very suspicious... they want pictures of my debit card front and back? ive alredy entered all the details on it so what else do they need to know? the colour of it? bit weird that they want it to an email address or mobile number, has anyone else been asked to do this?

I would like to start off on a positive note by saying that the principle Sunny is based on is good, giving people the option of more time to pay back a loan as opposed to expecting full repayment plus interest within one payday month etc...HOWEVER...the practice is where it all falls down, their initial credit check system is clearly 'reject happy', in order to pass that you would need to have a credit rating and report that's so clean you probably wouldn't need a loan in the first place, certainly not one that can be paid over 5 months, I know that sounds absurd but I'm just telling it like it is, they're not the only 'reject happy' lender to be fair, there are others that will spit people out who should have been accepted, they're as bad as most banks when it comes to 'criteria' and you know what they say about banks 'to get a loan from your bank at the moment you need to prove to them you don't need one' Lol, it's mad but at least with your bank you will probably get to speak to a real person who will make an initial assessment regarding whether you can afford the loan or not. Most of these payday lenders like Sunny rely on a clearly flawed online system to make their initial assessment, the thing about Sunny in particular is that it's defeating the whole object of giving borrowers who need the kind of loan flexibility they offer, if they are then going to turn away the very people who would best benefit from said flexibility and only allow people who don't actually need it to take out a loan with them, eg, someone with a high credit score and no defaults or other blemishes on their report is highly unlikely to need 5 months to pay back a small loan where as someone with a mediocre to poor one probably would, it's pointless advertising "loan repayment flexibility" if it can't be used by the people who need it, who else would need it??, they need to lower their credit check system criteria otherwise they might just as well get rid of the 5 month option and just be another payday lender!

Went online filled the Form took almost 20 mints and without Giving me any Reason why I got declined ? ? ? Rang them up and was told that's all we can do whatever is been given on the email. ARE YOU JOKING I didn't even receive any reason

Waste of time as previously stated, got declined, was suppose to receive an email stating why I was declined but have not received such email.