I've been with SMD for over three years. During this time they've been very helpful and kind during some difficult times. I would highly recommend their service.

I've been with settle my debt for quite a long time, coming up to 2 years. They have been great help and have settled half of my debts! They have saved me over £3000 but settling my debts and even more as they don't charge me a monthly fee like the debt management company I used to be with. I have about £5000 of debt left and they have told me I will be looking to save a further £2000. They are always on the other end of the phone if I need help as I'm a bit if a worrier. I don't know what I would of done without them! Thank you so much guys!

Settle my debt have been all round good they collect a affordable amount each week from me and distribute it to my debts which keeps them happy whilst saving a large portion of the money to offer them a settlement which they have done on about 4 of my debts .they they keep me informed with the payments and settlements ,since iv been with them I can see a light at the end and know that thay are working towards a total debt free plan for me . Highly recommend

If you live in UK and find difficult to pay all your loan amounts, we consider you to take a consolidation loan for paying only one loan at lower interest rate and easy monthly installments.

I have been with Settle My Debt for around a year and I couldn't be happier, it was very easy to set everything up, I simply gave them my account numbers and signed a form which was all done online and through emails. They rang me to talk me through how they work and they made me feel at ease. There is no hidden charges which is great. They do everything for you, if I ever hear from one of the creditors I just let them know and they contact them. They have made a settlement with one of my creditors and I am very confident they will do with the others. I like how I can am able to pay a lump sum at any point if I want and can increase my monthly payment at any point, this can be easily done by email as they respond really quick. Everyone I have spoken to has been very polite and I would highly recommend Settle My Debt to anyone.

I joined Settle My Debt just over a year ago, the staff are very polite and are very happy to help. It was very easy to set everything up, I just had to fill in a form with my account numbers and they did the rest. They phoned me to talk me through how everything works and made me feel at ease. They reply to emails pretty quick too. They have already settled one of my debts, I like how I can change the amount I pay and pay a lump sum at any point if I ever have extra money. They deal with everything so I don't have to talk to any of my creditors pestering me to pay them. I no longer worry about my debts and can get on with my life not feeling anxious about opening a letter or answering the phone. If I ever hear anything from a creditor I just let them know and they contact them for me. I would recommend Settle My Debt to anyone who is struggling with debt.

Before I joined settle my debt I was with a debt management plan, I struggled to contact the company and the staff had very poor attitudes, I was also paying a monthly fee which made the treatment I was receiving even worse. Now I'm with settle my debt and I could not be happier, no monthly fees increasing my debt and I am going to be debt free for 65% of what I owe. On top of this I actually feel like I'm communicating with humans and not robots which is absolutely fantastic. I wish I found them earlier in my struggle.

i had bin wiv debt free direct 4 bout 3 yrs n they werent doin nethink to actully help wiv my debts, i woz paying them 100 a month n they woz taking 35 a month off me, told me it woz gonna take bout 9 yrs to clear!!! my friend recomended me 2 jake who woz realy helpful from the start, made everythin clear n told me its only gonna take 4 yrs instead of 9!! i only had 2 sign 2 forms n they did the rest 4 me.

I used to be with a company called HB, they didn't explain how their fees worked properly. After 18 months of paying 200 a month, I was horrified to find out that every month they had changed me 40 per month...for just passing my money on..! I then joined StepChange, a so called debt charity, because they did charge me a monthly fee. After a few months I was wondering why they were hassling me to up my payments. I did some research and found out that they are actually funfed bythe ccreditors who I owe money yo! I couldn't believe it. A friend told me about something valled debt settlement. I did some research and found Settle My Debt. Not only do they not charge me any monthly fees, but they help me to save a lump sum and get me out for much less than I owe! Obviously this did sound a little too good to be true, but they were regulated by the OFT so after doing some checks, I decided it was worth a go! I'm so glad a did..after 7 months I have already had one debt settled for 62% of the balance. Why didn't I join these guys earlier? ?? Fantastic company, v clever product. Sorry I didn't find them sooner! If you're wondering which company to seek help from. Ive not found anyone better. First class!

I joined this company around 14 months ago, I had a mixture of debts, credit cards, a loan and various payday loans. The interest on my payday loans were so high and in the end I was taking more payday loans just to cover the interest and meet the repayment dates - I was getting no where. My home and mobile phone were ringing all the time, I was getting tons of letters and I was financially sinking. I was recommended to this company by a friend and that's when my financial trouble improved 100%. Calls & letters stopped within days and the interest and charges were frozen on all my debts. Which I was amazed could of been done. Within 14 months, 5 debts have been settled, saving me lots of money. Really straight forward process, great customer service with really amazing friendly staff. Couldn't be happier. Wouldn't hesitate to recommend.

I am not so sure how I came across settle my debt but I am so glad I did. I am sure it was a text message sent on my old mobile which I replied to. Settle my debt team are professional and at the same time down to earth. They do not make you feel guilty or stupid about the debt you have. They work with you in a positive way and always reply to your emails or queries. I have just recently joined settle my debt and they have already put my mind at ease. I am very happy with them and they have in a big way taken a big weight off my shoulders in a positive way.

iam so glad i got in touch with settle my debt i was in debt management for 3 years and they tried telling me i was still in a lot of debt i was never that much in the first place so i dont no where they got that figure from at all i spoke to settle my debt and explained my situation and they took over my plan after just 1 month my debt as reduced to £nearly £2000 and i can sleep at night knowing iam getting some where now where was settle my debt 3 years ago thank you so much knowing my debt will now come down and knowing there is friendly and helpful people at the other end of the phone to help you once again thank you

thank u settle my debt its nice 2 find people that do what they say and not do the opposite as soon as im clear im going 2 party thanks

Cant thank Settle-My-Debt enough for all their support. There have beeen a couple of times when things crop up like an odd phonecall here and there or a letter but once I let Settle-My-Debt know they deal with it all for me so I can relax knowing its all in hand. The amazing part is finding out after a very short space of time that 2 of my debts were settled and thats the best feeling in the world!!!!

i contacted this company and was totally helpful and didnt judge in any way, they sent forms to fill in and sign, the rest was done by this company, you pay what you can and they sort out with the creditors on your behalf, no more nasty letters, phones calls, i recommend this company.. dont ignore your debts i did cost me alot in interest, as this will be frozen. and after 2 years ive paid off a creditor less than what i owed due to settle my debt team. you pay in every mth and they save this until an arrangement is made with your creditor which i didnt know until i contacted them.