Provident Loans Reviews

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2.6 stars
Average rating for this product is: 2.6 out of 5

From 1 rating and 9 reviews

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No

Average Ratings for Provident Loans

  • Speed of Application3 stars
  • Customer Service2.6 stars
  • Value for Money1.9 stars
  • Reviewer Ratings2.3 stars
  • Overall Rating2.6 stars

9 Reviews For Provident Loans

  • Guest 21st Jul 2009

    Reviewer rating: 4 stars


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    After aply to provident for a £300 loan an agent called round to my home she was very helpful took the time with me asked if i had any questions let me read the forms once signing i recieved my money a few days later. she now comes every 4 weekly to collect the money.the agent is very good and helpful she will come and collect payments as and when i want to make them and she comes when is convenant to me and is very discrete.

  • Guest 24th May 2009

    Reviewer rating: 5 stars


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    I applied for a Provident Loans loan and within 2 days had an agent at my door with the cash. no long winded forms and a pleasant very helpful agent.
    would highly recommend

  • Sazza85 18th Feb 2009

    Reviewer rating: 5 stars


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    I would just like to say, in my experience, how easy this was. I applied for a 500 pound loan with Provident Loans and within two day's the agent called and she came round with the cash. I signed a few forms and she will come around each week to collect payment. The thing is people seem to be put off by the APR they actually don't make that much off you and you have 2 choices how many weeks you want the loan over etc. If you have a A* credit rating I wouldn't bother with this, but for people li ...

  • tray030382 16th Jun 2008

    Reviewer rating: 2.5 stars


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    I applied over the internet for a £200 cash loan. I was called within the day and an agent arranged to call with the paperwork the next day. He never explained the interest rates and expected me to sign without first telling me the weekly repayments! I had the impression that he expected me to know these already. however, he did turn up the next day with £150 cash (not the £200 I had been expecting) and has always been friendly and polite when collecting payments. As a singl ...

  • clpretty 12th May 2008

    Reviewer rating: 0 stars


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    I had been promised a loan of over £250 and told the agent would bring me the money, when he didn't turn up i tried to contact him and it kept diverting my calls to answerphone costing me yet more money when i was promised the loan i got a loan from friends and agreed to pay them back now because of Provident Loans poor service ive lost my mates and money, i will never recommend provident to another person.

  • RedCork Rank: Lance Corporal 27th Mar 2008

    Reviewer rating: 0 stars


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    What a nightmare!

    After Provident Loans approved my husband and myself for a mortgage (of course, our credit score is close to 800 and we have a hefty down-payment), making us sign all the papers at closing and getting all organized to move into our new home, Provident refused to fund our loan!!!

    They had time to review everything before but they suddenly realized they did not want a non-US citizen as a co-borrower (that's me, my husband is American)! My lawyer specialized in immigration even ...

  • emmap Rank: Corporal 25th Sep 2007

    Reviewer rating: 0.5 stars


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    I wouldn't recommend anyone to have a provident loan and if you look around and like me wanted someone to collect my payments each week there are cheaper companies out their. I now have a loans company called universal cash loans and would recommend them see my review.

  • pats55 15th Aug 2007

    Reviewer rating: 3.5 stars


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    The agent from Provident Loans came to house and was very helpful. The paperwork was filled in, and the agent came back 2 days later with my money.

  • kat74uk Rank: Corporal 13th Nov 2006

    Reviewer rating: 0 stars


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    I contacted provident Loans for a loan, and they asked if I would like someone to call BEFORE coming round to fill out forms (they say this is a reason for the 177% APR, that someone comes to your home to answer any questions, and they come weekly to collect payments. I said yes, and gave a mobile and home number. A man called me once to discuss it, but I was in a shop. He said he'd call back in an hour. Two days later he'd not called, so I called them. They said they'd get someone to call me, ...

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