Kensington Mortgages Reviews

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1 stars
Average rating for this product is: 1 out of 5

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Tracker1 year(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR

Average Ratings for Kensington Mortgages

  • Value for Money1.2 stars
  • Reviewer Ratings1.1 stars
  • Overall Rating1 stars

7 Reviews For Kensington Mortgages

  • Guest 19th Sep 2009

    Reviewer rating: 2 stars


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    I have had absolutely no problems with Kensington mortgages. ok you pay slightlty over the odds, but the alternative is no mortagage at all , if you have poor credit. I am currently looking to remortgage and will probably consider kensington again!

  • peterclive2005 5th Feb 2009

    Reviewer rating: 0 stars


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    Paid of my mortgage with Kensington in December, but an over payment occurred resulting in them owing me £659. they happily aggree that the money is owed but getting it back is a different matter. I have made numerous phone calls, sat listening to music, heard apparent excuses as to why the matter has been overlooked, been told cheque has been sent (but not to me) you name the excuse I have had it. The bottom line is that as of the 5th Feb I still have not received my money back. If I owe ...

  • ROBIN30 24th Jul 2008

    Reviewer rating: 0 stars


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    I have a 2nd charge on my property with KM for £10K, my mortgage with the main lender expired end of June 2008, therfore I had to find another lender, having succesfully found a lender willing to offer a decent rate in this so called financial gloom, I then went through the process of chaning mortgages.
    The new Lender required a deed of priority from KM in favour of the them as I was borrowing more money from them, my solocitor requested the deed of priority on the 20th June from KM, I ha ...

  • Guest 14th Dec 2007

    Reviewer rating: 0 stars


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    Kensington were bad from the very beginning. They sent us the wrong mortgage offer at least twice which held everything up. After a few months we applied for additional lending to enable us to fit a new kitchen the process was very long and drawn out and ended up with Kensington telling us we could not borrow any more money as we did not have enough equity in the property - we had a mortgage for 116,000 and the house was worth 135,000!! When I telephoned them and explained the situation I was ...

  • Guest 6th Dec 2007

    Reviewer rating: 2.5 stars


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    The 2 year fixed interest rate was quite good till it ended then our mortgage went from 742 a month in the December of 2006 and jumped on a very regular time interval to 952 in less than six months and then there was what is called a 12 month overhang which we were not told about which meant that if we changed from Kensington to another provider we would have to pay Kensington 5000 for the pleasure even though our fixed term had come to an end !!....
    All i can say is anyone thinking of using e ...

  • hotlips 7th Jun 2006

    Reviewer rating: 3.5 stars


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    Actually Kensington Mortgages is a sub-prime lender in which case they do not follow the Bank of England but the LIBOR rate. I think Kensington Mortgages are great, they have alway been polite and helpful. They take such a big risk lending us money, the high interest rates are not big prices to pay when we cannot get mortgages or rent elsewhere due to our history.

    I Would definately recommend Kensington Mortgages to anyone.

  • Sue De Nimm Rank: Corporal 4th Aug 2005

    Reviewer rating: 0 stars


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    Kensington Mortgages are unbelievably dreadful. They will impose random interest rate rises even though the Bank of England rates havent changed (Is this even legal? Im about to find out). They are utterly ruthless & using them will cost far more than any alternative you care to think about - including selling the property.