Amazon.co.uk Credit Card

End remember dont smoke cigarets, spais, end this is katmandu shop legal stuf. I every day come to KATMANDU shop 3time per day. Buy legal stuff end go home, makeng BRQ Chiken, leita i go tu shop buy beer, chocolate for my darling litle sister for brather i buy chips end coca cola ;)

Just a word of advice. In your own interest I would suggest you leave this Bank of America card (which is really what it is) alone if you want to avoid a whole lot of problems and time wasting

I signed up for the Amazon 0% credit card back in November 2013, having first read the terms and conditions very carefully.

The key point that I picked up was that purchases had to be from Amazon and the transaction had to be over £300 in value to qualify for the 0%.rate.

I bought a camera and some accessories in a single transaction, all direct from Amazon, (not its affiliates), totalling well in excess of £300.

When I reviewed my statement the following month, I found that Bank of America, who operate the card had chosen to charge me interest on the two items within the transaction that were less than £300, even though, in my view this was one payment, from one supplier delivered in one package, i.e. One transaction.

Bank of America were polite, but would not change their policy or view but did refund my interest, mentioning in passing that they had had a lot of complaints on this point.

My view is that the deal is misleading, deliberately so, so you need to take care if you sign up to this deal.

I applied for this card as I use Amazon a lot, and was attracted by the offers. However although I have a superb credit rating I was turned down. I appealed to no avail. Shame as I would have used this card a lot - their loss not mine.

Leeters delining my appication were very jobsworth - guess I just wasn't going to make them enough money.

I am a frequent user of Amazon and applied in response to an invitation from Amazon UK, to apply and enjoy rewards in the form of vouchers.

I am lucky to have a very good income and no debts other than a small mortgage. I prefer to pay by debit rather than Credit cards hence have no significant credit card history. The Bank of America which issued this card at the time decided I was not good enough to have the Amazon card and refused my application! An insult from a bank that has been in the news because of the mess it got itself into!

I guess the grounds were that I do not borrow enough and therefore either not well known to credit card makers or possibly I am not easy to milk!

No regrets for not having another credit card but a message of warning to all potential applicants, particularly those who have no debt or tend to clear their credit card accounts promptly.

i'm Pongkamol Wirawong i wanna try this card so i gonna pay after i'm spending with this card

I have had this card for almost 2 months now - my whole reason for getting the card was simply to buy a new TV from Amazon.com, and take advantage of the 0% interest offer if I spent more than £300 with them in the first 30 days. I can easily afford it, so thought why not?!

Got my TV, all fine and super happy (fab TV - love it). Did a bit more shopping and pre-ordered some 3d blu-rays also. Today I got an email from Amazon.com telling me they couldn't dispatch my first pre-ordered disc as they were having trouble taking payment.

Cue some worrying from my end as I am overpaying on the minimum amount by some amount and was fretting my payments had been misplaced and the card blocked (and my 0% offer recinded as a result).

Log in to my account online first of all, and it's all up to date - over £4k to spend on it and payments totally in the black - nothing wrong at all. So time to call BoA methinks. Finally get through to someone (after spending time with their incredibly annoying automated phone system) who tries to help.

After first telling me the card was blocked because there is another card on the account which had been reported lost (which caused me to freak out massively as there is no second card on the account and identity theft instantly sprang to mind), and then changing tack to tell me there was someone else with my name and an account (cue massive freak out yet again and a mental note to thank my lucky stars for having Equifax Identity Theft Insurance) the far less scary, but still very irritating truth emerged.

Turns out that BoA, in their infinite wisdom, were completely taken aback by the fact I'd spent almost £1000 in my first week of having the card (99% of which went on the TV) and had blocked it, without even bothering to tell me. I politely pointed out that they should perhaps be ready for large transactions if customers are offered a 0% deal and actually incentivised to spend a large sum on the card quickly! Not to mention the fact it might have been nice for BoA to tell me, their customer, that my card had been blocked.

I'm just happy I wasn't out in a shop, as having the card declined in public is for me the stuff of nightmares.

Just beware of these muppets. I'm not sure who they think they are to decide what I can and can not spend, or why they think it's OK to block a card and not even contact the cardholder to tell them as much, but be warned!

I have of course suggested to Amazon.com that they have a quiet word with BoA about all this, as it's their customers (and by extension their reputation) that is getting bent over the barrel as a result of this shady behaviour.....

I have been using this card more than 1.5yrs, I paid my monthly due amount on or before the due date suddenly they changed my due date by 2-3 days though the billing date was same as earlier months. I paid the bill on the same day as due date but since it was sunday the amount was credited on next day, so amazon(bankofamerica) charged £12.my question is how can they change the due date even though the statement date didn't change, they blame me for not checking the due date and transferring the amount well in advance. I closed the account on the same call. CC is very rude, they dont care customers.

Got this card because of the 0% on amazon purchases. spend about £50 pounds and statements start to arrive all OK. had a phone call offered balance transfer 0% for 12 months i accept it. transfer d around £1800 all ok.

when i start repaid back for some how they wouldn't accept my payment through their web site and as a result interest start to kick in. phoned and complained but the answer i had is that it was not enough time to reach my account to be paid in (payment was due on Friday paid in Monday morning!!!!!!!!!!) overall OK card if you don't use it mad and control your spend.

The Amazon.co.uk credit card.....

I was attracted to this card as i was due to make a major purchase or two and as as they were advertising 0.0% on credit card purchases (and 0.0% for balance transfers)i thought i would give it a go. Sure enough the card arrived and i made two purchases totalling £740.The bill arrived and i paid the minimum payment of £25.00 safe in the knowledge that i was interest free on all purchases until October 2010. However when i received my next bill i had been charged £18 in interest charges. When i rang to ask why the charges were made when the literature says 0.0%.,i was advised it was only interest free for purchases at amazon.co.uk not ON the credit card which just so happens to be also called AMAZON.CO.UK. In summary highly miss leading advertising and i'm sure i'm not the only one to be legally conned in this way. I have now paid off this card and along with my other MBNA credit card sliced and cut into a thousand pieces and sent back to MBNA with a promise that they had now lost my business.

PLEASE DON'T FALL FOR THIS CONFIDENCE TRICK LIKE I DID!!! AVOID