Check My File Credit Report www.checkmyfile.com

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Check My File Credit Report www.checkmyfile.com
★★★★☆
4.1
81.0% of users recommend this
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Latest Reviews

“They do not show your credit report have problems...”

★☆☆☆☆

written by Jamiyak391 on 29/01/2018

They do not show your credit report have problems logging in can't reset password and take your money do not use!

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“Subscribed after a month”

★★★★★

written by warptechno on 11/09/2015

I have used the others in the past, Experian etc but went for the month's trial with CMF and was so impressed with the wealth of information they provided I am now a monthly subscriber. I am looking to apply for a mortgage in the not too distant future and I feel this site will be invaluable to me in achieving this. Times are hard obtaining credit in the current environment and this site is your ally in getting the help you need. For me - thoroughly recommended.

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“A great Hassle-Free CRA.”

★★★★★

written by Luckysandpiper on 10/04/2015

I first used CMF in June 2013 by taking advantage of their free 30-day trial and was surprised by the comprehensive nature of the reports. However, I did not want to subscribe on a regular basis and so I cancelled before the trial period ended, fully expecting to have to argue with them. Not so, I received an auto-answer to my secure message confirming cancellation and that no payment would be taken. In May 2014, I asked for another report by activating my 'dormant' membership and paying the monthly subscription, and once again I cancelled before the end of the month. Once again, the auto-acknowledgement came with the same assurances as before. I have repeated this process this year in April 2015. It is important to me to have a once-yearly 'snapshot' of my credit files and this is precisely what I get from CMF without any hard sell or hassle. Their reports are comprehensive and grouped under headings on the Home page. If I hover over any item, a pop-up box gives me an explanation of the item. I could not ask for a better service.

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“Totally excellent and thoroughly worthwhile :)”

★★★★★

written by Connollyof142 on 01/04/2015

This is a fantastic site, offering an excellent service. It is super easy to understand and everything is clear and concise. I highly recommend this to my friends and family and indeed anyone wanting to check their credit file. There is nothing about this site that I dislike. It is professional, very friendly and extremely helpful. I cannot fault it at all.

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“Great Website - Highly Recommended!”

★★★★★

written by JAHowse on 20/03/2015

CheckMyFile is easy to use, provides comprehensive information on your credit repot, and has a very easy to understand user-friendly website. Can't recommended highly enough, was a real lifesaver for a quick check on our files before submitting our mortage application!

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“Effective, supportive & quick”

★★★★★

written by on 14/03/2015

Ive used experian and others , but switched to check my file over a year ago - love the facility to suspend membership and do it all through website rather than having to call to cancel etc. So thankful it sends reminders to log back in - as a problem had arisen due to my address being named differently on electoral role versus every other company. The team answered all of my questions and were very supportive of my situation. They checked issue out, explained why there was an issue and more importantly provided detailed steps to resolve the issue . Cant thank them enough my issue is now well on the way to being corrected within 2 weeks. Quick, effective and supportive service. Would highly recommend them

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“Excellent ”

★★★★★

written by SiennaHoughton on 15/01/2015

Excellent service with a facility to contact by phone or messaging. Staff very helpful. Would recommend

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“Excellent”

★★★★★

written by britgal on 16/12/2014

Easy to navigatye, tons of information. Very reasonable price and easy cancellation process if needed. Big enough to be fully comprehensive but small enough to care. First class customer service. Would recommend

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“Does what it says on the tin!”

★★★★★

written by arbemo58 on 14/12/2014

The terms and conditions are made really clear from the start. I got instant access on signing up, which was really wasy to do. Once inside I got a clear 14 page report telling me much more than I expected. It showed detaield results from 3 agencies side by side. It was so easy to understand. I decided to cancel as my circumstances are not likely to change, I receieved a notification immediately acknowledging and giving me a reference number. You can still access the file as it is saved, but no longer updated. Wonderful and didn't cost me a penny! If only all companies worked this way.

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“Best Credit Reference agency in The UK In my opinion”

★★★★★

written by ThomasJones on 04/09/2014

Hi, i have been with Equifax, Experian and decided to joing Check My File. Checkmyfile is much better than the other two, it holds more detailed information, it even shows you which accounts appear on the other two agencies. i joined up in about ten minitues and all of my information came through with no issues, everything was up to date, even a credit card that i had opened around 2 weeks ago. with experian, when you wanted to cancel you had to telephone a customer serivce number, and when you wanted to cancel, the person on the telephone would ask you why you were cancelling, and try and reduce your monthly charges from £15 a month to £9.99 a month. the same with equifax, it was a hassle to cancel with them, i cant remember their charges though. with checkmyfile, i opened the account and seen everything was up to date and i was happy with it, i then wanted to cancel (becuase im not thinking of taking out anymore credit in the near future, but when i do go for a mortgage i will most definelty be using this agency)i used the websites secure messaging system and messaged them asking to cancel, they personally wrote back to me thanking me for using theyre service and for the kind words id left them etc... it was not a robot auto response but from a human, which was really good in my opinion. the monthly fee with check my file is £7.99 as apposed to £14.99 with experian, half the money for twice as much information is a no brainer. very happy with them.

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“Disgraceful”

★☆☆☆☆

written by Stephross87 on 27/08/2014

I requested on 6th of August and was told it would be an immediate delivery. I chased with Veda as I thought this is who I had requested with, they said they didn't have any products for $24 and would need me to request. So I chase after reciving letter to say it would be 10 working days, they told me to verify my details with Veda and they were ready to supply. I spoke with Ajay he confirmed no request was ever received or likely sent. I said that I paid money and required immediately he said he could only provide in 10 days from my request being sent if I wanted it for free. I then had to pay the money $80 to get the file.

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“user friendly company!!”

★★★★★

written by pippylupy on 13/08/2014

This was a great website, easy to set up and very easy to use with loads of information as I requested. No charge for trial usage and very easy to cancel if need be. I would certainly recommend the service!! :-) I would definitely go to this website again if I needed to. Thanks so much x

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“Excellent service! ”

★★★★★

written by Sambek273 on 03/08/2014

Used check my file as I was getting declined for loans/credit cards and wasn't sure why as my credit history should of been good, never missed any payments or defaulted. Really easy to sign up with them and very cheap monthly subscription compared to the other credit ref agencies, and you get to see what is being reported to all 3 major agencies rather than just the one! Discovered that not all of my credit agreements were being reported on a monthly basis as they should be, meaning my credit score was being affected in a negative way as this made it look as though I had no credit history at all!! Contacted check my file through their on-line messaging service and received an immediate response from them advising on what to do and that they would also contact the agencies themselves to see what was happening. All sorted within a matter of 2 weeks, excellent and speedy service and such nice people to deal with. Can't praise them enough really helped me out with regards to my loan, which I have now managed to get. So pleased I have kept my subscription 3 months later just to keep an eye on what is happening to my report each month. Definitely recommend to all. Thanks checkmyfile.

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“Really Good Service”

★★★★★

written by Lyonby143 on 13/07/2014

I used checkmyfile as thought someone had gained access to my identity. A quick sign up with the site and found out they had. I spoke to checkmyfile and they were really helpful and guided me through the process. I would definitely use them again in the future and recommend to friends.

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“Very impressed with this company!”

★★★★★

written by Wilsonoi410 on 03/07/2014

I wanted to check my credit status as I was worried about things and from this company's report I got to know everything I needed. Their report covered the three main agencies in one report! The report was really good value, very comprehensive and covered everything including the rating the lenders see versus the rating that other people see. I also appreciated that they had an easy cancellation policy too - no sweat, just a matter of sending a form from their website. I highly recommend them and will be using them again. In my opinion they are the best out there.

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“Excellent credit report service!”

★★★★★

written by martsmithy on 21/06/2014

This site was recommended to me by a financial advisor, while sorting out a new mortgage. I was under the impression that my credit rating was below average, which would affect my borrowing power. I signed up for their 30 day trial, and managed to log in easily, after going through appropriate proof of who you are sections. Once logged in, I was able to see my credit rating at a glance, and it proved to be 'excellent' which was encouraging, and greatly aided me getting a new mortgage, with higher borrowing. The site is easy to understand, and the details of current and past transactions were accurately represented. Although I only used the service for the free trial, I greatly appreciate the quality of information that I was shown, and would wholeheartedly recommend it to others. Mr Smith

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“credit report webpage ”

★★★★★

written by johnevans86 on 11/06/2014

Excellent and easy to use webpage to keep your credit report up to date. Highly recommend to anyone as they are very helpful when needed with fast replies. And about half the price of experian report after 30 day free trial. Thank you John evans

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“Easy to use and good customer service”

★★★★★

written by on 06/06/2014

I did registered with the others but what a nightmare, they charge extra for this and that and to cancel with them it's a real nightmare trying to stop subscription. Check my file is by far superior, you can view everything you need to really easy site and well laid out. If you need to cancel you can do this straight away and to re-activate it's very quick..helped me loads with understanding my credit and the questions I've sent messages for have been answered quickly and professionally. I did have a break for a few months but I'm back for good now!

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“Be careful a bit sus”

★☆☆☆☆

written by 191MacLean on 05/06/2014

I have had my account debited for fees and I have not received any information I feel this may be a a fraudulent company.

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“Fantastic, a great help.”

★★★★★

written by lrSchmitt195 on 31/05/2014

superb service, I would highly recommend checkmyfile to anyone looking for a comprehensive credit check facility!

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