Please DO NOT enter into ANY agreement with these utter ruthless incompetent idiots! I’ve never regretted ANYTHING so much in my life! First the guy never told me that you cannot enter your rent under an IVA (when that was the MAIN reason I contacted them.) Secondly they each tell you crumbs of I fur stink each tube you call and it’s NEVER the full transparency to what is actually going on. I have regretted ever contacting these people and EVERY one I have spoken to from here has been a complete useless waste of time and they REALLY don’t care about their customers! Please avoid them with your life! Or if you must enter into an IVA just look elsewhere!!!!

DO NOT USE THIS COMPANY UNDER ANY CIRCUMSTANCE! They are completely incompetent and no more than glorified debt collectors and actually have consistently harassed me more than any debt collectors. I have sent them the money to pay off my full debt and am still receiving harassing and threatening calls, texts and emails daily. I repeat DO NOT USE THIS COMPANY they are as malicious as they are incompetent

Was one of the worst things that has ever happened to me and I was it by a car! It’s that bad stress, confusing, still fighting and cost more than just borrowing more money avoid

Tried to change my circumstances back in April, shared bank statements, completed budget and jumped through their hoops. Waited 3 months and nothing happened. I complained and they upheld it but still haven't finalised the changes. Now they want to start an annual review which involves the same process. I complained as the last 4 months have been very stressful so they agreed over the phone to take just 3 bank statements which I provided. Today they told me my IVA is at risk if I don't give them P60, access to bank statements and get proff of earnings from my employer. Going to Insolvency Service and Financial Ombudsman. I want a different company to deal with all of this.

I would advise this is a case of buyer beware. I have had a debt added to my account after my annual review which I did not recognise. When I asked to speak to my case manager over a month ago about this I was told he is not available, to date I am still waiting for the call back. This has now been 6 weeks. THIS SHOULD ACT AS A WARNING TO ANYONE THINKING OF SIGNING UP. I had also changed jobs and as I was working a month in hand I asked them to delay taking payment, which they agreed but still took the payment leaving me unable to pay my mortgage. I have now started recording all calls so I can take this to the regulator. Entering this IVA has been the biggest mistake of my life. You have to remember this is a business and all they want is your £3600 and do very little for it. When you look at the fees and how they are made up. If during the cost of living crisis you find yourself needing to go into an IVA I would strongly advise you not to use the insolvency group. This is not a company that care about its customers and you have to remember you are paying them and they are not doing this out of kindness.

Very helpful. I now have a Iva that now has my debts under control. Thank you for money advisor as I can sleep well tonight

Thank you to everyone I spoke with, never felt judged and always there to help! Highly recommend!! Finally feel so relieved after years of worrying.

All was great in the beginning, from July to Sept 2021 when I contacted the group but my emails to them after September have gone unanswered except for the automated reply of receipt. My concerns about new letters from debtors over taking me to court to get money is unanswered after they add the old debt to the new amount. I'm quite upset how this group have turned out!

Keep the communication through out of my IVA, deal with bailiffs who came to removed goods and council, so not too bad over all. On a down side taken longer than first told but that was down to HMRC but would recommend.