Intelligent Finance Current Account Reviews

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2.3 stars
Average rating for this product is: 2.3 out of 5

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy benefits such as, free annual European travel insurance plus receive a share of £50 when you recommend a friend.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a

Average Ratings for Intelligent Finance Current Account

  • Ease of use2.3 stars
  • Customer Service2.3 stars
  • Overall rating2.3 stars

2 Reviews For Intelligent Finance Current Account

  • magnetik Rank: Corporal 12th Nov 2008

    Reviewer rating: 0.5 stars


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    Good Points: No good points.


    Bad Points: Bad rates, bad service, bad internet banking.


    General comments: IF was once a fairly good bank but now they are absolutely shocking. They used to offer offset accounts, high interest rates and good service. Today the rates are some of the worst, their internet banking hasn't been updated in nearly five years and there's almost no support to speak of.I have had two accounts with them. I have never been able to get statements for one of my accounts. It seems their IT system cannot handle more than one "plan" for a single person.If you take a credit card with them you'll find that you have to log into a different internet banking website to your current account. In my case that meant remembering four different usernames and passwords to access my current accounts and credit cards.When they were bought out by Halifax they went and changed my credit card account from IF to Halifax without telling me. I was meant to sign a credit agreement which they never sent either. Because I didn't sign they locked up my card and refused to issue another one. This also happened to a friend of mine who was also with IF.Whatever you do, stay far, far away from Intelligent Finance. Their business is anything but intelligent and will only cause you major headaches.

  • zigwallah Rank: Lance Corporal 10th Dec 2005

    Reviewer rating: 4 stars


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    Overall, the Intelligent Finance current account is a good account. It is simple to use; no-frills essentially, but also able to offset against mortgage.