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| Customer Service | 4.5/10   |
|---|---|
| Value for Money | 4.7/10 |
| Reviewer Rating | 4.8/10 |
| Overall Rating | 4.7/10 |
Full review by
Fiona McDonald
on 14th Jul 2008
User Rating : 10
Respect :
0
Good Points: Comprehensive but expensive.
Bad Points: Over priced.
General comments: Having been quoted by Halifax, I decided to shop around.
By typing in "mortgage unemployment insurance" in to Google, I found a calculator that reduced the price dramatically.
Instead of paying over £25 a month I got it for less than £10 a month.
O.K. I'm young, and the insurance is age related, so the younger you are the cheaper it gets, but I worked out you needed to be over 50 yrs old before it starts getting a bit expensive.
My friends have followed suit and have also switched. They tell me they are saving even more (they must have big mortgages!).
Fiona McDonald's review and ratings | 106 words
Review by
Guest.
on 5th Mar 2008
User Rating : 10
Respect :
0
Halifax Mortgage Protection Insurance is a very friendly service and prompt payment. Would recommend to a friend
Guest.'s full review | 17 words
Review by
becky alan
on 10th Feb 2007
User Rating : 0
Respect :
+1
We had a total mortgage protection cover with Halifax and when we made a claim they came up with all excuses so they did not have to pay.
becky alan's full review | 63 words | 1 comment added.
Review by
peterc
on 13th Jun 2006
User Rating : 0
Respect :
0
The definition of the circumstances surrounding unemployment are such that they either invite dishonesty on the part of the claimant, possibly involving the connivance of the employer, or require the claimant to enter a long and expensive legal process to demonstrate unfair dismissal. Since I would not countenance the former, nor could I afford the latter, it is clear that the Halifax Mortgage Protection Insurance policy is of little value.
As many newspaper articles have shown, payment prot ...
peterc's full review | 123 words
Review by
harahapmarsh
on 13th May 2006
User Rating : 0
Respect :
0
Halifax would not pay out on my Unemployment. am guessing that because they are based in Southern Ireland, that they do not have to comply with the Insurance Ombudsman on Mortgage protection Insurance?!
harahapmarsh's full review | 35 words
Review by
Sekhemet
on 5th Aug 2005
User Rating : 9
Respect :
-2
After moving into my new home I decided it was time to start getting my affairs in order - I started a pension, opened a savings account and took out some Mortgage Protection Insurance with the Halifax. I've worked very hard to get where I am today and the thought of loosing my house because of situations outside of my control scared me a bit. I shopped around and settled on Halifax as the best company for me - a mixture of price, reputation and the attitude of the staff when I called into the b ...
Sekhemet's full review | 137 words | 3 comments added.
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