Nationwide Loans Reviews

★★★☆☆
3 / 5
46.2% of users recommend this
  • Speed of Application

  • Customer Service

  • Value For Money

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Latest Reviews

★☆☆☆☆

“I should have known better. ”

Written on: 07/06/2013

Appalling service from local branch, I was told a pack of lies, various phone calls later at my expense I'm still no further on than a week ago, these amateurs haven't a clue how to treat customers. I won't be banking with these insulting liars for much longer. (read more)

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★★★★★

“outstanding service”

Written on: 31/05/2013

I applied online for a large personal loan. I have been a customer for a number of years and knew I could trust this lender. The loan was agreed in principle in 60 seconds and the money was in my account in less than 24 hours. Outstanding service and a very good interest rate with no admin fees. Thanks. (read more)

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★☆☆☆☆

“Expensive”

Written on: 26/03/2013 by Roverman1

Advertised a loan rate 5.2%. I wanted a loan of £7.5oo over 5 years offered me a loan at 20.2%. I have a regular income and have never defaulted on any previous loans or cards. It would be cheaper at this rate to have used a credit card. I tried another company and was offered a loan at 10.2%. (read more)

Mjgotti's Response to Roverman1's Review

Written on: 29/05/2013

What was the other company at 10.2%. Im in same situation as you.

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★★★★★

“Fast, no hidden fees or information, very straight forward”

Written on: 25/03/2013

Really quick! Low interest at 6.8% Its literally laughable how easy it was to more or less sort my finances out, I was "approved in principle" online and had the money 4 days later, Despite a bit of a bad website and perhaps an unclear status throughout, a few calls to their call centre set me straight, staff were more than helpful. Im considering moving from hsbc to nationwide based on how easy this was. (read more)

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★★★★★

“Faultless”

Written on: 28/02/2013 by Goodwillhunting (1 review written)

After an experience with another provider (attracted by a low rate), who left a declined loan note on my credit record, despite an excellent credit rating (checked through experian), well paid job etc. I decided to try other providers. I had assumed that a bank like Nationwide would be more expensive, but how wrong I was. Not only did they provide a very competitive rate the service was efficient and painless. They had the money in my bank within four days of applying and 10 days before the... (read more)

Qwabes's Response to Goodwillhunting's Review

Written on: 11/03/2013

Ref no: 9521001087407 ID NO : 7011185436086 SINCE I APPLY ON 21 FEBRUARY 2013 NOTHING HAPPENED

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★★★★★

“A lot better than you give them credit for..s'cuse the pun”

Written on: 20/02/2013 by evosam69 (1 review written)

Aplied for personal loan on 21st Jan, I needed £12,000 to consolidate debts and ease payments every month as it was crippling me. My loan was agreed online in principle at a rate of 8.9%. I didn't hear anything for over a week so I telephoned them and they said that everything was ok and a loan agreement should have been sent out within a week, unfortunately it wasn't, so they sent it out again on the 28th Jan. I received it the next day, no documentation was required, not even pay slips... (read more)

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★★☆☆☆

“Don't even waste your time....”

Written on: 25/11/2012 by owenpdk

I am now at my 7th or 8th week, and to be honest, I have now got to point where I am at first name terms with the nationwide colleagues, I feel that I have made all the running about, when I first rang up about an extra little money I assumed that as I have paid £100 “administration charge” that most if not all the running about would be done by the building society, but no, I have never had a letter, e-mail or phone call off them saying either everything was OK or in most cases...

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Best32's Response to owenpdk's Review

Written on: 14/04/2013

I am a private investor i give out unsecured guarantee loans to Business
Men and women who are into Business transaction, auto mobile purchase,
house purchase loan and other personal loans E.T.C. we give out long
term loan for five to fifty years maximum with 3% interest rate in this
you can as well tell us the amount you need so that we will send to you
the terms and condition that is if you are really interested in getting
a loan from us, Loans are given out in Great British Pounds and United
States Dollar the maximum I give is 20,000,000 both in pounds and $USD
and the minimum 5,000 pounds and USD$.

OUR PACKAGES INCLUDE;

*Home Loan
*Auto Loan
*Mortgage Loan
*Business Loan
*International Loan
*Personal Loan

I also render Collateral And Non- Collateral Loans For Your Business
Start up. If you are interested you Fill out the application details
below so that we can start the processing of your loan sum.

APPLICATION DETAILS
First Name:_________________________ __
Last Name:_________________________ ___
Gender:_______________________ ________
Marital status:_______________________
Contact Address:______________________
City/Zip code:________________________
Country:______________________ ________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:_____________________ ___
Monthly Income/Yearly Income:_________
Occupation:___________________ ________
Purpose for Loan:_____________________
Phone:________________________ ________
Fax:__________________________ ________

In acknowledgement to these details, I will send you a well calculated
Terms and Condition which will include the agreement.
Furthermore be informed that you will also need a form of Identification
which can be either a Driver's License or your working Identity card.

Mr. Carter.

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Cashone's Response to owenpdk's Review

Written on: 09/05/2013

Online payday loans are a quick and hassle-free way to get over the cash crunch faced at times. They come as life-saver for expenses that may occur unannounced, needing immediate and short-term funds...check out http://cashone.com

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★☆☆☆☆

“I made the biggest mistake of my life taking out a...”

Written on: 24/03/2011 by Wilson Muir (2 reviews written)

I made the biggest mistake of my life taking out a Nationwide loan to purchase a car. Do not use them !!! More details to follow at a later date once I have finished with their abominable protracted complaints process,trust me they are absolutely useless when dealing with customers, the sooner they convert to a bank the better ! (read more)

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★☆☆☆☆

“Appalling service from a building society that has...”

Written on: 19/01/2011

Appalling service from a building society that has recently ditched most of its core values in favour of an anonymous administration-led regime that "doesn't customer-face" (their call-centre operative's exact words!). We faxed our signed accptance form 6 times during the course of a week, only to be told that there was something wrong with our machine as the faxes weren't coming through correctly. When we pointed out that we'd used 3 different fax machines, with the same result at their... (read more)

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★★★★★

“Applied on line, very straightforward, very easy to...”

Written on: 26/12/2010

Applied on line, very straightforward, very easy to use loan calculator, was given a quote at the advertised rate which i accepted, paperwork arrived quickly in post, clear instructions about contract, signed and returned with proof of income in 1st class sae provided, confirmation and updates on progress of application by email, money payed into designated account, SIMPLE, NO FUSS, EXCELLENT! Thank you Nationwide!! (read more)

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★★☆☆☆

“They literally do not know what they are doing on the...”

Written on: 17/12/2010

They literally do not know what they are doing on the telephone, I am so frustrated with them. (read more)

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★☆☆☆☆

“Nationwide operate a discriminatory selection policy....”

Written on: 05/12/2009

Nationwide operate a discriminatory selection policy. When I called them to enquire about a loan, they told me that the minimum income the applicant should have is £700 per month. I told them I had this income but that it came from benefits. They did not want to know.
Why should it matter to them where the money comes from? (so long as it's not drug money). This is discrimination.
They do not say that income must not come from benefits in anything they have printed and I suspect it is... (read more)

Guest's Comment

Written on: 25/07/2011

your on benefits - end of, I'm a tax payer, why should I have to pay your loan - are you serious with your comment!! BENEFITS = NO MONEY OF YOUR OWN.

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Becks101's Comment

Written on: 20/05/2013

Well said but the black and white answer is benefits are not guaranteed because you have no legal right to them, therefore how can the bank base a loan on them. Unlike salary which you work for and are legally owed as long as you do the work.

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★★★★★

“I applied for a loan from Nationwide Loans on the...”

Written on: 05/12/2005 by foxview (71 reviews written)

I applied for a loan from Nationwide Loans on the internet and got a decision very quickly. Once it was all sorted I received the forms for me to sign within a week, and I had the funds approximately 1 week after the forms had gone back. (read more)

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