TERRIBLE CARD

This card is a scam to get fragile consumers that are looking to rebuild their credit score interested and damage them even further. I am so sorry that I ever did any business with them, I opened this card in hopes of rebuilding my score after several medical issues and I wanted to buy a home. I used $300 of my own money to open an account and only made 1 puchase for less than $15 in total, I set up automatic payments over 6 months to show a consistant payment history. To my surprise I received a notification that I had a 30 day delinquent reporting when I called to investigate I learned that there is $25 minimum monthly payment and that my payments were not sufficient, I received no notifications via e-mail or by mail. Ultimately Orchard refused to reverse the reporting and I suffered -80+ points and I am farther than ever from my dream home. STAY AWAY from this card they are fee obsessed preying on innocent consumers. I have not even had this card for 6 months, I am devistated by this.