Cheltenham & Gloucester Mortgages Reviews

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1 stars
Average rating for this product is: 1 out of 5

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Tracker1 year(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR

Average Ratings for Cheltenham & Gloucester Mortgages

  • Value for Money1.4 stars
  • Reviewer Ratings1.3 stars
  • Overall Rating1 stars

4 Reviews For Cheltenham & Gloucester Mortgages

  • partypopper 18th May 2009

    Reviewer rating: 0 stars


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    Good Points: None


    Bad Points: Slow in processing, do not keep you updated, and incompetent


    General comments:
    Cheltenham & Gloucester Mortgages are a waste of space. If your looking for a company that will give you complete customer satisfaction then do not use C&G. They are incompetent and should be reported to the FSA, as they do not treat people fairly. They are extreamly slow in processing matters, and if they want any further information from you they wont ring you until weeks have passed and its then when you ring to find out whats going on and they then decide to tell you that they require further information from you. They are also quick in taking your fees off you and then do not bother keeping you updated on the matters. I will never use this company for a mortgage again, i would have pull out now but it would mean paying for all the fees again.

  • JHDG 27th Mar 2007

    Reviewer rating: 0 stars


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    We are trying to buy a shared ownership property, and we were given a "mortgage in principle offer" by the Cheltenham & Gloucester when we told them we wanted a mortgage for 50% of the shared ownership. We then proceeded to submit our full mortgage application, again stating clearly it was a shared ownership scheme. They processed the application, took the £275 valuation fee and the property keys were sent to the surveyor... All well and good we thought. Two weeks passed so I phoned - our ...

  • lola12 2nd Jan 2007

    Reviewer rating: 0 stars


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    I took out a mortgage with them back in 2004 on the advice of my bank (Lloyds), who suggested a remortgage from Abbey to get a slightly lower interest rate, and to consolidate other debts such as credit card bills.

    This proved to be one of the worst financial recommendations I've ever been given. First off, Cheltenham & Gloucester proved themselves to be useless, taking nearly three months from the date of my first mortgage offer to completion (on a house I was already living in, so no chain) ...

  • Clair Rank: Brigadier 20th Mar 2006

    Reviewer rating: 5 stars


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    I took out a repayment mortgage with Cheltenham & Gloucester and I have had no problems. In fact I am surprised by this as I always thought that mortgages where nightmares.
    When I went to see them they asked how much I wanted to borrow and then asked how much I could afford to pay back each month, along with a few other calculations they where able to tailor a package which suited me and by doing this exceed any expectations I had.
    They suggested that instead of a traditional 25 year mortgag ...