Accident, Sickness & Unemployment Insurance

Buying this insurance is not as it seems initially. I spent about 10 days researching this product and in the process spoke to several companies and have gathered reasonable amount of insight into how these work. The most important tip I would like to give is - where possible speak to an advisor before you buy. Of the companies I spoke, some were excellent like Best Insurance and Endsleigh with no hard sell and loads of others who did not even want to speak. Based on my 10 days of efforts, I decided to go for Best Insurance. I also liked the fact that the policy wordings are clearly available on the site and no hidden facts to worry about later.