declined due to low credit score

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Page219's review of Lombard Direct Loans

“declined due to low credit score”

★☆☆☆☆

written by Page219 on 17/03/2015

I applied through them for purchase at ikea and with in seconds after submitting application online i was told i was declined. I called them and was questioned about my credit card and car finance put on hold and then told that the answer is still the same due to low credit score which didnt make any sense as i have gotten 3 car loans & a credit card... funny i could get a $15,000 car lian but declined for a $1000. Worst customer service. I don't know how they thought up their criteria..

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Ohright's Comment

Written on: 18/06/2015

Exactly my case @ low credit score! I can get approval for car loan and bank loan from the big four banks yet get declined for a interest free 1600 store card from a finance company I've never heard of before today. I earn 74k annually with very little credit enquiries to my name, clean credit file yet I got declined. What annoys me as this little "decline" is now on my credit file.

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