Co-Op Car Insurance Reviews

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Co-Op Car Insurance
★☆☆☆☆
1.4
12.0% of users recommend this
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“YOUNG DRIVERS STAY AWAY-scams, lies and gross...”

★☆☆☆☆

written by Ellamaejones10 on 22/03/2024

My experience with co op Insurance has been nothing short of a nightmare. From the onset of my insurance contract, the black box provided malfunctioned, and despite months of complaints and battles, I was left without a working replacement for six months. The level of customer service I received was utterly disgusting, and it was clear that competency was non-existent within the company. Throughout my ordeal, none of my complaints were adequately addressed. Instead, I was met with dismissive responses such as being told to simply place the malfunctioning black box on my passenger seat or to consider switching to another insurance company altogether. Even when contacted by customer relations, I was rushed off the phone without any resolution to my concerns. To add insult to injury, I was lied to multiple times, including receiving incorrect information in my customer complaint letter. Promises were made regarding the functionality of the black box, only to find out the next day that it was indeed broken and required reinstalling. Despite paying a hefty £4000 for my insurance, I was told my complaint was being closed as they fronted the cost for multiple replacement cradles and black boxes due to continuous malfunctions, even though NONE of these were my fault. By not providing me a working black box they were violating the terms and conditions of their own contract and policy and therefore making me do so. This level of negligence is unacceptable, especially considering that the faults were not of my own making. In conclusion, my entire experience with co op young drivers Insurance has been nothing short of a sham. Young drivers, in particular, should steer clear of this company to avoid being taken advantage of. The employee handling my complaints, has demonstrated gross incompetence throughout, leaving me utterly disgusted with the company's practices.

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Asked by 50Grange50 on 11th October 2016 Report this content
My parked car was hit by another car two months ago. Why have I only just been told it's a total loss. I was told one week after the crash that the damage to my 2012 Fiat Panda would cost 66% of the value of my car. The insurance of the car that hit my car agreed to pay that much, so why now are the repair garage appointed by the Co-op saying they won't repair my car? The Co-op Insurance company are so unhelpful, they have never kept me informed, why two months! I don't know what to do now, I don't know where to go for help.

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Answers (1)
Report this content zulucrazy Written on: 12/10/2016
First establish why it took then 2 months. Then ask them why can't it be fixed by the other party if it is agreed ask for all of this in writing. Sometimes if they feel it isn't economical then they just don't bother Get everything in writing and you may need to go to the omburdsman if your not satisfied
Asked by Aminawarnakula on 7th February 2014 Report this content
The co-operative is asking permission to contac dvla as they do not accept copy of original. What should I do?

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Report this content DavidTarver19 Written on: 11/02/2014
Firstly WHY DO THE co-op want to contact the DVLA? Which paperwork are you referring to? Basically, the DVLA will not give your personal information out without your agreement. With that in mind confirm with the CO-op what they actually need from you. My son had Young Peoples car insurance with the co-op and they had extremely poor customer services and support. If possible contact another supplier to see if they have the same approach to your requirements and can explain why the DVLA need to be contacted.
Asked by brendamoffat on 21st January 2014 Report this content
Do I have to pay excess on a claim of vandalism?

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