Basically fraudulent - not even a medical plan

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IMG Travel Insurance www.imglobal.com
★☆☆☆☆
1.4
From 53 reviews
11.0% of users recommend this

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Guest's review of IMG Travel Insurance www.imglobal.com

“Basically fraudulent - not even a medical plan”

★☆☆☆☆

written by on 02/07/2013

I have had a IMG (International Medical Group) for 12 years. My premiums have gone up and up every year, but I kept on paying. Last year's premium was $6,000.

Last year I had my first claim and had to be in a hospital for a week. I got my renewal notice this year and they upped the premium to $12,000! (My total hospital payments came to only $3,000).

They claim the risk pool has shrunk since I joined. Why not keep the risk pool large enough to share risk?

I contacted the insurance commissioner. Get this. They told the insurance commissioner the policy is neither a health insurance contract nor a health plan. Say what? Their brochure says "Comprehensive major medical plan designed for people who need long-term coverage."

Obviously I feel I've been ripped off for 12 years.

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