Accept Car Credit Reviews - www.acceptcarcredit.com

★★★★★
4.5 / 5
92% of users recommend this
  • Speed Of Loan

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  • Value For Money

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★★★★★

“A company that offers personal service”

Written on: 23/06/2012 by Nick_58 (1 review written)

I applied for credit with Accept Car Credit with these guys to buy a car after being either knocked back or offered sky high rates from a number of other lenders due to having a bad credit rating after being declared bankrupt four years ago. These guys are fantastic and didn’t knock me back. Spoke with Neil who chatted with me at depth about my current financial circumstances and was willing to offer me credit at an acceptable rate and lower than quoted by other companies. The service was… Read Full Review

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★★★★★

“No drama, just great service from start to finish!”

Written on: 08/05/2012 by Stefan82 (1 review written)

I dealt with Neil from the start of my application. He was always very helpful and returned my calls on the same day, with out fail. There was an occasion where I had lost my job and was struggling to find the monthly payment. Due to the fact I had bever missed a payment previously, Neil allowed me to take a payment holiday . I would highly recommend Accept Car Credit to anyone. Professional throughout. No catch, these guys are good… Read Full Review

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★★★★★

“Excellent Service Again”

Written on: 26/04/2012

This is the second time I have used accept car credit, having had a good customer experience the first time round. Neil is always helpful and efficient. Yes I know the APR is high but this is the price you pay for a poor credit history. … Read Full Review

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★★★★★

“Great finance company”

Written on: 18/04/2012 by RachelBR (1 review written)

Having poor credit I applied to Accept Car Credit for car finance not thinking I would get passed,within an hour of making the application I had a text message saying I had been passed and to go and find a car. I found a ford focus diesel on the Internet and within days the car dealership had been paid and I had my new car. Well done at Accept Car Credit you have made my day… Read Full Review

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★★★★★

“Perfect finance company.”

Written on: 18/04/2012 by Jay_bee (1 review written)

I contacted accept car credit and got a decision in minutes as to whether they would finance the sort of car I was looking for. I got accepted (as the name suggests). I had a one to one personal advisor which helped check out the car that I had found. I could hardly believe that just 3 days after starting the whole process that accept had paid the licensed dealer and my gorgeous focus st 3 was available for me to pick up. One word describes this great company is "FANTASTIC" thanks accept… Read Full Review

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★★★★★

“My experience of Accept Car Credit”

Written on: 29/03/2012 by tim1547 (1 review written)

Just entered into my 3rd car now with Accept Car Credit... really can't fault Neil and his team. Very helpful when providing advice on the car, great to be able to deal with just one person through the whole loan process, customer service is excellent, payout is quick and straightforward. Once accepted you will have the freedom of choosing a car from any garage with a credit license (unlike many other bad credit car loans) meaning you can shop around for the best deal and car. APR is… Read Full Review

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★★★★★

“Can't fault the guys at AcceptCarCredit”

Written on: 20/12/2011 by Tavli (1 review written)

I just wanted to join others here in giving a good review. My Experience and history: First off my credit history is pretty poor, this is from things beyond my control a number of years ago when I became ill and had to give up work. Being out of work for 5 years due to ill health I could not afford to pay any of my outstanding debts and got into quite a mess, looking back now I should maybe have declared bankrupt and at least my credit would be clear by now, however being the person I am I… Read Full Review

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★★★★★

“Car Finance For BMW”

Written on: 15/12/2011 by johnjohnson (1 review written)

Well not much to say about these guys other than fantastic, quick, extremely helpful and a full knowledge of the trade very evident, unlike larger brokers they provide a personal service second to none and one of which you feel like your being treated one to one and not just as a number. I would highly recommend this company and will be using them again. My credit history has a blip no more so I expected the usual 50% apr, but was very surprised when they offered me near prime rates of 10% flat… Read Full Review

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★★★★☆

“whatcarcredit.com”

Written on: 14/09/2011 by ladylips (2 reviews written)

I applied for credit with some of the mainstream dealers finance companies and got declined. So as a last resort and to build up my credit rating following on from an IVA 3-4 yrs ago, i decided to try whatcarcredit.com which i found on the internet= i have been dealing with a lovely lady at the office called Susan Jones and she kept me fully informed throughout the process, and she got me accepted with Moneybarn (formally duncton). The APR rate is a little higher than some credit companies due… Read Full Review

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★★★★★

“My credit rating is so bad after a previous...”

Written on: 31/07/2010

My credit rating is so bad after a previous relationship breakdown, i had tried all the adverse credit companies there is and was declined each time. I tried Accept car finance whilst messing about on the net at work, expecting to have the usual `declined` message..to my surprise i got a call, saying i had been accepted, gave a few more details and they called me back in about an hour with a monthly payment amount, which was great, no GAP insurance or PPI being forced on me. They told me to go… Read Full Review

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★★★★★

“Applied on line, received an E-Mail back within 2...”

Written on: 29/07/2010

Applied on line, received an E-Mail back within 2 hours to say I had been accepted, which surprised me given my very poor credit rating. I was approved for £7,000 to purchase my Hyundai Coupe, Neil kept in touch throughout the whole process.Extremely satisfied and happy customer… Read Full Review

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★★★★★

“I have had very bad credit rating with 440 scoring,...”

Written on: 22/03/2010 by caravanlady (1 review written)

I have had very bad credit rating with 440 scoring, and needed a car tried a few places , but got turned down , tryed accept car credit and heard a couple of hours later , and with a total og £6000 , a week later we had our car. they were brill , and kept in contect through out… Read Full Review

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★★★★★

“I was contacted by Accept Car Credit on Tuesday and...”

Written on: 21/01/2010

I was contacted by Accept Car Credit on Tuesday and was told I was accepted for finance with a limit of £12500. I have quite a bad credit rating and was very surprised at the finance being avaiable. Having slight doubts in my head I went to a local car dealer the same day and picked out a nice Peugeot 206cc Allure. I then took this back to ACC and they took care of everything. After a few checks etc to confim my identity and a check on the car, the finance will now be paid tomorrow morning… Read Full Review

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★★★★★

“I came accross ACC online and thought it was worth a...”

Written on: 10/11/2009

I came accross ACC online and thought it was worth a shot to apply as I was realy struggling elswhere. I was contacted very promptly and went through the whole process via email and phone which was easy on very convenient. They gave me a max that I could borrow and all I needed to was find the car I wanteed, which I did shortly thereafter. Once car was sorted, documents were mailed to the dealer where I had to sign on the premises (new law), send them off to ACC and a few days later I had my… Read Full Review

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★★★☆☆

“I'm rather confused. Because my recent credit history...”

Written on: 05/01/2009

I'm rather confused. Because my recent credit history has not been brilliant I approached Accept as I thought it was the easiest option. However, the only deal they could find was with a company that supplied its own cars, which is not what I was after (nor what is advertised on the website). They advised approaching my own bank for a personal loan so I did. To my surprise, this was approved (in spite of the fact that my bank had turned me down for a credit card 6 months ago). I guess I rate… Read Full Review

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★★★★★

“Applied for Car Finance Thursday Had an email same Day...”

Written on: 14/03/2008 by swansea84 (1 review written)

Applied for Car Finance Thursday Had an email same Day acceptin me for £6000 called them up All happy got the letter next day to pick a car. Picked the car and they contacted the dealer same day should be driving away by monday cant wait. :)… Read Full Review

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★★★★★

“Having dealt with another company there were two good...”

Written on: 23/02/2008 by michellegl (1 review written)

Having dealt with another company there were two good points with Accept Car Credit. 1 You could choose a car at any dealer.
2 The 30 day time to find a car. (It took me a over a week to find the car I wanted).
After that, I found the company to be high in customer service with no hard sell of the policies you could have. They also liaise with the dealer to finalise finance.
Highly recommended and would use again… Read Full Review

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★★★★★

“I applied for car loan with AC, after a struggle with...”

Written on: 03/02/2008 by salvado (1 review written)

I applied for car loan with AC, after a struggle with other loan companies,I was accepted for £11.000 and was told to pick the car I liked..I have given AC several cars I was interested in but later I happened to find better ones, at the moment I have really found a nice car that I will stick to an X-Type Jag...will give AC a call to start the process,fingers crossed I will get my car soon, AC staff are the most polite people I have ever spoken to,very helpful and professional...will update you… Read Full Review

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★★★★★

“After being turned down by a few other companies my...”

Written on: 04/12/2007 by emmacharles010181 (1 review written)

After being turned down by a few other companies my friend recommended Accept Car Credit to me. I applied on the Wednesday and was accepted Thursday morning. I got a call telling me to find a car at a garage. I called them back with the details of a golf that Id found. They quoted me (which was a lot cheaper than I expected!) and sent the paperwork to the garage. Once I signed it took about 2 days until the garage called me saying I could pick the car up. They kept me up to date along the way… Read Full Review

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★☆☆☆☆

“I will not use Accept Car Credit again. Their website...”

Written on: 22/11/2007 by jules19 (1 review written)

I will not use Accept Car Credit again. Their website guaranteed £350 cashback and 6 months tax, we got neither. Was offered one car only, over 100 percent interest. I was told on phone, accepted for finance and no deposit required. When we got there, then they said could do finance, but needed a deposit of 250. Then told had to be partner's insurance and not mine (we couldn't do that as he has a provisional) only then to be told we could do it all of a sudden. Asked about part ex - was offered… Read Full Review

James Acc's Response to 326363_jules19's Review

Written on: 15/01/2008

Hi Jules19,<br/>I think you have our company confused with another similar sounding one, we don't sell cars, ask for deposits or offer tax etc. This can be confirmed on our website. We are a finance company not a car dealer therefore we wouldn't ask you to do any of the things you've mentioned in your review. As this is clearly a mistake please remove this review.<br/><br/>Many thanks

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Robert1599's Response to 326363_jules19's Review

Written on: 23/01/2020

This relates to Accept Car Finance not Accept Car Credit Ltd.

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James Acc's Response to 326363_jules19's Review

Written on: 15/01/2008

I disagree with this review because... its a review of a different company not acceptcarcredit.com.

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