Have had at least 4 loans with peachy, always found it really quick and easy. Paid off my last loan £325 a month for 3 months. Just tried to get a loan for £300 and was declined. Seems really arbitrary. I has same outgoings and I come???? Why?

They gave me a loan for 9 months when I had multiple loans already, poor credit rating and allowed me to top it up as well, I replayed early. And assume that’s why they won’t lend to me again. My credit rating is 100 points higher than it was with first loan, and low and behold they won’t lend to me again. Customer loyalty obviously isn’t something they’re interested in. Anyhow they suck, and I’m now gonna put a claim in for unaffordable lending, hopefully they’ll be next to fold and disappear.

With no missing payments all payments was took on the correct date...there option to top loan up is a farce always got turned down....now with only one payment left the top up option was automatically declined without options.....they are a quick payday lender that goes back on their word...would definately NOT recommend at all.

I paid my 1st payment on time and has my money worked out! Then they go and take another £46 for no reason no warning and has now left me overdrawn and on more dept!! Absolutely shocking

They charge me 33.99 for immediate subscrition with ID idmonitoring  and set up monthly subscrition. After aplication which was decilne I received massive attack from e-mails tex messages!!! PLEASE DO NOT USE THIS SERVICE NEVER EVER! People - I asked for small money after 1 minutes I have less! 

Applied online expecting to be declined, but Peachy helped me when other companies wouldn’t!!! Quick online application, straight forward and quick response with acceptance via email. Just in time for Xmas & I Had my loan within an hour!!! The site has plenty of help/support answers too for anyone unsure of certain things such as ‘Top up’ of your current loan... this is a great feature, you pay the current interest owed and then you can increase your loan, it seems like a handy safetynet to have. I’m really happy with peachy’s service ... 5 star service overall!!! ***** Thanks Peachy!!

I've heard a lot of bad things about short term loans, but this one is great. Would advise you to keep on top of it, but if you pay back early, you save yourself a lot of interest costs.

Great service until you need help. I had my pay date changed. Out of my hands and peachy would not accommodate it. I understand once the loan is issued it can't be changed but no need to add on the interest daily til my new paydate. Absolutely disgusting way of making more money

Peachy is a quick and reliable service. I have no trouble in the past. Even when I missed a payment. The staff dealt with my situation in a positive way. I would recommend to friends and family it would be advisable to be in a working position before you take out a loan.There isn’t much dislike about peachy like any other loan companies the APR is high.I am just happy peachy could provide the service needef

I had a loan with a different company in the past and was not impressed with their rates so decided on Peachy Loans and have never looked back. Their customer service is amazing and they always put the customer first so I will not be going anywhere else again.I like the apr too, Which is manageable and the fact there is no hostile pressure to take another loan, unlike some.All in all, a big thumbs up for Peachy!

Peachy is a good service when it wants to be. I understand the level of criteria changes which can be annoying. The acceptance and payment process I have never had a problem with but applying for a new loan I have. My first peachy loan term was 3 months which I paid before even before 1 month ended. I was then declined for the next 12 months. I then took 400 over 6 months paid on time for four months then cleared on the 5th month. I was then declined again with peachy. My credit score has improved and not decreased since but yet still declined. To me this shows even when paid on time "being a trusted borrower" peachy only loans to those that have low credit when it suits it's business not helping it's customers. Other then the loyalty side a reasonable service.

I found Peachy very helpful when I needed money in those white good needed replacing & soon!!! There was no problem at all. And the pay back deal was good too. All staff were helpful when needed and found the whole experience very useful.

I have transferred you my payment today but I'm extremely dissatisfied with your service, I have tried to make my payment online since I received a message saying my payment was unsuccessful, I tried to contact you but your call centres don't operate on weekends and the fact that the money is in my account, my bank details are correct and you have just hit me with a late payment fee and negatively impacted my credit rating when I have never missed or been late with a payment in over a year of being a customer of yours is ridiculous. The problem was at your end not mine so making me have to pay for your mistake is just a joke! After I pay of this loan I will never be using your service again and have already contacted the financial ombudsman and left negative reviews with my family and friends and all over social media. Your service is a joke!!!

DO NOT bother with these idiots. TOTALLY USELESS!!!

I have been waiting hours for a loan that was approved form them. I have gone else where for a loan. I have tried calling to cancel it, but there isn't anyone there. Useless company, really useless.

Money was put into my account with no hassle, very fast and efficient

A fabulous way to access funds when times are not good. Look after their customers very well. From good customer service support to the chance to win some prizes too! They make sure that going into any type of loan is within budget and is right for the individual. 10/10