UK Credit Ltd Reviews - www.ukcreditloans.co.uk

★★★★☆
3.5 / 5
62% of users recommend this
  • Speed of Application

  • Customer Service

  • Value For Money

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Latest Reviews

★☆☆☆☆

“UTTER RUBHISH”

Written on: 23/06/2016 by jamestatler45 (1 review written)

If there is anyone out there who is thinking of taking a loan out with these chumps then I advise you to think again I guarentee you will regret calling them. I cant understand how they have any good reveiws I think they may have written them themselves as they are none of those good things written. They are amitureish, useless clowns whos only tallent is talking bs and wasteing time. I recently considered taking a small loan out and made thr mistake of calling uk credit. There so called… Read Full Review

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★☆☆☆☆

“Worst company ever!!!”

Written on: 31/07/2014 by Leblancof179 (1 review written)

I have never dealt with or even heard of such an awful company! Took loan out with them 2 years ago and all was fine until I came into financial difficulty and they said they could help me! Which they did not at all i ended up missing just 1 payment which I was able to repay on the next payment date but they would not accept this and they immediately closed my account with them and sent me to court! I offered many different payment terms with them but they refused every one! They are a… Read Full Review

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★☆☆☆☆

“Misleading and time wasters”

Written on: 17/02/2014

Not happy with the service that I have received I feel they have mislead me and wasted my time, yes I have a poor credit history hence why I was using this compnay to obtain a loan with a gaurantor. Have logged a complaint but this does not change the fact that they have wasted mine and my gaurantors time… Read Full Review

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★★★★☆

“Easy Fast Application”

Written on: 22/01/2014

No paperwork, easy to complete application on-line. Staff polite & keep you in the loop as to the stage of the application. Fast payout… Read Full Review

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★★★★★

“Super”

Written on: 03/11/2013

gave me a loan and service was excellent… Read Full Review

Jamestatler45's Comment

Written on: 23/06/2016

lol must be 2 uk credits then the one I used was far from super but im glad somone is satisfied

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★☆☆☆☆

“UK Credit is an utter waste of time!”

Written on: 07/10/2013 by Camster77 (2 reviews written)

I needed a big-ish loan and given that I don't have a long credit history, a guarantor loan seemed the best solution. Having seen a competitor's adverts on TV (the Spanish word for "friend), I applied to them. A proper service! Brilliant! They called me, called my guarantor, ready to pay out the same day. But..... I then did an online comparison and came across UK Credit Guarantor Loans. Lower interest than their competitor. So I applied. Talk about a horrible service! All sorts of… Read Full Review

Jamestatler45's Response to Camster77's Review

Written on: 23/06/2016

I agree with you friend ive had the same bs from them they should be shut down

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★★★☆☆

“guarantor loans?????”

Written on: 19/08/2013 by masterhopkin (1 review written)

i got accepted for a £1000 loan last yr which was fine service was great then i got told i would b eligable for a top up loan after 12 on time payments which i have so then i applied for the top loan with an increase then to be told no as my credit score had failed i thought the whole point of having a guarantor was because applicants found it difficult to obtain credit so dont rely on a top up loan 12 months after i dont think it matters whether u pay on time or not it doesnt matter doesnt do… Read Full Review

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★★★★★

“excellent service!”

Written on: 30/07/2013

Great staff really helpful, keep you and your guarantor informed every step of the way. Originally tried Amigo loans who said my guarantor didnt meet their criteria,completed my application online the following day wifh UK credit and the money was in my guarantors account the same day, which is the fast service you need. Can't praise and thank them enough … Read Full Review

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★★★★★

“Great service, appreciated!”

Written on: 21/05/2013 by IainL (1 review written)

Can't recommend these guys highly enough. In these austere times it's difficult to find lenders who will help anyone other than those with gold-plated credit ratings but once we'd been through the simple application process, everything was sorted and processed within a day or two. Thank you!… Read Full Review

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★★★★★

“fantastic, rapid service”

Written on: 15/05/2013

I had been looking for a loan for a new car and had been dealing with a different company for 4 days and was still e-mailing paperwork, fielding telephone calls etc I had all the hassle and no money ! Decided to e-mail UK Credit to see if the process would be any simpler with them, and it was. I received a phone call in response within 10 minutes and the money was in my guarantors bank the same day. Although the APR was higher than a high street lender it was lower than other similar companies… Read Full Review

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★★★★★

“Excellent service”

Written on: 11/03/2013

From start to finish,very good service,I was dealing with some called [name removed],she was very helpful,explained everything well,got back to me when she said she would,admitilly interest rate is pretty high,but if I pay early their are no penalties, very happy with how quickly loan was paid out,just over 24hrs from start to finish… Read Full Review

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★★★★★

“excellent service ”

Written on: 17/01/2013

I applied a loan and the service was excellent and quick. I would recommend this to a freind… Read Full Review

Geliote's Comment

Written on: 28/01/2013

Why I cant get money I want !

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★★★★★

“Got my loan the same day!”

Written on: 14/08/2012

As mentioned, both my mum and I feel that we need to say a big thank you for your help and prompt response on working on our loan. As you are aware our boiler broke down 2 weeks ago and no-one was willing to help us properly. Every loan company beforehand kept delaying the process as they were wanting us to pay there upfront fees without any confirmation of approval. Their customer service skills are exceptional… Read Full Review

Burger1146's Comment

Written on: 01/01/2013

best loan company i have every used, fast no hassle application, great customer service skills. would recommend to anyone.

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