Lloyds TSB Debit Card Reviews

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Lloyds TSB Debit Card

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Latest Reviews

★☆☆☆☆

“FFS! CAN ALL YOU SHEEPEOPLE LEAVE LLOYDS BANK ALREADY !!!”

Written on: 25/12/2013

REPEAT AFTER ME... LLOYDS BANKS ARE RUBBISH ! I SHOULD CHANGE TO A DIFFERENT BANK SEEING AS THERE ARE PLENTY OF OTHERS ! LLOYDS BANKS ARE RUBBISH ! I SHOULD CHANGE TO A DIFFERENT BANK SEEING AS THERE ARE PLENTY OF OTHERS ! LLOYDS BANKS ARE RUBBISH ! I SHOULD CHANGE TO A DIFFERENT BANK SEEING AS THERE ARE PLENTY OF OTHERS ! … Read Full Review

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★☆☆☆☆

“Card repeatedly blocked abroad despite advising travel...”

Written on: 03/07/2013

Card is blocked every time we go away and we spend the precious little time we should be relaxing oh holiday, on the phone to our bank! This is despite having repeated the process the week before departure to tell them we're going away, what the dates are, where we're going, and which cards we are taking. I actually (after another 45 minute call this evening) managed to establish with their staff, that even if we log all of our travel arrangements with them, there is still a good chance that… Read Full Review

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So1980's Comment

Written on: 12/10/2013

so true. please update with the new bank you have found, am looking myself.

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★☆☆☆☆

“Card blocked abroad”

Written on: 28/06/2013

card security blocked on holiday and left with 0 cash, called as soon as got home and given several different versions of why it happened (that was when I finally managed to get through 2 1/2 hours later!) customer service is absolutely appalling, internet banking is useless and unreliable. changing banks as soon as I can. save your energy and sanity!!… Read Full Review

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★☆☆☆☆

“Visa Debit Dispute”

Written on: 04/01/2013 by voter (1 review written)

After 3 months no reply from Lloyds TSB Visa Dispute. Just been on the phone on their premium number for 20 minutes. Worst service ever!… Read Full Review

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Sallylatham68's Response to voter's Review

Written on: 23/02/2013

I opened a classic bank account with Lloyds TSB on Monday this week and I was issued with a debit card. I received the card on Friday and used it to make three purchases online. I went to use it this morning to do the same and it was declined. I wentt to the bank and they said it was due to using an expired card! I hadn't been with them before , they took block off my card and then said it should be ok but I've yet to try and check if ok. I only spent around 200 pound. Perhaps they have a limit I don't know .

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★☆☆☆☆

“Tsb business debit card”

Written on: 17/10/2012 by Curla11 (1 review written)

Me and my wife run a small shop and mail order business, we use or at least try to use our TSB business debit card to pay for stock, but find the card is repeatedly being stopped, we order from suppliers on a daily basis have done now for the last 3 or 4 years, we try to pay for all incoming items before they are dispatched so as not to run up huge bills through the course of a month, over the past 3 months our suppliers seem to be having trouble taking money, when we call the bank they say… Read Full Review

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Realityneat's Response to Curla11's Review

Written on: 22/11/2012

My son is having similar problems, they block credit and debit cards second time. As he is back packing Thailand / Vietnam he seems to be having major problems. Blocked twice now. He could find himself with no access to funds despite having money in his account. They say there is a high volume of fraud and they have to make sure it is my son using the cards. But they phone me here in England to confirm the transaction was made by my son, but then voice the data protection act that cannot be discuss with me......... Nightmare

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Htafc112's reply to Realityneat's Comment

Written on: 30/11/2012

Your son can notify the bank that he is in Thailand and for how long and they can make provisions to ensure that the problem is reduced significantly.

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Peterducksmith's Response to Curla11's Review

Written on: 20/02/2014

I tried to send money to my nat west brokerline account which i have done for 15 years and kept getting blocked and gave up trying,i finally transfered the 150k to thailand where i live at 30k a time,and paid dearly for it at about 10% less than the going rate if i had cash

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San2440's Response to Curla11's Review

Written on: 18/11/2013

Totally agree with above. Evertime I try to buy something online, I get a message payment has been declined by the bank. Just dont understand, if I have to spend my hard earned money why is the bank doing this..

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Dfr200764's Response to Curla11's Review

Written on: 08/03/2013

I have had trouble with my Lloyds TSB Debit Card, though I have a personal one. I think I went shopping with it at our local precinct. After about 3 purchases, I ended up in Waitrose and the card transaction was declined. Reason : Fraud. Just because I had dared to spend a bit of money (not even a hundred pound) they pulled the pug because I had carried out possibly three transactions in close succession. I don't know who writes the software but they patronisingly tell me that its all for my own protection - yeah,right !

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★☆☆☆☆

“PIN works by atm, but not when you try buy something....”

Written on: 14/05/2012 by tired1 (1 review written)

the sooner i close my account the better. get me in a cooperative pronto!… Read Full Review

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★☆☆☆☆

“Lloyds persistently decline my debit card!”

Written on: 08/05/2012

In the last couple of years, Lloyds have habitually declined my card transactions for no apparent reason! If I stick just to going to the local Sainsbury's, they let it through OK; but anything else seems to be classified as 'suspicious'. Consequently, I end up making lots of expensive phone calls trying to persuade their hopelessly inefficient and unhelpful 'Helpline' to let me buy something… Read Full Review

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★☆☆☆☆

“Having had my card declined again I feel compelled to...”

Written on: 27/02/2011

Having had my card declined again I feel compelled to write a review of this atrocious bank. Their customer service, aggressive selling of loans and credit cards every time I go into a branch, poor internet banking and "security" are a disgrace.

Apparently trying to book tickets through 2 different sites is "suspicious behaviour".
I tried to book tickets through SNCF as their system is slightly ahead of Eurostar.
When the payment was declined I assumed the site was at fault and tried again on… Read Full Review

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★☆☆☆☆

“When i opened my account, they failed to tell me that...”

Written on: 04/02/2011

When i opened my account, they failed to tell me that my card could only be used in Lloyds cash machines. I didn't find out til I had gone to departures in the airport and tried to withdraw money from the cash machine and it refused me. No shops did cash back and I even tried to buy forign currency on my card from the exchange counter but to no avail. Rang Llyods crying my eyes out telling them I was about to board a plane and had no oney to be told I needed to sign something that will… Read Full Review

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★☆☆☆☆

“If you use you Lloyds Visa debit card to buy Euros...”

Written on: 27/01/2011

If you use you Lloyds Visa debit card to buy Euros from an exchange in the UK. Visa will deem this to be a "foreign transaction" and impose 1.5% charge with a maximum of £4.50.
Apparently this is somewhere in the small print (still looking).
I thought using a debit card in the UK was just like paying cash or cheque.
You have been warned!!!!!!!!!!!!!!!!!!!!!!… Read Full Review

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Guest's Comment

Written on: 13/06/2011

I have a lloyds platium account I bought euros from a money exchange as the rate was higher and I used my debit card and produced my passport as I didnot wont to carry cash, and I was charged 4.50, this is very wrong as I already pay a supplement each month for the privalage to have this card, after reading your report I did not have any idea that they were able to charge, going into bank tomorrow as I am upset.

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Htafc112's Comment

Written on: 30/11/2012

Incorrect. This is not a foreign transaction charge, because you are not using your card abroad. This is a foreign exchange charge which the bank decides to charge you. Far from ideal but it is in the small print (I checked before I bought travel money). Simple remedy is to not use the card for that particular purchase.

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★☆☆☆☆

“I have the same problem with my Lloyds Tsb debit card....”

Written on: 13/08/2010

I have the same problem with my Lloyds Tsb debit card. It has cost me a fortune in phone calls, wasted time, embarrassing situations stranded at check-outs and having to phone. It is unbelievable that they persist with what is OBVIOUSLY a stupid system. While they are stopping every transaction their customers make they keep sending mail for a lodger who has gone back to his country and still SUCCESSFULLY using his debit card which has no money in it. They are wasting more money sending… Read Full Review

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★☆☆☆☆

“Anyone travelling abroad and planning to use a Lloyds...”

Written on: 13/07/2010

Anyone travelling abroad and planning to use a Lloyds TSB Debit card should think again - their automatic security system will block pretty much any transaction you try and make! I was living in Australia for several months and had to call the fraud center about 10 times. I specifically asked staff in the UK before I left about using my card overseas and was assured that this would not be a problem - unfortunately this turned out to be untrue. On one occasion the fraud center asked me a series… Read Full Review

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★★★★★

“DEBIT CARD FRUAD mARCH 2010 ”

Written on: 14/04/2010

DEBIT CARD FRUAD mARCH 2010
on 26 March I got a letter confirming that I have changed my home address, when I phoned lLOYDSTSB bank they told me that some one phoned and change my home address and they also sent them a new debit card to my horror that person been to Paris and spend over 64,000 Euro managed to borrow 25,000 from TSB on my behalf...
my account was blocked and when I managed to find more informations where my money was spend I have been given from a copy of driving licence of the… Read Full Review

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★☆☆☆☆

“This card is useless if you spend any time abroad....”

Written on: 28/01/2010

This card is useless if you spend any time abroad. Lloyds do "random" (regular) fraud checks which means that your card is frozen until you call them. As I work abroad (& repeatedly tell them that I do) it costs a fortune in calls every couple of weeks, not to mention the amount of times I've been left in a supermarket unable to pay or without cash from an ATM. When I do speak to them I feel that they have no idea what they're talking about. I am now closing my account with them. Avoid at all… Read Full Review

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★☆☆☆☆

“When I purchased a car for nearly £19,000 using a...”

Written on: 04/01/2010

When I purchased a car for nearly £19,000 using a lloyds VISA debit card, i was unaware that when i found out the car was a stolen ringer that lloyds would refuse to help me in any way to get my money back. At first they even denied that the chargeback scheme to protect purchases even existed.
I would not reccomend using lloyds generally and a lloyds Visa debit card specifically. I am still waiting to get my money back… Read Full Review

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★☆☆☆☆

“Lloyds TSB have started randomly stopping my card with...”

Written on: 23/09/2009

Lloyds TSB have started randomly stopping my card with no notification to me whatsoever under the guise of "Fraud checks". They give me many different stories ("It's using the card at a garage", "It's using Sainsburys", "It's using paypal". I've asked them to write to me several times over the last few months but they've ignored me everytime. You try finding an address to write to on their website!!! Steer clear… Read Full Review

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★☆☆☆☆

“Lloyds TSB Debit Card might as well just have a link...”

Written on: 07/06/2009

Lloyds TSB Debit Card might as well just have a link card, there is no point in having a debit card if you cant use the cheque guarantee facility when you're hard up… Read Full Review

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★★☆☆☆

“I was charged twice for item on card. I wrote to their...”

Written on: 17/01/2008

I was charged twice for item on card. I wrote to their Andover Customer Services in July 07 - prompt acknowledgement with standard response of saying "expect to complete enquiries in next 4 weeks", after which they wrote another standard letter saying a "further 4 weeks". Further 4 weeks later still another letter asking me "to bear with us for a little". 10 days later Andover say they are referring it to Manchester "who will be contacting you shortly" It's late September now! A month later I… Read Full Review

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☆☆☆☆☆

“The biggest problem is it seems to be a easy way for...”

Written on: 05/01/2008

The biggest problem is it seems to be a easy way for the bank to "overload" your account with charges. I have since found out by using my account that they will let you go over your agreed borrowing limit as much as you like without you actually knowing this… Read Full Review

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★★★★☆

“When I opened a current account in Lloyds TSB. They...”

Written on: 27/08/2007 by mrkhan4u (1 review written)

When I opened a current account in Lloyds TSB. They gave me Visa Debit Card which is acceptable every were in the UK and around they world. Overall, a good debit card… Read Full Review

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