Quick & easy!

Really pleased with my recent dealings with Hitachi Personal Finance. I applied for a loan to fund a car purchase, the application process online was simple and gave me an instant decision of whether I was approved or not (I was!) and from there just simply e-signed the documents and the money was in my account within 24 hours! I got email updates from Hitachi to let me know when everything was in place and when the funds were released to me so I knew what was happening which was great. I have also signed up to online account management which gives you options to make payments, view balance, view settlement figures, change payment due dates etc. which is really good if you don't want the hassle of calling to do simple things.

One small point to note... the APR advertised on the website is 4% BUT this depends on your personal circumstances so do not automatically think you are going to get your loan at this rate. Mine came out slightly higher at 5.3% but compared to rates with other companies and banks etc. this is relatively low and the monthly payments are affordable.

A good tip! If you use Money Supermarket to compare loans this gives you an indicator of how likely you are to get a loan from each individual company and they do include Hitachi