written by 1949Brooks on 07/06/2016
Surprisingly we applied for a mortgage with a different bank which 1. Offered more value to loan which we didn't need 2. Didnt feel impossible to find us away to keep affordably low 3. Fixed Rate for 5 Years - yes pay abit more but secure
Required several documents as standard which yes some did need reviewing and supplying further details however thats the situation all banks are in to be sure you can pay it back. Dont be stressed over the DIP or the full mortgage application they are working on the case, they may not ring back with updates however dont be alarmed - it took 2months with awaiting documents to its final stage.
Communication is the key....dont be rude there only human too.
Finally we got the ball rolling in our new home which came a new home gift box and £500 cashback therefore made the first months payment over half the price.
Certainly need patience's and to stay calm as it can be stressful - roll-coaster ride but Im more than happy with it all to be honest.
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