They will do all they can to not pay out

I was interested in taking out pet insurance with Co Operative. I filled out the form online and waited for my policy to arrive. It didnt arrive so I telephoned and they told me that there were three exclusions put on the Policy. I asked what these were. They said that because I had put on the form that a few years ago he had an ear infection and had his gland emptied that they had put this as a condition on the policy. They said that a third condition had been mentioned which was a skin infection. I said he had never had a skin infection in his life and I was told that if he got another ear infection then this could lead to a skin infection. I of course told them that I did not want insurance from them as it was obvious that whatever I had to claim for, if I ever did which I have never done so, then they would not pay because they would try and relate it to anything that he had had when he was a baby. DO NOT go with this company BEWARE they will probably NOT pay out for anything but just take your money.