Credit Expert leaves big holes in credit monitoring

Having been with Credit Expert alert service for several years because having understood that I could relax because "Experian CreditExpert continuously monitors your credit report for changes and potential fraudulent activity.", I was shocked to find this monitoring of my credit report was actually restricted only to Experian credit reporting and that a fraudster simply had to identify shops offering credit that was not vetted by Experian to be potentially able to instantly open credit accounts without any credit alerts being sent out. This leaves a hole as big as a barn door in the Experian Credit Expert Service. Relax? Sure, if you don't mind them opening credit in your name you may not know anything about until you are contacted for repayment of tens of thousands pounds of fraudulent run up debt. Shame on you Experian.