Great for CTF & Child ISA

I have 3 kids and I got the CTF cheque for the first child and set up ISA's for the other 2 kids.

I spent a lot of time researching around for good funds with a solid company. Family Investments (not OneFamily) offer good accounts for my kids, great invenstment oppurtunitys and choices and what looks to be a good return for my investment.

Reading the other reviews, it's worth saying this is a long term investment and as it's based on shares it's only sensible to understand that the value of investment can go down as well as up. People really need to understand that about any investment of this type. It's not something new, but most people need to spend time reading up and making themselves aware.

If you want safety and small returns then keep your money in the bank (and try not to spend it). If you want the possibility of larger returns, but with higher risk then go for an investment fund. It's that simple.

I am able to check all 3 accounts online from one place, pay in one-off debit card payment online, set up a higher monthly direct debit if required and all backed by great customer service.

Any changes you make are confirmed via email/letter in post so you really can't say you are kept in the dark at any process.

The customer service team at One Family/Family Investments are very good at what they do. They don't offer financial advice, stick with a financial advisor for that, but what they do offer is reassurance and guidance for all things relating to your account(s).

Year on year, the account value has increased on all 3 accounts. I understand the risks as should others, so I would highly reccommend One Family/Family Investments if you want to secure something for your childs future.

I have had one of the accounts for 7 years now and never had a single issue that couldn't be resolved by a simple phone call to speak to someone.

Read up on Child ISA's, look at the options, make the decision, you won't regret it and let's face it, your child at 18 with a cash lump sum to go to UNI, get a car or even put down a deposit on their first house is quite possibly the best gift you can give them and means they won't hopefully get sucked into too much debt at an early stage in their life.