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Baines and Ernst Debt Management Service www.bainesandernst.co.uk
★★★★☆
3.5
69.0% of users recommend this

J84R's review of Baines and Ernst Debt Management Service www.bainesandernst.co.uk

“Happy Customer”

★★★★★

written by J84R on 26/05/2015

I don't usually write reviews but felt I had to write one this time round because of the situation I was in a year ago and the situation I'm in now.
Over the course of around 3 years, I managed to get myself into debt with a number of pay day loan companies. Where I owed so much out, I basically had to juggle between 4 companies in order to last the month. The turning point was when one of the companies wouldn't lend to me anymore so you can imagine the trouble that left me in.
I decided to search online for debt management companies and for some reason or another, picked Baines & Ernst from the many listed (I'd actually never heard of them before). The next morning, I had a call from a gentleman who asked me about my debt and then explained what their company could do. I was instantly impressed as the gentleman who called spoke with great calm and seemed to empathise greatly with my case (basically, I didn't feel like I was being judged whilst I was explaining how I'd manage to muck everything up!!!)
Since the first call, Baines & Ernst then took £286 every month from my account to divvy on to the separate loan companies. I must say, I was wary at first as I'd heard horror stories of dodgy companies and I was not certain that the loan companies had been contacted. I did receive some contact from the loan companies saying I hadn't paid at certain points but I forwarded on these correspondences to my B&E account liaison who dealt with these swiftly. What I imagine is that, where the loan companies are quite automated, they sent out these correspondences as standard.
To conclude, my debt is now all paid off and I am SO HAPPY for the help that Baines & Ernst gave me. Without their help, I'm not sure what state my finances would be in now. I know this sounds a bit clichéd but I would recommend Baines & Ernst to any of my friends/family that ever get into trouble and need help.
(I must also add, I am quite surprised by the negative reviews that have been posted on here but I can 100% confirm that I had none of the issues raised)

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