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Written on: 16/06/2015 by Javionj492 (1 review written)
i trusted halifax advisor i asked for 12 months cover in case i was ill or made unemployed as i left i said so matter what if either occured i was covered yes he said no mention of illness depression etc or phycertist therefore i have been misold ppi… Read Full Review
Written on: 29/12/2014
we had a ppi settlement in august against Halifax,but Halifax total mortgage protection continued to take monthly payments for next 3 months ,I have been in touch with them many times ,to have 3 months of my money refunded but am getting nowhere all they say is they are looking into it,last time they spoke to me was when they tried to take the payment in December & asked why I hadn't paid December payment,dont now if I will ever get my 3 months of my money refunded… Read Full Review
Written on: 10/11/2014 by BILBOTHEDOG (1 review written)
USELESS USELESS USELESS. PROVIDED PROOF THAT I HAVE BEEN UNEMPLOYED, AFTER THE USUAL RUNAROUND. NOW THE WANT A COMPLETE TAX RECORD FOR FOR ENTIRE EMPLOYMENT. THIS TAKES 30 WOKING DAYS FROM HMRC. (6 WEEKS). I HAVE BEEN LIVING ON £76.40 FROM THE DSS FOR 5 MONTHS, AND HAVE TO NOW BEEN SELLING POSSESSIONS ON EBAY, TO KEEP THE BILLS DOWN. I WAS MADE UNEMPLOYED IN MARCH IT IS NOW NOVEMBER. THEY PHONE FROM TIME TO TIME ASKING IF I STILL WANT TO PURSUE MY CLAIM!!!!!… Read Full Review
Written on: 09/10/2014 by 357Robles (1 review written)
I have paid for unemployment cover for over five years ,and have been chasing payment for two months now,they asked for four months payslips,letters from my employer, proof from the job centre that I am claiming benefit and that I am unemployed ,and still no payment, every time I contact them they say they will be in touch in 11 days, what can I say utterly rubbish customer service, you don't expect this kind of service from HALIFAX,but that's exactly what you get if you take out a policy with… Read Full Review
Written on: 21/06/2014 by olwen669 (1 review written)
Paid for 8 yrs & last year my doctor placed me on the sick with depression, anxiety & stress. I found St Andrews Insurance staff helpful at first & they paid the first 3 months but they don't keep you informed on claim & letters arrive late. Canceled my claim as no supporting psychiatrist to support claim, BIG MISTAKE AS SUPPLIED DOCTOR REFERRAL NOTE TO CPN COUNSELLING-BREACH OF CONTRACT & NOW THEY WONT RETURN MY CALLS!!!… Read Full Review
Written on: 03/09/2013 by S.sanders (1 review written)
Unfortunately I was made redundant in Feb 2013 had Halifax insurance what a joke they put adverts on the television saying how good they are pity they did not say how bad their insurance side of the business is VERY BAD INDEED would not recommend this side of the business to anybody .that don't do what they say they put more hurdle in your way and its our money they are playing god with dont know any body who is pleased with them… Read Full Review
Written on: 13/12/2012 by kanekane1gary (1 review written)
WHAT CAN I SAY.....LOTS, AND IT'S ALL BAD. MY MORTGAGES INSURANCE CLAIM HAS BEEN A NIGHTMARE. ALL INFORMATION FOR THE LAST 3-MONTH CLAIM HAS BEEN SENT FOUR TIMES NOW AND SIX MONTHS ON, STILL NO PAYMENT. A PHONE CALL TO THEM EXPLAINED THAT NO PAYMENT COULD BE MADE UNTIL I SIGN THEIR LETTER, WHICH APPARENTLY HAD BEEN SENT IN THE POST 1ST CLASS TWO WEEKS PRIOR TO MY CALL. A FIRST CLASS LETTER DOES NOT TAKE THIS LONG, BUT AMAZINGLY, IT ARRIVED TWO DAYS AFTER MY CALL. ALL INFORMATION WAS SENT… Read Full Review
Written on: 12/09/2012 by TINKERBELL1992 (1 review written)
WISH I HAD READ THE REVIEWS, SHOCKING , DO NOT USE THIS!!!!! I WAS MADE REDUNDANT ON 29TH JUNE THIS TEAR AND HAD MORTGAGE PROTECTION WITH WHOM I THOUGHT A REPUTABLE COMPANY, THEY TOLD ME AT THE BANK IT WOULD PAY OUT FROM DAY ONE, ( NOT THE CASE ) 30 DAY EXCESS!!!I ALSO TOOK OUT EXTRA TO COVER THE BILLS, I WAS SUPPOSED TO GET £650 A MONTH I WAS OUT OF WORK FOR 3 MONTHS AND GOT £149 FROM THEM , BEING TOLD THAT I DON'T GET ANYTHING UNLESS I REGISTER WITH THE JOB CENTRE WHICH I DID, NEEDLESS TO… Read Full Review
Written on: 28/06/2012
It's easy to blame yourself as you are feeling low but I documented and sent Halifax everything. They provide a terrible service. You have to remember they have your money. If I had just put the money in a jar I would be better off. The pack they send you is riddled with errors. They tell me they will only pay out 75% of any cover level. We payed in extra to cover the bills but they tell us they will not honor that unless you are made redundant as husband and wife. Hoop after hoop. They… Read Full Review
Written on: 10/05/2012
I think in some situations it is easier to blame someone else. Always make copies of documents. Get a folder to keep bank statements etc. This is the 2nd time we have made a claim, partner is in building trade so we've always had to pay for protection. We did have problems with claim dates as the jobcentre got it wrong but that was not Halifax to blame. If you provide all the right documents and declarations will have no problems. If company goes into liquidation its for the administrators to… Read Full Review
Written on: 26/04/2012
In 2007 was made redundant but "hey" I had a Halifax total protection Insurance which I had paid into for 15 years, I was informed should I be made redundant the mortgage would be paid for a year! What a joke! They wanted copies of every job applied for, cover letters, records of phone calls for jobs, job seekers information and this has to be sent off every month to claim on the insurance. I was told I had to apply for at least 6 jobs a week and provide evidence or they would not pay up. To… Read Full Review
Written on: 06/04/2012
Made redundant and these people have made it worse - lost documents that were faxed from their branch didn't bother to tell me they had lost them but waited for me to ring and ask why I had not heard anything, accused me of not signing it - funny I had the originals which were faxed so that was a lie, had to speak to a manager to get them to accept a copy of giro and letter as the Jobcentre weren't paying into my account, they are obstructive and unhelpful, it's not even as though they are… Read Full Review
Written on: 01/03/2012
my wife and i took out halifax tmp back in 1994, in nov 2010 i sufferered a stroke and havent been able to work since left severely disabled. i am on disability benefit . i put in a claim in march 2010, received first payout mid april 2010 less usual 30 waiting days , so far received regular payments. i find it hard to beleive im dealing with the same company as other from other reviews. i have no complaints whatsoever!!!!!!!… Read Full Review
Written on: 09/03/2011 by trickyz57 (1 review written)
Under no circumstances use these people unless of course you have no choice.
As stated in previous reviews no email or telephone advice of progress. Letters take days to arrive and the staff are uncoperative. I recently had the misfortune of being made redundant and these people are adding to my stress levels. The company cannot be further away from Barclaycard who processed the claim swiftly and efficiently.
Mere words cannot express my extreme dissatisfaction with this company and would have… Read Full Review
Written on: 23/02/2011
Poor documentation, inconsistent service, no 24 hour text notification (although stated both wihtin auto telephone responses and on some documentation), letters sent fom Ireland handled by UK postal service as 2nd class - sometimes take up to 10 - 15 days to be delivered, (assuming they have been posted at all or on the dates advised). No system to use email, no system to enable return fax calls. Basically a semi-usless out of date operation with call handlers who seem disinterested, possibly… Read Full Review
Written on: 30/11/2010 by mattjwuk (1 review written)
Absolutely shocking! This should really be called PMP rather than TMP as it's partial, not total protection... I am in a terrible state with my mortgage and being continually chased by Halifax here in England over my arrears. Halifax Insurance IRELAND Ltd cannot guarantee to make the full payment or when to make it so I cannot setup an arrangement. What's more, neither Halifax Insurance Ireland Ltd or Halifax Bank talk to each other!
They are unhelpful to say the least and I would not recommend… Read Full Review
Written on: 17/07/2010
Halifax Total Mortgage Protection? What a joke!
In June 2008 I was diagnosed with a disability i.e.both Dyslexia and Meares Irlen Syndrome and tried to make a claim onmy Total Mortgage Protection Policy.Initially I was informed by a telephone Adviser at the Halifax TMP department "The good news is that there is no bad news.You are completely covered". 2 years on I have been to hell and back, having failed my CEFA exams owing to my disability, lost my job I am still getting no satisfaction with… Read Full Review
Written on: 01/12/2009 by Mackster (1 review written)
I have just phoned these people now again and again and again, and first registered this claim in August 2009.
I appreciate that because i was made redundant and received payment in lieu of notice i had to wait till October to claim.Then i had to wait 30 days to qualify again procedure i think! and should have been paid this month of which i have not.
They seem to come out with reason after reason to stop paying out as that how it appears to me they say this time its because i had a break in my… Read Full Review
Written on: 30/10/2009
we have had halifax morgage protection for unemployment since 1997 we were told we could only have morgage if we took this policy out to cover our morgage as my husband was and still is self employed and that if he was to ever be out of work this policy would cover the morgage BUT this is not the case as i found out this morning that it only covers bankruptcie they would only pay out if my husbands self employment was to cease completely in other owrds go BUST i am shocked and disgusted that… Read Full Review
Written on: 07/10/2009
I have recently had to make a claim on my policy. It took 4 months before the first payment was made, although they were back dated but excluded the first 30 days.
My concern is that payments from this policy are made for 2 years as long as I am signing on for Job seekers allowance.
However if I'm on Job seekers for over 6 months then I go on to a non contribution based job seekers allowance, at which point I have been told that if job centre find a job that they deem is suitable for me at… Read Full Review
As rated by our community of reviewers
" Contact the Financial Ombudsman Service. " Read More
" Homeowner, no mortgage, good job, great credit rating who is lookin... " Read More
" Swindlers there must be thousands out there being duped " Read More
" Friendly, informative and dedicated. " Read More
" Avoid at all cost " Read More