Marks & Spencer Home Insurance Reviews
Latest Reviews
★★★★☆
“good but shop around”
Written on: 24/03/2013
Had a claim and treated well. Annoys me that new customers treated better than old ones so shop around. John Lewis cheaper. (read more)
★☆☆☆☆
“Avoid - They do not want to pay out!”
Written on: 11/12/2012
This insurance is not like dealing with M&S, as you have to go through an AXA call centre, Cunningham and Lindsay and Loss Adjusters, none of which gave me the M&S experience I have in stores. I was made to feel like I was a liar the whole way though and I have to fight each day with stressful emails and phone calls to try and prove that my claim is valid. You keep being told, 'just because you pay insurance does not mean we have to pay out'. Plus you get put through to so many different... (read more)
★★☆☆☆
“utterly appalling ”
Written on: 10/09/2012
recenty had my mountain bike and bag stolen. The bag a had my phone, wallet, watch and gym kit in it. The Claims handler couldn't have been worse! I know they have to ask questions but she made me feel awful. The way she questioned me about the smallest things like asking me to discribe the socks in my bag, where did I get them and did I have a receipt. The police dealt with it better than she did. She made me out to be a liar telling me she had difficulty understating the way in which I had... (read more)
★☆☆☆☆
“Worst brand ever and KEEP RECEIPTS FOR EVERYTHING FOR EVER”
Written on: 20/05/2012 by shaft1973
m and s being a house hold brand I thought yes i will insure with them a little more expensive than the others but a brand name nether the less. Worst decision ever I had an accident on the stairs dropped the laptop and video camera and they broke. After a phone call to start the ball rolling I was told id recieve another of a claims handler. After an hour on the phone i am told it seems unusual for both things to break and I need to provide reports and pictures. This i dont have a problem... (read more)
★☆☆☆☆
“The Legal Cover and What it Means to You”
Written on: 30/04/2012
I had reason to contact the Legal department out of my M & S Home Insurance Legal Cover because I had been Unfairly Dismissed from my employment. My first point of call was a Barrister (nice guy) who said I did seem to have a case and referred me to the claims department. After making a claim, I was referred to a 'solicitor' who after reading my papers told me that I did not have a claim. I know little about legal matters but I knew enough to know that my case was genuine - so I went ahead... (read more)
★☆☆☆☆
“Avoid like the plague ”
Written on: 14/03/2012 by condit06 (1 review written)
Husband's laptop was damaged so we started the ball rolling to make a claim. 7 weeks later & claim still hasn't been finalised. Claim handler is very rude, very unhelpful and does not have the courtesy to acknowledge when she receives requested items. M&S may look good on paper but when it comes to making a claim are truly awful. Will never use them again & will be advising family & friends to steer well clear too. (read more)
★☆☆☆☆
“Having taken out Premium cover with M&S I expected...”
Written on: 10/03/2011
Having taken out Premium cover with M&S I expected Premium service. What I got was a catalogue of errors, extremely poor service and when I tried to make a claim it just got worse. I wrote to Head of Customer Service 2 months ago by recorded delivery and not yet had my letter acknowledged despite 2 chasing letters. (read more)
★☆☆☆☆
“It's not nice to write a negative review but to be...”
Written on: 11/11/2010 by Patel UK (8 reviews written)
It's not nice to write a negative review but to be honest one must writ ethe truth.
I purchased M&S home insurance contents and Buildings for my home.
The policy arrived and having read through the document was statred a clause.
As I have a alarm I was told I must ensure the alarm is on when I go to bed each night.
Somthing I never do (not sure if people actauly do this or not).
I can understand I get a discount on my premium as I have an alarm and must ensure it is on when the property...
(read more)
★☆☆☆☆
“I took Premium insurance from M&S and pays £45.00 each...”
Written on: 26/09/2010
I took Premium insurance from M&S and pays £45.00 each month. Last week I had a water leakage in the shower room and contacted M&S emergency help line for the same. They refused to fix is saying that you have got another bathroom to use and we will not cover it.
I wouldn't recommend anyone to buy M&S home insurance
(read more)
★☆☆☆☆
“Policy was missold, no survey of storm damage,...”
Written on: 13/08/2010
Policy was missold, no survey of storm damage, assesment made of damage without survey, assesor quantified the roof tiles missing from ground level! didnt allow for health and saftey required scaffold.
Marks and Spencer use this device to reduce payments on claims. They then make it very difficult to contact to resolve. I was told it was the customers duty to provide health and safety for the 'surveyor'. I was told the roof was old and needed repairing...roof is less than 3 years...
(read more)
Nicolarotchell's Comment
Written on: 30/07/2012
I encountered exactly the same with TESCO FINEST insurance. We lost roof tiles in the winter storms, called the insurance who sent out an assessor but without even going up to the roof (simply looking at from the drive) he deamed that there was frost damage to the corner tiles ! It wasn't obvious where the missing tiles had come from but we aould only be covered if our roof was new ! Why shoud we buy a new roof if there is no problem with the one we have - we have no leaks or anything..! We could pay for our own roofer to asses any damage but that wuldn't guarentee Tesco would do anything about it or refund us.
I now find out that tesco put in a £100 claim for their assessor to come out which has cancelled my no-claims - BUT WE WEREN'T ABLE TO MAKE A CLAIM !!! They assured me last week thay would cancel this but as yet they haven't and I can't get a decent quote from elsewhere !!
Reply to this comment
See next 10 reviews
Showing 1 - 10 of 19 Reviews
★★★★★
“Made a claim on 04 Sunday July 2010, after dropping my...”
Written on: 07/07/2010 by tonyynot (1 review written)
Made a claim on 04 Sunday July 2010, after dropping my new mobile phone (Dell streak) on the floor and breaking the screen, by 09.30am Wednesday 7th July, it was all sorted. Payment in the post. I have M & S Premier Contents cover, well worth every penny. English call centers with 0800 number, No paper work to fill out all done over the phone. I would recommend M & S Premier Home insurance 100%. Will look at using M & S for car insurance now. (read more)
★☆☆☆☆
“Sad though it seems we had to make a claim on our home...”
Written on: 03/04/2010
Sad though it seems we had to make a claim on our home insurance we had a small leak (i.e. a pin prink the ash felt) in our roof and this caused the plaster board in the bed room ceiling to fall the hole was all of 6x12 ". Having had to pay for our own repair to the roof apparently we never had this covered, we felt confident that M&S would be paying for the bedroom ceiling repair, after all they advised us to get the roof covered in tar pooling to prevent further damage as this could... (read more)
★★★☆☆
“ And this year Marks and Spencer Home Insurance have...”
Written on: 17/04/2009 by dca860 (3 reviews written)
And this year Marks and Spencer Home Insurance have switched underwriters and it has gone up by nearly £200 / year. Yeah - right!. Virgin and Churchill are quoting prices that make me much happier!! (read more)
Guest's Response to dca860's Review
Written on: 27/07/2011
well i work in home insurance and churchill is cheaper cause the limits are different
Reply to this comment
★☆☆☆☆
“Marks and Spencer Home Insurance does not provide new...”
Written on: 04/04/2009
Marks and Spencer Home Insurance does not provide new for old & will charge you excess on each claim, A bottle of coke leaked in my handbag and ruined both my sons and my own mobile phone, they charged 2 x policy excesses. I had to jump throught hoops to claim and it took ages TRAVEL INSURANCE...Appalling claims service............May be cheaper than the competition but you get what you pay for. The M&S reputation does not extend to their travel policies. (read more)
★★☆☆☆
“I used M&S for two years, I was very happy with them...”
Written on: 17/02/2009
I used M&S for two years, I was very happy with them until the disgusting way they sent my renewal forms! So I called to complain and cancel the policy. Ten days later money was debited from my account, When I called to ask why they had taken money after I had cancelled they said that I have not called them to complain or cancel the policy!!! They apologies and informed me my money would be returned within 24hrs. I am now on day 4 (and phone call five) still no refund? NEVER AGAIN.... (read more)
★★★★★
“Sadly for M&S home insurance I have had to make two...”
Written on: 29/04/2008
Sadly for M&S home insurance I have had to make two claims in less than a year with them. But have since been so impressed with them that we have moved all insurance to be with them. M&S really gives peace of mind - they certainly don't try to mislead you like other Insurance companies.
We had a robbery whilst on holiday in Portugal. Our Tesco Travel Insurance refused to pay out for any valuable items, M&S informed me that all those items were covered in their "Valuables away from home"...
(read more)
★★★★★
“I would recommend you try for a quote”
Written on: 13/11/2007 by donaga1 (1 review written)
I would recommend you try for a quote (read more)
Speculatrix's Response to donaga1's Review
Written on: 28/11/2009
I found this review not helpful because... no information whatsoever
Reply to this comment
★☆☆☆☆
“I would not use M&S to insure anything again. I think...”
Written on: 10/01/2007 by Waggers (5 reviews written)
I would not use M&S to insure anything again. I think if you want good insurance go to an insurance company, if you want clothes or food go to M&S. (read more)
★☆☆☆☆
“My Marks and Spencer Home Insurance premium started at...”
Written on: 24/07/2006 by Ayca (1 review written)
My Marks and Spencer Home Insurance premium started at £443.42 in August 2001, now they'd like to renew it for £678.33, which is an increase of £234.91 in five years, which is more than a 50% increase. How do they justify it? They are unable to give me an answer. My circumstances have been the same. The contents of my house is the same. I have yet to make a claim, but I am expected to pay an extra £85.15 for the next year, which is a modest increase of nearly 15%. Now that's not what I call... (read more)
Abart's Response to Ayca's Review
Written on: 05/03/2008
Mine also increased substantially year after year despite no claims made. The online quotes are much cheaper than you are quoted at renewal because apparently online is only for "New" customers. So they told me to cancel my existing policy and take out the new policy online to get the cheaper price...
Reply to this comment
182801_Clair's Response to Ayca's Review
Written on: 06/03/2008
I have just read your comment I am totally shocked. My Marks and Spencer home insurance and contents insurance runs out next week and my new quote is £15 less than last year at £256 for both for the year. And although I did not make a claim I did use the free Legal advice when I incurred a problem affecting my home with the local council.<br/><br/>That said I will advice that every year no matter what insurance policy you have always shop around - at the end of the day it does not always pay to be loyal.<br/>
Reply to this comment
overview
MoneySupermarket
Top 5 Home Insurance
To calculate the top 5's we take the following factors into account:
Top 5 Home Insurance
To calculate the top 5's we take the following factors into account:
• All the star ratings the company/product has received,
• The number of reviews
• How recent the reviews are
As rated by real users
-
1. Policy Expert - www.policyexpert.co.uk
1364 reviews read latest review -
2. Confused.com - www.confused.com
957 reviews read latest review -
3. One Call Home Insurance www.onecalldirect.co.uk
451 reviews read latest review -
4. BeWiser www.bewiser.co.uk
463 reviews read latest review -
5. HomeProtect - www.homeprotect.co.uk
162 reviews read latest review
Useful Info
-
Frequently Asked Questions
Hot Stuff in
Latest Reviews in Home Insurance
-
BeWiser www.bewiser.co.uk
"I had to renew my car insuranc..." Read More
-
Policy Expert - www.policyexpert.co.uk
"Communication" Read More
-
HomeProtect - www.homeprotect.co.uk
"Home Protect Insurance" Read More
-
Autonet Insurance - www.autonetinsurance.co.uk
"Total rip off" Read More
-
One Call Home Insurance www.onecalldirect.co.uk
"A review only of the policy pu..." Read More
Latest items in Home Insurance
Ouuuch's Comment
Written on: 09/04/2013
Thanks for this feedback. I have had a similar poor experience with Arc Legal, which was an optional add-on to my Axa Home Insurance policy. Sadly, the quest for decent legal expenses cover continues...