written by Danny1stop on 23/03/2018
I regularly check my credit score using Clearscore and just before Christmas I noticed that my score had more than halved..!! I did some digging and found out that I had been issued a CCJ that I knew absolutely nothing about. All correspondence had been sent to an old address and it was in respect of an unpaid parking ticket that I did not even know that I had been issued. I contacted Lender and Court and they gave me some really good advice and told me what my options were and whether they thought I had a good case or not to get my judgement set aside. The person I dealt with at L&C was great, a real friendly guy and very knowledgeable in this field. He kept me well informed all throughout the process and other than me having to sign a few forms he took care of everything. The parking company agreed to set aside the judgement by consent as they agreed that I had moved and had never received the notifications or court summons. I had to pay L&C’s fees, the outstanding monies to the parking company and £100 in court costs but it was more than worth it to get the CCJ removed and my credit score back to where it should be. I would definitely recommend Lender and Court if you feel you have been wrongly issued a CCJ.
Regards
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