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Written on: 16/03/2016 by VilmaG (1 review written)
Disgusting service from M&S credit card. I was charged interest on £800 I don't even own them!!! After so many calls I managed to speak to so called manager, even she could explain properly why! Please be careful, if possible don't use their card at all… Read Full Review
Written on: 12/08/2014 by Andrew322 (1 review written)
This is not just a credit card it is a credit card with a surprising number of benefits. Periodically OH!joy of joys you receive free tokens to put towards your next purchases in store and extra points on various departments from where you buy. You can pay your monthly bill in store when doing your next shop and every now and then you have an invitation to a super session in one of their Flag Ship Stores which is always a treat. Would like more notice when special sale days occur though, it is… Read Full Review
Written on: 09/08/2014 by AbrahamGonzales (1 review written)
The hot drinks vouchers are a great idea but it would be even greater to be allowed a cold drink when the weather is hot. The staff on the shop floor are knowledgeable and extremely helpful. I am also extremely impressed with the holiday insurance and its wide range of included medical conditions. Even in the older age group I can still find many styles in the Per Una range That I feel comfortable wearing… Read Full Review
Written on: 02/04/2013
I use my M&S Credit Card for nearly all my monthly expenditure, however for the amount of money that I spend I don't think that the rewards are that good. I feel that M&S could do more to keep their loyal users e.g. In store vouchers could be improved and coffee/tea vouchers would be a welcome gesture. I enjoy the convenience of using the credit card rather than carrying cash but feel that I am more loyal to M&S than it is to me!… Read Full Review
Written on: 23/09/2011 by kieronbradshaw (1 review written)
First thing the M&S card is only good if you shop at M&S , I love being a VIP Card holder, FREE Coffee, gifts throughout the year, special offers, travel insurance, it's fantastic, plus i save my vouchers up all year and I had £230 to spend at christmas in store on food and presents. I use my M&S card for everything (petrol at Tesco, 2 lots of points in one) which i get 1 point for every pound (£10 for every £1000) and 4 points when i do my weekly food shopping in M&S (£40 for every £1000)… Read Full Review
Written on: 30/10/2010
I use my M&S premium card regularly.
I use all of the vouchers which are for drinks in the cafe.
The travel insurance provided with the card is excellent.
No point in getting the card unless you are going to use it to full advantage. I enjoy getting the cash vouchers and the extra "gift" vouchers for birthday etc through the year… Read Full Review
Written on: 27/10/2010
The reasons for the very negative review are that as an overseas expat I and I expect a few others have fallen foul of a little known Term and Condition. That is to say you have to be a UK resident of a BFPO to get reward vouchers.
This TC is so unknown that Customer Service staff are unable to direct you where it can be found. They do not advise of the risks involved of moving your address overseas.
Some of their customer service staff, it is rumoured, have suggested that if you live… Read Full Review
Written on: 26/06/2010 by grncourt (1 review written)
This is more a question than a review but does anyone have a feel for the value of the points that M&S award each month depending on your spending? They're currently promoting their Premium club which costs £10 p.m. on the basis that members receive triple points. However, without knowing the value of a point, it's practically impossible to work out if I'd be better or worse off after joining.
Any thoughts please?
Nigel H Williams… Read Full Review
Written on: 08/02/2010
At xmas, for convenience I rec gift cards from friends & family as I wanted to buy a dishwasher when moving in Feb. Dissapointed to find that I cannot use them to buy dishwasher or any large household item on line on !!!!! Have sold them as they are no use to me and using the money at a competitor store. Shame… Read Full Review
Written on: 18/08/2009
I took out the M&S card due to the 0% initial offer on purchases as I was anticipating large outgoings and a lean time with the end of tax year nad a new job. The voucher incentives seemed a bonus. I was surprised I could not get loyalty points if I purchased other than on the card. Also I was disappointed in my credit limit - less than half monthly take home pay.
The final nail in the coffin is the comlexities of using all the vouchers with so many Ts & Cs so I can't use this voucher for that… Read Full Review
Written on: 05/05/2009
I recently received a letter informing me that a Marks and Spencer Loyalty Card had been inactive for a period of time and that your company just required confirmation that it was still in possession. I duely telephone your helpline to inform you that I did have the card but unfortunately my wife had died last July. Th operator was unbelievably rude and insensitive to my situation and demanded to know why the card had not been cancelled immediately. I firmly replied that I had a little more on… Read Full Review
Written on: 25/08/2008
I was talked into this card by the assistant when I was paying for a pair of trousers. I was offered a bottle of wine as an incentive. It soon became clear that it was more than a loyalty card and that it was, first and foremost, a credit card. The assistant assured me that i did not need to use that part of the facility, that I should use it just as a loyalty card. This was, knowingly or unknowingly, I know not which, inaccurate. If you don't pay using this card, you do not get loyalty points… Read Full Review
Written on: 18/03/2008
I shop weekly at your store and find the staff friendly and helpful but I must say I did prefer the store the way it was in the food hall (green as it was fresh looking and clean) instead of the black as I find it very depressing, the rest of the store is fine but the food hall is too dark. Also can't understand why collect by car in store has been moved to the far side of the store making it longer for staff to take the boxes, they should have been left where they were as when store is busy… Read Full Review
Written on: 31/08/2006 by XX (39 reviews written)
The usual 1 point for every £1 spend at M&S, 1 point for every £2 spend elsewhere. 100 points equivalent to £1 cash discount voucher. The loyalty scheme is attached to your &MORE credit card, which is not a bad feature that you do not have to carry extra card. However if you did not pay by your &MORE credit card (e.g., cash or other credit card), you will not be able to claim the points back later like some other loyalty cards.
Statements with reward vouchers arrive quarterly, often came with… Read Full Review
Written on: 14/12/2003 by anneliesemitchell (1 review written)
You can compare your and more card from Marks & Spencer with other loyalty cards… Read Full Review
As rated by our community of reviewers
" The mobile app " Read More
" "Reward" card - what a joke " Read More
Written by jorama
" WORST COMPANY EVER - AVOID THIS PLACE AT ALL COSTS " Read More
" As an owner of a fitness club in Kent, I came across VisualLoyalty ... " Read More
Written by robindfuller
" Card is c&@9 at best! " Read More