Birmingham Midshires Mortgage

If you have ANY dealings with this company, check your credit file. They’ve run 30 hard checks on me to date, for no reason and each time they’ve been contacted to ask them why, they run another? They can’t help as I’m not a customer of theirs.

I don’t know what’s going on, hopefully their regulatory bodies will be able to get some answers for me

Do not under any circumstances deal with this awful lender. It’s actually time to get these types of lenders off the market

I closed a sale on 20th October my solicitor paid BM and I thought the matter was closed .

On 25th October they took money out of my account for a mortgage payment for a mortgage that does not exist anymore. I rang them explaining the situation and they said yes it was automatic and the money has gone into a holding account and would be returned in 5 working days. Five working days passed on the 6th working day I rang back and demanded they return my money they had captured in their account I was then told I had to wait 12 working days. I asked the reason why because the mortgage account had closed and the money was in the holding account and due to it being a digital market now there is no reason why it cannot bounce back into my account. I asked the reason why they said I needed to receive a letter from them saying the account was closed. I told them I have received the letter. They still insisted I had to wait. I asked them who receives the interest for those 12 working days and I needed a proper explanation of why it had to be 12 working days to receive my money back. I am taking this to the ombudsman and radio stations it’s to

Expose these corrupted organisations

This is by far the worst company to have a mortgage with, they are evil beyond belief and will cause you the maximum stress by not being helpful and not following the government charter which is in place to assist mortgage payers. All phone calls are from a script and they will drag every phone call and make it as long as possible and will still not provide you with help at the end of it. Do not use this company, you will regret it, they deserve to go bust and have maximum redundancies as they are not serving customers fairly instead they are making life a misery. They will make you ill. You have been warned.

Trying to speak to a member of staff concerning my. mortgage nobody answers funny how the mortgage increase letters always arrive on time though

This lender decided to raise my monthly payments midway through my fixed term mortgage owing to changes going on within the company. Never had or heard of a lender doing this. Avoid this company.

Worst mortgage company in the world. Anything owned by Lloyd's goes the same way. They take over great companies and then run them into the ground with poor service etc.

As with all Lloyd's owned companies BM Solutions avoid answering the telephone, ignore emails, ignore letters are incompetent in the extreme.

If it were not for the Government bail out money they get pumped into them they would have vanished thirty years ago.

You must avoid this lot at all costs or they will either frustrate you or ruin you financially with their sheer and utter financial and business idiocy.

Another fine mess Lloyd's has gotten itself into.

We recently wanted to remortgage both our properties as the initial term was coming to an end.One property based in Eustace Road East Ham(4 bed) was valued at £430,000 in April 2016.Guess what, Birmingham Midshires valuer just visited the property on Friday 14/05/2021 and gave a valuation of £435,000 .He must be a very ignorant or inexperienced valuer as today Zoopla and neighbouring properties were sold for £475.000 onwards for a 3 bed and ours was a 4 bed with 2 bathroom with full renovations.Mortgage Works valued it at £430K in 2016 and commonsense would dictate that now its 2021 and should be valued around £525k to £550k

Our second property is at Eton Road,similarly, the valuer got it wrong.Neighbouring houses were sold for £455k to £470K.He valued our house at £435,000 far below market value.

Birmingham Midshires has lost a reliable good customer due to no fault of our own but due to their incompetent valuer

Rude customer service, spent 1hour and 50 minutes on the phone to them. Their valuation said my property was £0, estate agents valued at £320K. Their excuse was because only 4 people in the block owned their properties! Its ex council what do you expect! Not everyone can afford to buy their place! The money was to help my son buy his first home! I have no mortgage on my property either! What a joke. One week before completion i was told and the value was done two months ago. They accepted it was their fault i hadnt been informed sooner! AVOID AT ALL COSTS

Rude and unhelpful staff - wholeheartedly suggest to avoid.

Paid for a basic valuation to BM which consisted of 2 pages and cost £340. Arranged an independant homebuyers survey which was in much more detail and that cost the same. BM rip off. I'm going to another lender.