www.firstdirect.com First Direct Internet Banking

The most recommended online banking product at Review Centre is First Direct Internet Banking. Achieving a high 3.4 out of 5 star rating from all reviews submitted and recommended by 63% users, First Direct customers at Review Centre describe this service as a very fast, efficient and reliable way of keeping track on transactions. Customers say the ease in which you are able to set up a direct debit, transfer funds, apply for ISAs, loans, insurance and other services is very good indeed. Described as "top notch" by one customer who goes on to describe the friendly customer service - First Direct Internet banking is an online bank which is fully integrated with 24 hour telephone banking as back up. First Direct is a free service and also offers an online security guarantee. The First Direct website is regarded as one of the best financial websites on the web and offers a virtual demo on how to set up and use the online services. You will need a PC or Mac and up-to-date browser to use the service. Why not read some individual users reviews for an even fuller picture of what First Direct banking is all about? If you have used First Direct internet banking let us know how smoothly the technical side of things works.

www.ingdirect.com ING Direct Internet Banking

ING Direct Internet Banking is recommended by 55% of consumers who have submitted reviews to Review Centre. As well as offering a competitive interest rate on savings and checking accounts many customers at Review Centre have found ING offer excellent customer service. ING Direct Internet Banking provides a range of products to suit different requirements. Customers say the ease in which statements can be accessed, transactions made, etc is first rate. Customers also say the ING Direct phone line is always open - another aspect of the excellent customer service - and staff are described as courteous and well trained. Also getting the thumbs up from Review Centre contributors is the ING website depicted as easy to navigate. ING Direct operates in nine countries with more than 18 million customers. The bank launched in the UK in 2003 and already has more than one million customers. ING internet bank has won numerous awards for the quality of its service including the Guardian's Consumer Finance Award for Top Savings Account in both 2004 and 2005. ING Direct offer savings, mortgages and home insurance. What do you think about ING Direct? Have you used ING Direct's online banking service? Let others know by expressing your views at Review Centre.

www.smile.co.uk Smile Internet Banking

Smile, the winner of numerous industry awards for its service, including winner of Best Internet Banking Provider for six years running with Your Money, receives an above average 3 out of 5 stars at Review Centre and is recommended by 52% of users. Reviewers at Review Centre cite an excellent product and good customer care, an easy to use and comprehensive website and quick and efficient overall service. Reviewers also say there is a good range of offers, including quality rates on current accounts. Users are also reminded that bills can still be paid in person, if required, at Post Office branches. Because Smile is part of the ethical Co-Operative Bank group it operates an ethical policy and this goes down well with lots of consumers. Customers are invited to take part in an ethical questionnaire so Smile can keep tabs on what customers expect from them. Smile also invests heavily in security and scores highly on this issue with Review Centre contributors. Smile was the first UK online bank to be accredited with the ISO27001 Information Security certificate.

www.absa.co.za ABSA Internet Banking

ABSA is one of the leading banks in South Africa and the internet banking facility is highly rated by ex pat South Africans using it abroad. ASBA is a subsidiary of Barclays Bank and has an extensive presence in Europe, the USA. ASBA also provides Islamic banking and "strives to exceed the needs of our customers ". Recommended by 63% of users with a 3.3 out of 5 star rating at Review Centre, our members state that ASBA's internet banking is "streets ahead" with good security. Customer service is also mentioned as being of a good standard. Do you use ASBA's online banking? Share your experiences of their services and customer standards by submitting your own review.

www.oneaccount.com The One Account

The One Account is a unique secured bank account that links your mortgage to your bank account, combining them so that you have the opportunity to shrink your mortgage. It allows account holders to overpay on their mortgage or even take a short break without having to "juggle your finances or leave yourself short". Our members rated The One Account as 3.4 out of 5 stars and 100% of users recommend it. Members cite that it was easy to switch from their existing provider and has handy online financial tools.