Ocean Finance Reviews - www.oceanfinance.co.uk

★★★☆☆
3.5 / 5
62% of users recommend this
  • Speed of Application

  • Customer Service

  • Value For Money

Summary

Please note:

Ocean Finance has been part of the Think Money Group since October 2012. So, as well as staying true to Ocean Finance’s original standards of professionalism, we are completely focused on delivering the very best service to all our customers. It also means we can now offer you a wider range of products and services than ever before; including secured loans, personal loans, mortgages, our new credit-builder credit card, car finance and the Ocean credit checker…it’s a complete package to help you more.
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Ocean Finance www.oceanfinance.co.uk
Ocean Finance www.oceanfinance.co.uk

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Latest Reviews

★★★★★

“Good, helpful service”

Written on: 28/07/2014 by LuisMacMillan177 (1 review written)

From filling out the form on the internet through the first phone call and onwards everyone that I spoke to was incredibly helpful and clear about what was going to be happening and when. I was very impressed with the speed that the process went through and also delighted that whenever there was anything that needed to be sent we received a prepaid and addressed envelope. Nothing was too much trouble for the staff and I would certainly recommend them to anyone needing assistance… Read Full Review

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★★★★★

“Excellent service”

Written on: 18/07/2014 by CeliaTownsend289 (1 review written)

Very attentive, polite and courteous team who supported us in getting finance despite myself and my wife being self-employed… Read Full Review

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★★★★★

“Super, fast, efficient service”

Written on: 17/07/2014 by JeremyReeves (1 review written)

From start to finish the service was outstanding. Everything explained clearly and in great detail. A highly professional organisation with staff who know how to treat the customer with respect, who answered and explained ever question and made you feel at ease throughout the whole process. I would have no hesitation in recommending Ocean Finance. Make that initial phone call and see for yourself. I did… Read Full Review

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★★★★★

“Excellent keeping us informed but not pressurising us...”

Written on: 03/07/2014 by LeilaJames (1 review written)

Excellent keeping us informed but not pressurising us in any way… Read Full Review

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★★★★★

“Excellent service and very competitive for 2nd loan. ...”

Written on: 01/07/2014 by Kevinpaul50 (1 review written)

Excellent service and very competitive for 2nd loan. would definately recomend to friend or family. Money came through really quickly with no fuss or bother. Well Done for your service and staff are excellent polite and efficient… Read Full Review

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★★★★★

“Excelent service”

Written on: 11/06/2014 by grahamlabdon (1 review written)

Many thanks to all at Ocean Very efficient and helpful… Read Full Review

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★★★★★

“very happy with the service I got from all at ocean...”

Written on: 10/06/2014 by Lia396 (1 review written)

very happy with the service I got from all at ocean from the start on my loan to the end well done to all will use again… Read Full Review

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★★☆☆☆

“loan sell out”

Written on: 08/06/2013

Had a loan with Oceon Money taken out five years ago - 60 monthly payments - everything was very easy and I was very happy BUT they sold my loan to another company and having paid my 60 monthly payments they are saying I still owe them money this is from paperwork transferred from Oceon I did not ask for my loan to be sold and this could now cause me bad credit as I have stopped my DD and I am now having threatening letters .... so moral of the story you may be entering into a contract with… Read Full Review

Figtingback's Comment

Written on: 27/12/2013

And no doubt many unfair charges are been added to your account-ask for a breakdown of all charges over 330 that have been applied to your account-and challenge any that are.

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★☆☆☆☆

“question”

Written on: 20/05/2013

Was wondering if everyone else had to pay a transfer fee?… Read Full Review

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★☆☆☆☆

“Biggest mistake ever”

Written on: 12/03/2013

I called ocean finance as I needed help to get a loan to clear all my debt and significantly reducing my monthly outgoings. On the phone they told me that this shouldn't be a problem and that they would call me after the weekend to se everything up. That's when it started. Had a text message from three other lenders a call from a further lender and a call from a debt consolidation company but nothing from Ocean. When I mentioned to one of the callers that ocean were due to ring me he just… Read Full Review

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★☆☆☆☆

“TOTAL RIP OFF MERCHANTS”

Written on: 06/02/2013 by MrsC2012 (1 review written)

I took a loan with Ocean Finance in 2008 for £12000 i aksed for a settltment figure yeaterday and found out too my absolute disgust that after paying back over £6000 i still owe £12077 and if i dont settle early will actually have paid back in total apprx 40.000. This company prey on people that are vulnerable and in no way discuss any of this with you. Pay day loans get a lot of stick but Ocean Finannce beat these hands down, At least D ick Turpin wore a mask, i am going too seek legal… Read Full Review

Lessibs's Response to MrsC2012's Review

Written on: 19/02/2013

was it with blemain finance

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★☆☆☆☆

“Thank you Ocean ”

Written on: 09/01/2013 by simon15 (1 review written)

Ocean got me a loan over 5 years with a company called Blemain Finance, please search this company for there track record with there clients. I have paid back more than i borrowed in additional charges and fees. Please everyone stay clear of Blemain Finance, and thank you Ocean for putting my loan with these sharks… Read Full Review

Hollycross's Response to simon15's Review

Written on: 20/05/2013

Did u have to pay a transfer fee?

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★☆☆☆☆

“total rip off”

Written on: 12/03/2012 by lou321 (1 review written)

took a secured loan out 3yrs ago for 32k.and pay back £395 a month for 25yrs. just to find out that ocean money is doing the same amount over 15yrs for £100 less a month. total rip off merchants never ever deal with them. the broker as we only found out today 12/3/2012 was 10k totally unreal but now im taking legal action and will have the last laugh at this rip off company, PLEASE STAY AWAY FOR THIS RIP OFF COMPANY… Read Full Review

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★★★★★

“No Hassle Service - 4 year personal loan (unsecured)”

Written on: 12/03/2012

I applied for a loan over 4 years. The loan was to consolodate debts. The application was quick and easy to follow. I received one phone call regarding the application and needed to send in a payslip and utility bills, which is standard these days. After receiving the money and the relevent paperwork detailing my loan agreement and payments I was left to get on with my life. No phone calls, no sales calls, no leaflets or offers through the post. It was great. All I received was an annual… Read Full Review

Melrosehubbards's Comment

Written on: 22/07/2013

Can you tell me how much you borrowed and who the lender was that Ocean provided you with. How much did you pay in total including interest ? thank you.

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★☆☆☆☆

“They won't throw a life line & you won't be 'welcomed...”

Written on: 14/09/2011 by kariss (1 review written)

Well for a company that adverises 'bad credit' loans it must have very high standards. I applied for a bank loan not so long ago and refused so my credit was knocked down, this is the only thing that has been negative on my credit! My loan was refused straight away; I didn't get chance to explain that by getting the loan for consolidation I would be saving £200 a month so would be able to easily make the loan repayments. It seems I will have to resort to a loan shark in my area which… Read Full Review

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★☆☆☆☆

“You will not be welcomed aboard or thrown a life line!”

Written on: 14/09/2011

Well for a company that adverises 'bad credit' loans it must have very high standards. I applied for a bank loan not so long ago and refused so my credit was knocked down, this is the only thing that has been negative on my credit! My loan was refused straight away; I didn't get chance to explain that by getting the loan for consolidation I would be saving £200 a month so would be able to easily make the loan repayments. It seems I will have to resort to a loan shark in my area which… Read Full Review

Guest's Comment

Written on: 13/04/2012

I had the same experience. I appplied for a 30K loan over 10 years to consolidate my debt. The loan calculator worked out i would pay £390 a month.This would have made me £400 a month better of. They refused to help me but sent my details to a company that could help me, they came back with an offer of 5K at £298 per month. Ocean Finance cant help me so why send me to a company like that with they rates. They should stop advertising that they can help people with bad debt as it is false advertising because they cant and it is certainly not a personal product that they offer.

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★★★★★

“Thanks to Ocean Finance, I got my money when no-one...”

Written on: 01/08/2008

Thanks to Ocean Finance, I got my money when no-one else would help me. brilliant service, great help. I was declined due to previous bad credit, Ocean Finance sorted me out with a great loan. Saved my life… Read Full Review

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★★★★★

“Ocean supplied us with a loan during the peak of the...”

Written on: 21/03/2010

Ocean supplied us with a loan during the peak of the credit crunch. We had had a few problems with defaults and arrears. Other companies just bolted at us.

We felt so disillusioned with the entire situation. All we needed was someone to take a chance on us and help usto get out of an ever spiralling descent into misery.

We optimistically tried Ocean. Wow! what a service they provided. It was as if nothing was too much truoble. Always easy to speak with and kept us update through the process… Read Full Review

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★★★★★

“I didn't think I would get a loan because of my...”

Written on: 27/08/2009

I didn't think I would get a loan because of my situation. A few CCJ's from a couple of years ago and some missed payments for credit cards. They were very thourough and dealt with everything over the phone, which meant no pushy salesman in my house!

I was very impressed with their knowledge and courtesy at ocean finance loans, I was dealt with like a human and not some bad credit risk freak...

Seems odd to recommend a company to people, but based on my experience I have nothing bad to say… Read Full Review

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★★★★★

“I needed finance and had previously been turned down...”

Written on: 06/10/2008

I needed finance and had previously been turned down elsewhere. I saw the adverts for Ocean on TV, and noticed that they even had a dedicated TV channel on sky 888.

Everything was as good as it gets. Really nice people, helped me without patronising me. Helping me get my credit profile back on the straight and narrow.

Thanks Ocean… Read Full Review

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