Woolwich Mortgages Reviews - www.woolwich.co.uk

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Latest Reviews

★☆☆☆☆

“Avoid Avoid Avoid”

Written on: 07/09/2014 by AudreyFallon (1 review written)

First let me tell you that I am a fully qualified mortgage advisor and have worked independent up to 16 months ago. Having initially taken out a mortgage in 2003 with thd Woolwich, I applied for a further advance, I owe £80000 on a house which they valued at £220000 after initially telling me I wouldn't need a survey so it was less than 40% LTV and I wanted to borrow an extra £15000 so still 40 odd % LTV. My wife is a foster carer and they said they needed only bank statements to verify her… Read Full Review

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★☆☆☆☆

“sham mortgages”

Written on: 19/08/2014 by anthony.hebblethwaitesmith (1 review written)

Ridiculously terrible service, mortgage was arranged survey came back and then they would not lend at all. And that was the end of that, no retainer, no arguing or re-evaluation case closed. Mortgage advisor was clueless and more or less lied to keep our hopes up. No communication at all and their trackit online service never updated from day one. We decided to go with another lender which we could of done if someone actually knew what was going on. AVOID AT ALL COSTS. We had only 56%ltv so I… Read Full Review

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Anniemcm's Response to anthony.hebblethwaitesmith's Review

Written on: 01/09/2014

Who did you go with? Thanks

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★☆☆☆☆

“6 weeks and counting...”

Written on: 15/08/2014 by Martinez128 (1 review written)

Made initial application on 8 July still waiting. Provided all information immediately have a large depoist and small loan to value and excellent credit rating, no debts CCJ's etc. I really do not know what is taking so long. Recommended via a broker and have been chasing on a daily basis. … Read Full Review

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★☆☆☆☆

“Waste of time ”

Written on: 01/08/2014 by Stuartsd464 (1 review written)

Hardcore sales people, have no had to deal with a salesman talking over me for a while, not 2 of their agents has the same information. Has to wait for more than a week and to take a day off to hear my second point of contact contradicting my first point of contact. Stay away… Read Full Review

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★☆☆☆☆

“Worst Customer Service experienced by a company!”

Written on: 26/07/2014 by Frazierll485 (1 review written)

The entire Mortgage Process has been terrible from start to finish. I have been lied to by call centre staff and promised things would be done which turn out to be false and find out staff haven't even actioned by requests. It's not right for the customer to be chasing up mistakes made by staff members. I also had to request to view my valuation report as I never received details on how to view this myself. There is lack of communication at ALL levels in this process and where the customer is… Read Full Review

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★☆☆☆☆

“How can they be so bad?”

Written on: 21/07/2014 by AbigayleBriggs (1 review written)

I have been trying to get an appointment with a mortgage specialist now for 3 months to discuss my mortgage and the rate. Every time you speak with the call centre you get a different story they have been completely thrown by the new regulations despite having been given 18 months notice of the changes. They are arrogant, they, at best, don't tell the truth and the staff appear to be poorly trained and are inefficient. If you don't have a mortgage with Woolwich mortgages you are very lucky - go… Read Full Review

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★☆☆☆☆

“total living hell - the reviews are true!”

Written on: 21/07/2014 by 33Hackett (1 review written)

Avoid these clowns like the plague I am always sceptical about reviews and think people always find something to complain about.....on this occasion the reviews on here are true! I am currently experiencing a nightmare with Woolwich. My purchase is about to fall through and they don't care. Their call centre staff are useless and don't give clear information. Like so many other cases on here, I was told that my 6 week move date would not be a problem because I had all my documents ready… Read Full Review

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Luluk's Comment

Written on: 18/08/2014

Hi. Did you get your offer through in the end? I've been waiting 6 weeks and still now news.....

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★☆☆☆☆

“Painfully Heartbreakingly Slow!!!!”

Written on: 13/07/2014 by Clayqc207 (1 review written)

I wish I had listened to others! Truely awful experience. When taking the appointment with our adviser at Barclays, I had explained that we only had our offer excepted if we moved fast! The seller did have another cash offer so we needed to move in 6-8 week.) I was assured that there was no reason why the mortgage wouldnt be offered to meet the 8 week move in date. We were told to expect the valuation to be done 2 weeks after the signed paper work had been recieved. Of course they cant… Read Full Review

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★☆☆☆☆

“Avoid these fools”

Written on: 19/06/2014 by Gissellet266 (1 review written)

I took out my original Woolwich mortgage over 7 years ago. I dealt with an in-brand adviser, who appeared friendly and knowledgeable. The process was easy and uncomplicated. About 3 months ago when it came to house move time i thought I'd continue with Woolwich to keep things easy and simple. HOW WRONG WAS I ! Try getting a personal in-branch adviser these days! Instead you have to book a phone consultation which can be up to 4 hrs long. The first attempt at this took 2 weeks to get an… Read Full Review

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★☆☆☆☆

“Awful”

Written on: 13/06/2014 by Rankintx11 (1 review written)

I had a mortgage appointment yesterday having waited 2 weeks, I emailed over a week ago to tell the advisor that I worked as a contractor via a ltd company. I had no reply. I lost a day from work to attend the appointment as it was at noon, I have banked at barclays for 15 years, pay over 1k a week into my account so you would have thought it would be straight forward. After 10 mins I realised that he hadent even bothered to read my email, that they dont lend to agency staff at all, and only to… Read Full Review

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★☆☆☆☆

“Slow Painful Process”

Written on: 01/06/2014 by MacLeanui267 (1 review written)

I orginally applied for this mortgage on the 30th of April and here we are a whole month later and they have still not instructed a valuation. Everytime I call up I am told it will be done within 24 hours. The whole process has been slow and painful with them asking for repeat information and excessive copies of ID ect. Everyday I fear the seller will pull out. All this time and they may not even offer the mortgage after all of this stress. Avoid if possible. I wish I had… Read Full Review

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★☆☆☆☆

“Incompetent staff and long delays”

Written on: 01/06/2014 by LincolnLyons (1 review written)

I was told my mortgage was in arrears. It wasn't I was told I hadn't made a payment. I had I was refused a new mortgage on the back of this and it ruined my impeccable credit rating. Am now in talks with the Ombudsman. DO NOT USE!!!!… Read Full Review

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★☆☆☆☆

“Would not recommend”

Written on: 22/05/2014 by janeykay (1 review written)

Not happy. Been a customer for 12 years and have an almost perfect credit score. Mortgage in principle offered even with new mortgage lending changes. offer accepted on house so final bit of paperwork sent off to me to sign. text to say survey had been arranged but then phone call to say they wont lend as they had turned me down for a barlcaycard over 7 year ago. Am hoping I will get better luck somewhere else but one thing is for sure I will be moving banks… Read Full Review

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★☆☆☆☆

“Terrible customer service”

Written on: 18/05/2014 by BrennenMaloney (1 review written)

Constant delays, dishonest customer service representatives, opaque application procedure ... it is hard to think of anything positive… Read Full Review

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★★★★★

“Fast Service through Barclays Mortgage Advisor”

Written on: 15/05/2014 by Reillyul401 (1 review written)

We had our offer accepted on a house, rang Barclays to make appointment to see someone in branch as we didn't want to chance applying over the phone. Waiting time for an appointment was 2-3 weeks due to the recent MMR changes but they searched our whole area and found a branch that had a slot free in just over a week. Appointment took about 1h 40mins to do full mortgage application, we did go prepared though with all documentation asked for. We got a decision straightaway from their computer… Read Full Review

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★★☆☆☆

“Pedantic call centre”

Written on: 19/04/2014 by Dalrymplejh430 (1 review written)

We have an existing mortgage which we wanted to port. Our new mortgage will be half what the old one is but oh my goodness, what a palaver! The girl that dealt with it was very inexperienced - to call herself a mortgage specialist was quite honestly a lie. She was a processor and sales person. To be honest if I wasn't porting my existing rate I wouldn't touch Woolwich with a bargepole. I'd suggest using an independent mortgage adviser as the frustration of dealing with this company will make… Read Full Review

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★★★★★

“Excellent Service”

Written on: 03/04/2014 by TheKat (1 review written)

Having applied for mortgage on 7 march,everything was done and dusted within 3 weeks of application,from valuation to releasing of funds !!!!!! we now have moving date of 4 april..... thank you Woolwich for super efficient service........FIRST CLASS… Read Full Review

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★☆☆☆☆

“Never again”

Written on: 31/03/2014 by BridgerMyers44 (1 review written)

Paid my buy to let mortgage off in full on 28/2/14. On the 03/03/14 they still went and took their monthly payment from my account. Since I have contacted the. 12 times held for hours each time got the run around dreadful service and still to date the 31/3/14 no refund I have written to them still no response. How on earth can they do this they owe me over £800… Read Full Review

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★☆☆☆☆

“Lucky Escape”

Written on: 24/03/2014 by Rolandow1968 (1 review written)

Terrible company to deal with. I have been a Barclays customer for many years and always been pretty happy so decided to take out our mortgage through them when moving. Spent 90 minutes carrying out the application to be advised that it was approved but needed to go to the underwriters - this was fine as I knew the reasons. It couldn't be sent until our offer on the property was accepted so we made our offer but as there was more than one offer on the table we had to provide proof of funds to… Read Full Review

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★☆☆☆☆

“Woolwich Retention From Survey”

Written on: 17/02/2014

We recently applied for a mortgage with Barclays and I pointed out that the surveyor had suggested a retention of 5k for some damp work. Despite originally saying that the mortgage was approved in principal, they now say they will not release any funds until the work is done. How do I do work on a house I don't own? Their own websites describes a retention as part of the mortgage to be held back until conditions are met. Barclays / Woolwich no longer deal with retentions apparently. I have… Read Full Review

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Charlie1974's Comment

Written on: 22/02/2014

Exactly the same has happened to us, does anyone know of other lenders who would do part retention and hold back the 5k until work completed?

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