Natwest Loans Reviews

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1.3 stars
Average rating for this product is: 1.3 out of 5

From 0 ratings and 4 reviews

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No

Average Ratings for Natwest Loans

  • Speed of Application4.8 stars
  • Customer Service2.5 stars
  • Value for Money0.8 stars
  • Overall rating1.3 stars

4 Reviews For Natwest Loans

  • jojo8718 Rank: Staff Sergeant 29th Jun 2008

    Reviewer rating: 5 stars


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    Good Points: Good for people with bad credit
    Quick.


    Bad Points: None- yet!


    General comments: I originally applied for the loan with Natwest just out of curiosity as I have such terrible credit history and lo and behold I was accepted! I didnt really take it seriously as I didnt think with I'd ever get a loan and when I got sent the forms and took them into the branch with some ID they asked me if I'd like the money put into my account now!
    Of course I said yes and within 2 hours I had £1000 sitting in my account.
    I really have terrible credit history! I am in several thousand pounds debt and i have no credit score what so ever, although I have had my salary paid into my natwest account for the last 6 months and I've gone from having a very basic account with a solo card to a gold account with a £200 overdraft and a £1000 loan.
    Am very impressed with this bank and I shall continue to keep my wages paid here in order to keep up the good relationship with them.
    Highly recommended!

  • darthchop 17th Oct 2007

    Reviewer rating: 0 stars


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    fast easy money but comes with massive penalties and early redemption charges- example£20,000 pound loan over 3 yrs - if redeemed at 10 months - end up paying almost £10,000

  • AlexKSR 27th Jun 2006

    Reviewer rating: 0 stars


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    I took out a £5,000 loan with Natwest in 2003 to cover credit card debt and overdraft. Not realising the slippery loan slope, I then had to take out a further £7,000 in December 2004 to cover more debts and the previous loan. The bank were tripping over themselves to give me the money, and when I went in to sign the forms I was told that the money would arrive in my account shortly before Christmas, and £5,000 would be "bounced" out into my Natwest credit card account, with &po ...

  • kris1234 Rank: Lance Corporal 9th Jun 2006

    Reviewer rating: 0 stars


    On average, people found this review very helpful
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    I took a loan over 3.5 years ago for £15000 from Natwest for a term of 5 years. I went to see customer services, but none of them were willing to help when I asked about the Loan repayment. Every body were avoiding me until the bank closed. At last, I have been told that, even though I have paid off 12000 so far, out of £3500 interest I would pay in years I have already pad £3200, and if I pay the whole amount, I get no benefit. If I would have paid a year or earlier, my 2 mon ...

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