Tesco Personal Loan - Excellent Service

I do not normally write reviews but I am so impressed by my experience with Tesco I thought I needed to.
I wanted to consolidate some existing borrowing as I have 2 current loans with other providers, I also wanted to have something left over as I am going to Florida in the summer, as Tesco would say, every little helps! So I looked around for a loan of £20,000 and with Tesco I was able to get this over a 10 year period, which works for me. I also wanted to be able to make additional payments when I can and again Tesco fitted the bill. Extra payments can be used to either reduce the overall monthly payment or shorten the term of the loan, which will reduce the amount of interest paid as well, so that really works for me.
I applied online on Wednesday afternoon and was accepted straight away, the APR was 8.6% which was a bit more than I hoped for but not too bad. The big plus for me is my repayments leave me £140 a month better off. None of the other mainstream lenders were offering anywhere near as good a deal or a term of over 7 years on a £20k loan! The next best was 7 years at 12.6%.
The paperwork for my signature arrived on Saturday, no other documents were requested. I should say that I have 2 current accounts with them that have my rainy day funds in for the 3% interest and 2 credit cards that are paid in full every month, so they do know me well as a customer.
I posted the signed agreement on Monday and by Tuesday afternoon the money was lodged in my current account.
I can't complain about any aspect of the application process or the service that Tesco have provided and I certainly recommend them. It might take a bit longer because of the agreement being sent out to you but that I think makes the experience seem a bit less automated and more personal.