OK: So i joined to ask advice after hitting a brick wall with a creditor only to have one of the self appointed GURUS of MSE forums flame me in no uncertain terms. I asked for advice to help with a difficult situation, not for judgment by the high and mighty minority sitting on looking down on the little people. Every piece of work martins does to help the little person at the bottom of various corporate mires is completely negated by these people and will only serve to make you feel worse about what is more than likely a delicate situation given you have registered with a site like this to ask for advice. I don't see the point in them to be honest, except to inflate their own inferiority complex by knocking the stuffing out of people already in a bad place. One of my responders (prompting this review) has replied to over 700 postings but only been thank around 40% of those and seems the type pf person who might take your wallet if she saw you unconscious on the street then blame you for being mugged in the first place. If you are in need of advice don't use the forums, as many other reviews have stated they are quite abusive and will only make you feel worse

This site is very good and contains alot of useful information. Read the site and apply it to your "current" financial situation. By doing so you will find it very useful. Those that don't, have no hope if im honest. Best section for me is the mortgage calculators as these save £1000's each year. This alone has already saved me 25k over a 3 year period. People with some level of financial understanding will be best suited to the site as you already know and are researching how to cut costs on everything. The recommended credit card for example "capital one" has earnt my partner and I £360 this year. We opened a account each and used the cards to pay for everything. You must make sure you pay the balance in full each month to gain from this. £320 with the Halifax bank switch. We have a joint account with NatWest. We then opened up 2 more accounts with NatWest then transferred over to Halifax leaving our joint account with natwest. We had no bills or standing order etc from the 2 new accounts with natwest. By changing bank we earnt £200 for doing this. Pay in £1500 per month and you get £5 per account totalling to £10 per month. Pay in £1500 into 1 account on the 3rd of every month then set up a standing order from the 2nd account to be paid into the 1st account on the 15th of every month. We do nothing but make free money and withdraw it at the end of a year. Thank you halifax. I have found the forums a little disappointing but it doesn't bother me. I wish you all good luck and dont give the banks your money.

I wouldn't recommend people to join moneysavingexpert forums unfortunately, they are extremely cliquey with older users being very sceptical about new members, to the extent where they are viewed as a troll purely on their low post count. The forums, particularly the "family" board are a place for people to be highly judgemental and smug. I wouldn't recommend anyone in need of help to ask for it there. The benefits and disability boards are a huge target for trolling, often done by quite established members. Although many users do post very helpful advice across the board, the forums are quite unwelcoming to anyone in need of such aid. Moderation is a joke, extremely biased and users are banned without any explanation. Same as posts being edited or removed. Money Saving Expert forums do have their plus points, many but the behaviour of quite a majority of members and the staff is very disappointing for such a well known forum.

plenty of easy to understand money advice, covers everything i have ever needed financially. like the easy to use interest calculators and directions to other sites

The site itself has some good advise. The forums especially the ebay one with its so called EXPERT is a joke. Very cliquey with all the regulars deferring to each other and polishing one anothers egos. Genuine queries like why am i not doing well are greeted with My sales are great, you are not trying hard enough. Arrogant self important people not really interested in helping other people. Best avoided

It is a shame that a website that is based on a great idea is populated by reputation sapping trolls. Individuals with little better to do than jump on the bandwagon and punish brands left right and centre. Unless there is a deal in it or massive savings. The site(forums) is abrasive, unwelcoming and dominated by individuals with dangerous often callous attitudes. The rest of it is great, Martin is on the money. But his army of wannabes are trolls lurking in the depths of the forum, with nothing better to do with their time but nurture their own sense of importance. Get your advice from the upper aspects of the site, then move on.

I have a problem with abit of finance which i took out to feed my children why i was out of work so now i back into work and wanted abit of help on how to pay this loan back at cheaper rates. All i get off some people oh you shouldnt of took out this loan in the first place etc, great father figure you are. Id stay well clear of this website as its full of snotty nosed people who think they know everything and dont care what your income, circumstances are etc.

found the site to "advertise" certain other products that were more expensive than those found through other sites, if you pointed this out your post was removed and you get banned.

I feel that a once great site has become a failure of it's own success and are now trying to grab as much money as possible by stating items as "best buys" for companies they get paid the most money from.

as for no ads on the site, this is almost a complete lie, they get huge commissions and the products through their links are occasionally higher priced due to this.

Use what they says as a starting block and do what they're always suggesting and shop around, use other websites for comparison.

I joined the forums to make a review on some headphones that appeared overly cheap. I was just asking if people thought the "deal" was real or not. I was made extremely unwelcome by a barrage of accusations of "spam", and when I asked why they were saying this they quoted my message and just wrote "spam" again... The thread was then deleted. I then made another thread and apologised if it appeared to be spam and attempted to remove any suspicions. I was accused of spam again by senior members, though a couple of nice people responded genuinely and helped me out, the thread was again removed.

Do NOT use the moneysavingexpert forums, the senior members and admins are extremely unwelcoming, I really do mean that. There are some nice people there I'm sure, though.

Avoid the forum; its sad, skeptical and unbalanced. The moderation is random, biased and no support from the email for help! Do your own research rather than rely on the uneducated opinions of the forum members.

The site is kind of fine and it has helped me save money in some ways, although it's not as throughout as it can be, it does favour some products over others. The forum is a hell, there is a small number of users who genuinely wanna share their experience with others and wanna help others to save money but most people are nothing more than losers in their lives who clearly don't have a life but go online to attack people who have a legitimate question to ask. I have posted questions before and get no answer (which is fine)m instead I got attacked by some really rude people. I have also answered questions and got thanked for but also got attacked by some loser. Stay away from the fourm.

All though all the info on the site is genuine and very useful the people on the forums are arrogant twats that do nothing but shout and put people down for there way of life

Mr Lewis is not comparing apples with apples.
He stated my bank debit card is a card from hell - Halifax, however does not mention anything about Barclays. Barclays is mor eexpensive to use abroad than Halifax..... He obviously favours Barclays out of all the Banks. He cost me over £10 extra. So much for a money saving expert....