hrs all sorted and new car drove out of dealers I would recommend first response to anyone with poor credit score Online was so easy and the colleague who dealt with my query at start was so friendly and professional made the whole easy experience great

Was this review helpful? 1 0

“Great same day finance with poor credit”

★★★★★

written by Ella352 on 21/09/2022

Wow,I was surprised to be accepted as I had poor credit, I was and great got my car, So easy to fill out form online, if stuck give them a call helpfulness and explanation of forms and rates which can be adjusted to sort your budget. Couldn't recommend them enough

Was this review helpful? 1 0

“Brilliant company ”

★★★★★

written by 276Lamb on 21/09/2022

I tried to get finance for a new car with failed applications, one company offered me finance with a good deal but then they decided to put me in touch with first response finance who even give me a better deal to purchase my new car. I drove away my car the next day. I will definitely use this company again for my next car finance. If you have bad credit experience they will listen to your needs. I would definitely recommend this company to family and friends.

Was this review helpful? 1 0

“Brilliant”

★★★★★

written by 213Cox on 21/09/2022

I had never used First response before, I needed finance to get my car, I applied to first response, and got the result I wanted the same day. I’m so happy with them, the agent I spoke to was very polite and explained everything in detail Thankyou

Was this review helpful? 1 0

“They are great and very helpful ”

★★★★★

written by Christina87 on 21/09/2022

I first heard of first response from my hubby as he got it for his motorbike at first I thought they wouldn’t let me get it for a family car as I have very poor credit but to my surprise they helped me so much I was able to get a decent 7 seater for my kiddos I’m so over the moon i really do recommend trying them they are straight forward and don’t judge you I felt like I respected with who every I spoke to as long as the car wasn’t over 10 years old I was all good they work with plenty of company’s to so you can look around and if you can’t find one they can help you they have quick response times to so your not waiting forever you can manage your account online to the best decision I’ve made I can’t not fault this company at all I’m very grateful to them and so are my kids

Was this review helpful? 1 0

“First response are just excellent ”

★★★★★

written by CL73 on 21/09/2022

We have been using first response for the last 3-4 years and they have always been excellent Nothing has ever been to much trouble always very helpful and always sorting out everything with 100% service The advisors have always been polite and for that I give them 10/10 for there work and getting things sorted so quick Will always recommend them to a friend with no issues at all There is nothing to say bad about this company as in the time we have been with them they have always as already said more than excellent service

Was this review helpful? 0 0

“Superfast response to get finance ”

★★★★★

written by Kaysloane on 21/09/2022

What a great experience I had in getting my new car . He was amazing he kept me updated and in the loop at all times take to make sure I had the smoothest transmission to get my vehicle .what a great lad he is professional courteous and experienced in what he does . Thanks so much 

Was this review helpful? 1 0

“Friendly fast service”

★★★★★

written by Grady460 on 21/09/2022

This company is great I used them for my car finance,website is easy to navigate and staff are very helpful and friendly everything completed nice and quick and everything explained in detail so you completely understand what's being offered.

Was this review helpful? 1 0

“Absolutely fantastic company”

★★★★★

written by Jayne86 on 21/09/2022

I am absolutely 100 percent happy with first response I had issues getting car finance and my brother told me about them they was absolutely brilliant friendly helpful they was quick and easy and now I have my car.

Was this review helpful? 2 0

“first response finance ”

★★★★★

written by 366Newton on 21/09/2022

firstly can i just start of with how friendly these guys were to me it was a delight working with them and it was a first class service fast and reliable… There staff were so helpful nothing was to much hassle for them everything was made easy as they done pretty much it all… i couldn’t recommend a better finance company… every step was explain carefully and in a way that was easy for me If you in doubt please check them out. A huge thankyou for all you’ve done for me a review was the least i can do.

Was this review helpful? 2 0

“Fantastic”

★★★★★

written by JadeMc on 21/09/2022

I don't normally write reviews, but this company have been fantastic. I had nothing but problems from start to finish with a car (bought from what turned out to be an absolute rubbish dealership) and they were great from the very beginning. They informed me of my consumer rights and where I stand, something I wouldn’t of knew otherwise. They have been so helpful, supportive and fought to get the car rightly rejected. Although it wasn’t a short process and was a very distressing time for me, I am very grateful to of had the support from this company fighting my corner. I would definitely recommend this company ⭐️

Was this review helpful? 1 0

“Great service from start to finish.”

★★★★★

written by Whitee210 on 21/09/2022

Easy to navigate through the website, agents on hand to offer support easily and quickly.

Was this review helpful? 1 0

“Excellent service.”

★★★★★

written by Kianac334 on 21/09/2022

Excellent service from start to finish all within same day most helpful staff and easy process would highly recommend.

Was this review helpful? 1 0

“Excellent service ”

★★★★★

written by Imbruglia82 on 21/09/2022

This is the first time I've used First Responce finance, i wouldn’t go anywhere else, the staff are really great and keep you informed every step of the way, the service is very fast completed within minutes. I would recommend anyone to give them a go. My credit file is bad, so to get accepted was fantastic. Thank you for your help every step of the way. I'll enjoy my next car with you.

Was this review helpful? 2 0

“First response, found a solution to my needing...”

★★★★★

written by MacGregor1968 on 06/09/2022

First response, found a solution to my needing transport quickly. This guy is calm efficient, knows his stuff and gets things done. I can't speak highly enough of him. An absolute legend. Your lucky to have him.

Was this review helpful? 1 0

“Returning customer ”

★★★★★

written by Dean279116 on 20/08/2022

I have used First Responce finance for the last five cars I’ve had and wouldn’t go anywhere else, the staff are really great and keep you informed every step of the way. I would recommend anyone to give them a go. I mean my credit file is not the best so to accepted was fantastic. Thank you for your help every step of the way.

Was this review helpful? 1 0

“Never thought I'd be accepted ”

★★★★★

written by Schaeferlx49 on 02/08/2022

I had bad credit and was excepted. My unique decision was based on my income, direct debit from my Child Benefit. I paid weekly for four years and never missed a payment. Thank you, first response for a smooth ride. No cons just pros. I would definitely recommend anyone who has bad credit to try first response. I will stick with them 100%. I would love it if I had a loyalty discount (me being cheeky)

Was this review helpful? 1 0

Our helpful community of likeminded people will be happy to answer any questions that you have.

Before posting your question please check to see that it has not already been asked.

Thanks for asking a question.

Once we've checked over your question we will put it live on the site and our strong community of experts will hopefully give you some great answers that you find useful.

We will email you when the question is on the site

Asked by Samantha1996 on 6th January 2021 Report this content
Has anyone traded there car in half way through there contact for a newer car?

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (2)
Report this content Darrellgriffin94 Written on: 07/01/2021
Go somewhere else.
Report this content Sam369 Written on: 07/01/2021
Yes I have done it a few times, I either break even and start a new finance contract or I took £800 over on the new contract, again it was easy and staff are fantastic with advice on the phone before you commit to anything, I found the staff where honest with me! I can honestly say out 4 cars with first response I’ve never completed the time frame for repayment, I’ve always traded in before the term ends!
Asked by Leeanne1405 on 2nd July 2019 Report this content
Has anyone had a personal loan with First Response?

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (3)
Report this content Chafron Written on: 02/07/2019
No it’s mainly Car Finance etc that they do
Report this content fvcjunior Written on: 04/07/2019
No, only for first costumer.
Report this content mynewmondeo140 Written on: 05/08/2019
It was car finance that I arranged with them. However, I did not do this through a car dealer. I contacted First Response and made the arrangements before going to a dealer to select the car I wanted based on the money they were prepared to lend and the amount I was able to pay back.
See All Answers
Asked by leeanneaharmstrong on 25th June 2019 Report this content
I currently have a car on finance with first response. Does anyone know if I can give them the car back and exchange for a new one as needs have changed? I have never missed a payment with them in just over a year.

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (1)
Report this content Tango2015 Written on: 27/06/2019
If you are halfway through the agreement I believe you can, best thing to do is call and speak to them direct. I have an agreement with them and they have been very helpful with anything I’ve needed help with. I would certainly use them again
Asked by mickfletcher on 8th January 2016 Report this content
Can I pick the car and dealer I want?

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (7)
Report this content samriley67 Written on: 08/01/2016
Yes get your credit limit and terms first then choose a local dealer they must have a consumer credit licence
Report this content 12Alison23 Written on: 08/01/2016
Yes you can but be careful where you buy and make sure you get a good warranty like rac gold or one that covers all.
Report this content Shazwed Written on: 08/01/2016
Yes, arrange the finance then pick a local dealer and car within your limit but get a good warranty before agreeing to anything
Report this content Nic79b Written on: 08/01/2016
Yes I got my fiesta from a dealer that was not on the list
Report this content Lady-willow Written on: 08/01/2016
You can as long as the car dealers are happy to use First Response Finance, as first response will only use dealers/garages they trust to accept their terms, like repairs, warranties, etc. Some dealers will only use their own loan companies due to the sales person earning commission, bonuses etc. I rang First Response and asked them for a list of dealers in my area who they were happy dealing with, and was lucky enough to find the car and dealer almost on my doorstep. Willow
Report this content Gazza1970 Written on: 09/01/2016
Not all dealers main dealerships wont want to sell you a car if you arrange your own finance through first response
Report this content Breeze680 Written on: 09/01/2016
Yes they are very helpful and they will supply a list of dealers in your area. Also if the garage is not on the list you can request them to be approved subject to status. I've never had a problem with first Responce
See All Answers
Asked by mmjay on 6th February 2015 Report this content
I have just been accepted for some finance from first response and wanted to know where I can get a car from? I live in Edinburgh and the dealer they put me through to are in glasgow, plus there selection is limited, any names of dealers near me would be much appreciated.

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (2)
Report this content Gazza1970 Written on: 06/02/2015
Hi there you can get one from millennium motors ferry road
Report this content Breeze680 Written on: 09/01/2016
Find a car you like and first Responce will authorise the dealer subject to terms and conditions and if they have a consumer credit license.
Asked by Kev2402 on 2nd September 2014 Report this content
I have had a car loan with them for 20 months. Am I able to look at changing my car and getting another loan even though I am still paying this one? Thanks

Thanks for answering this question.

Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

We will email your when your answer is on the site

Answers (2)
Report this content eggopp Written on: 02/09/2014
Hey up Kev2402.. I guess that would be dependent on your history with them. However in my opinion they are an excellent company to deal with. Put it this way, at one point i had a car AND a motorbike on finance with First Response both at the same time.. I had also traded a car in that was on finance to First Response, and refinanced with them. Its a shame they dont give out cheques for recommendations lol.. You have nothing to lose but the cost of a local call. Hope that helps, i cant speak highly enough of this company.
Report this content FirstResponseFinance Written on: 04/09/2014
Hello Kev2402, With reference to your question. We are more than happy to consider an application for an additional loan. As a company we do have customers who have more than 1 loan outstanding at any one time. Obviously, the success of your application will depend on your individual circumstances, please feel free to contact us if you would like to proceed. Also a big thank you to eggopp for your comments.
overview