First Response Finance www.firstresponsefinance.co.uk – Questions & Answers

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Asked by Leeanne1405 on 2nd July 2019 Report this content
Has anyone had a personal loan with First Response?

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Answers (3)
Report this content Chafron Written on: 02/07/2019
No it’s mainly Car Finance etc that they do
Report this content fvcjunior Written on: 04/07/2019
No, only for first costumer.
Report this content mynewmondeo140 Written on: 05/08/2019
It was car finance that I arranged with them. However, I did not do this through a car dealer. I contacted First Response and made the arrangements before going to a dealer to select the car I wanted based on the money they were prepared to lend and the amount I was able to pay back.
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Asked by leeanneaharmstrong on 25th June 2019 Report this content
I currently have a car on finance with first response. Does anyone know if I can give them the car back and exchange for a new one as needs have changed? I have never missed a payment with them in just over a year.

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Report this content Tango2015 Written on: 27/06/2019
If you are halfway through the agreement I believe you can, best thing to do is call and speak to them direct. I have an agreement with them and they have been very helpful with anything I’ve needed help with. I would certainly use them again
Asked by mickfletcher on 8th January 2016 Report this content
Can I pick the car and dealer I want?

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Answers (7)
Report this content samriley67 Written on: 08/01/2016
Yes get your credit limit and terms first then choose a local dealer they must have a consumer credit licence
Report this content 12Alison23 Written on: 08/01/2016
Yes you can but be careful where you buy and make sure you get a good warranty like rac gold or one that covers all.
Report this content Shazwed Written on: 08/01/2016
Yes, arrange the finance then pick a local dealer and car within your limit but get a good warranty before agreeing to anything
Report this content Nic79b Written on: 08/01/2016
Yes I got my fiesta from a dealer that was not on the list
Report this content Lady-willow Written on: 08/01/2016
You can as long as the car dealers are happy to use First Response Finance, as first response will only use dealers/garages they trust to accept their terms, like repairs, warranties, etc. Some dealers will only use their own loan companies due to the sales person earning commission, bonuses etc. I rang First Response and asked them for a list of dealers in my area who they were happy dealing with, and was lucky enough to find the car and dealer almost on my doorstep. Willow
Report this content Gazza1970 Written on: 09/01/2016
Not all dealers main dealerships wont want to sell you a car if you arrange your own finance through first response
Report this content Breeze680 Written on: 09/01/2016
Yes they are very helpful and they will supply a list of dealers in your area. Also if the garage is not on the list you can request them to be approved subject to status. I've never had a problem with first Responce
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Asked by mmjay on 6th February 2015 Report this content
I have just been accepted for some finance from first response and wanted to know where I can get a car from? I live in Edinburgh and the dealer they put me through to are in glasgow, plus there selection is limited, any names of dealers near me would be much appreciated.

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Answers (2)
Report this content Gazza1970 Written on: 06/02/2015
Hi there you can get one from millennium motors ferry road
Report this content Breeze680 Written on: 09/01/2016
Find a car you like and first Responce will authorise the dealer subject to terms and conditions and if they have a consumer credit license.
Asked by Kev2402 on 2nd September 2014 Report this content
I have had a car loan with them for 20 months. Am I able to look at changing my car and getting another loan even though I am still paying this one? Thanks

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Answers (2)
Report this content eggopp Written on: 02/09/2014
Hey up Kev2402.. I guess that would be dependent on your history with them. However in my opinion they are an excellent company to deal with. Put it this way, at one point i had a car AND a motorbike on finance with First Response both at the same time.. I had also traded a car in that was on finance to First Response, and refinanced with them. Its a shame they dont give out cheques for recommendations lol.. You have nothing to lose but the cost of a local call. Hope that helps, i cant speak highly enough of this company.
Report this content FirstResponseFinance Written on: 04/09/2014
Hello Kev2402, With reference to your question. We are more than happy to consider an application for an additional loan. As a company we do have customers who have more than 1 loan outstanding at any one time. Obviously, the success of your application will depend on your individual circumstances, please feel free to contact us if you would like to proceed. Also a big thank you to eggopp for your comments.
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