I wanted a loan for a car of £4500. I'd seen a VW Golf that was perfect but didn't know if I would be accepted for a loan. I've heard how having too many searches on your profile is not good for your credit history so when I found the soswitch smart search tool I was delighted. It allows you to find out if you're likely to be accepted for a loan before you even apply! I'd recommend to anyone who is thinking about applying for a loan but isn't sure if their credit is good enough to be accepted.