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Average Ratings
Value for Money2.1/10
Reviewer Rating2/10
Overall Rating3.3/10 Based on 11 ratings
13% Recommended1 out of 8 Reviews
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8- Lloyds TSB Young Savers Account Reviews

  • Full review by
    sas33
    on 20th Feb 2008


    User Rating : 0
    Respect : 0

    Having checked on the Lloyds website to find out exactly what it was I needed to take with to open the account you can perhaps understand why I was a little annoyed that it failed to mention the child. On enquiring about opening an account for my son I was told that I would need to have my son with me. When I explained that my son was 7 months old and asked why it was necessary the advisor had to go and check with another advisor. Finally she came back to me and said that it was possible to open the account in his absence however there was no one available to open account and I would need to make an appointment. Never got to the stage of opening an account and went to the west brom where I was able to open the account with the advisor at the counter.
    sas33's review and ratings
    | 151 words

  • Review by
    Guest.
    on 15th Feb 2008


    User Rating : 0
    Respect : 0

    I took my two sons in to open accounts for their Christmas money. They would like to use the accounts for themselves, as practice for later. The accounts took absolutely ages to set up although the staff were lovely and the boys got nothing tangible to show them that they had paid something in (like a pass book). I had to phone up after 4 weeks to just get their paying in books and then they took another two weeks to arrive.. Not a good start with the banking experience... Will try building soci ...
    Guest.'s full review
    | 100 words

  • Review by
    powellmade
    on 14th Jan 2007


    User Rating : 0
    Respect : 0

    My account had to be re-opened 4 times in 3 years, as it was classed as dormant - need to keep putting money in regularly - involved numerous visits with I.D., and then it got really bad when I changed the children's names after marriage! Also charged tax on their interest at the ages of 8 and 4, though don't know whether this is standard under the current government. Lloyds TSB are impossible to reach by phone. I wouldn't recommend them or their Young Savers Account.
    powellmade's full review
    | 81 words

  • Review by
    cunim
    on 9th Nov 2006


    User Rating : 1
    Respect : 0

    Be careful as a parent or signatory, because when the child reaches 16 it automatically transfers for them to sign. I had no notice of this. My mother died 5 years ago and she had opened 2 Lloyds TSB Young Saver accounts for my children. I took her death certificate to the bank and I was the signatory. The government asks us to save for the kids, and this is what I was doing. I then paid for a college course for my daughter and told her her savings would pay. I went to take money out and they wo ...
    cunim's full review
    | 182 words

  • Review by
    SteveConnorCarly
    on 2nd Nov 2006


    User Rating : 10
    Respect : 0

    Very helpful and quick service... Northampton Main Branch - very helpful and no hassle.. Two children accounts set-up without any problem at all. I would recommend the Lloyds TSB Young Savers Account.
    SteveConnorCarly's full review
    | 31 words

  • Review by
    mommabongo
    on 25th Sep 2006


    User Rating : 0
    Respect : 0

    Use Lloyds TSB if you are willing to wait an hour to set up a savings account and be made to feel like a money launderer. This was me trying to set up an account for my new born daughter. Also I wanted to change the signatory on my son's account as my husband cannot get into the branch (due to them closing our local one). The only way we can do it is by closing down my son's account, withdrawing all the money, opening another account and putting the money back in!! Bizarre. I shall be closing do ...
    mommabongo's full review
    | 125 words

  • Review by
    noddy2103
    on 3rd May 2006


    User Rating : 0
    Respect : 0

    I opened a Lloyds TSB Young Savers account for my son with his christening money, and just put monies in as and when it mounted up. I received a letter saying that there had been no recent activity on the account, and if no contact was made the account would be closed. I phoned them up and they said that everything was fine. A few months later I went to pay in some monies and was informed that the account had been closed. I explained I had phoned them, and they said in order to reopen the accoun ...
    noddy2103's full review
    | 137 words

  • Review by
    meatyone Rank: Corporal
    on 26th May 2005


    User Rating : 5
    Respect : 0

    I enquired about a children's account at the Lloyds TSB help desk to find two members of staff, confused and franticly looking for a booklet of information to hand me. I was told about the 4.75% interest rate and had to ask about the piggy bank. When I returned with the required ID I had to wait for 15 mins for a member of staff who took over 25 mins to set up the account, it was a freakishly hot day and both me and my daughter were melting (no water offered). Finally she received her horse pigg ...
    meatyone's full review
    | 125 words


Lloyds TSB Young Savers Account Web Sites



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