Nationwide Smart Children's Saving Account Reviews

Nationwide Smart Children's Saving Account
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★★☆☆☆
1.9 / 5
From 17 reviews
35% of users recommend this

  • Ease of Opening Account

  • Ease of Use

  • Customer Service

  • Value For Money

Summary

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Latest Reviews

★☆☆☆☆
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“Nationwide are sly and devious - I agree with the...”

Written on: 17/02/2011

Nationwide are sly and devious - I agree with the previous comments in that they have in effect stolen money from my children and their accounts. When I checked the interest rates I was totally shocked and withdrew/closed the accounts there and then. I was told that I should regularly ask what the interest rate was and it was not up to them to tell me. What a misnamed product "Smart to Save" - not with Nationwide though.
However, why did they try to sell me home insurance, mortgages etc... (read more)

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★☆☆☆☆
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“Nationwide does not alert of rate drops. Have robbed...”

Written on: 12/08/2010

Nationwide does not alert of rate drops. Have robbed my children of interest - wicked. I have complained first step. Now will complain to their Head Office - will wait 65 days and then complain to Financial Ombudsman. (read more)

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★☆☆☆☆
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“Shockingly bad service, queues out of the door most...”

Written on: 29/07/2010

Shockingly bad service, queues out of the door most days because not enough tills to cope with customers. No privacy on front desk despite them dealing with sensitive information - everyone overhears your problems/complaints and personal information. Have never felt like the problems were being taken seriously when reported anyway.
We have 2 children's accounts with them - despite filling in the forms 3 times, in branch each time (so wasn't lost in the post) - they still haven't added me to... (read more)

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★☆☆☆☆
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“I OPENED AN 'SMART TO SAVE ACCOUNT' FOR MY CHILDREN -...”

Written on: 16/07/2010

I OPENED AN 'SMART TO SAVE ACCOUNT' FOR MY CHILDREN - AS A GOOD EXAMPLE OF TEACHING THEM HOW TO SAVE - NATIONWIDE ARE NOW GIVING A MERE 0.75 WHEN ITS POSSIBLE TO GET ABT 3.00 ELSEWHERE - I FEEL THAT THEY HAVE ROBBED THE CHILDRENS INVESTMENT - IT SHOULD HAVE BEEN CALLED THE 'NOT TO SMART TO SAVE' account instead of the 'Smart to Save Account' - thought we were suposed to be educationing parents and children to save (read more)

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★★★★★
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“more saving for chold”

Written on: 28/04/2010

more saving for chold (read more)

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★☆☆☆☆
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“you have to find a cash machine that has link on...”

Written on: 13/04/2010

you have to find a cash machine that has link on it.And with Barclays bank you can use it anywhere. (read more)

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★★★★★
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“My best(and first)ever bank account. Brilliant!”

Written on: 02/12/2009

My best(and first)ever bank account. Brilliant! (read more)

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★☆☆☆☆
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“I find the interest in smart children account is very...”

Written on: 07/11/2009 by moneypage (1 review written)

I find the interest in smart children account is very poor Nationwide should encourage children to invest,But nationwide do not wish so and have lost it I have three children invested in Nationwide Smart and it is being redrawn and invested in something better. (read more)

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★★☆☆☆
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“I've been with Nationwide Smart Children's Saving...”

Written on: 12/06/2009 by vexed of stourbridge (1 review written)

I've been with Nationwide Smart Children's Saving Account far too long to own up to & have always been impressed by their service - but my daughter received notification of interest rate change today ... bad news (read more)

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☆☆☆☆☆
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“Quick get your money out of the Nationwide - interest...”

Written on: 28/05/2009 by Mywatch

Quick get your money out of the Nationwide - interest rates on every account starts with 0.! The childrens saver in particular which my son has held for 10 years has dropped from 5% to 0.75.. you dont have to look far for a much better rate. Very sneaky of the Nationwide - also take note Dunfermline BS customers! (read more)

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See next 10 reviews Showing 1 - 10 of 17 Reviews
★☆☆☆☆
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“Interest now reduced to only 0,55%”

Written on: 12/04/2009 by dhindle

Interest now reduced to only 0,55% (read more)

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★★★☆☆
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“Queues most of the time. I have requested for a new...”

Written on: 07/01/2009

Queues most of the time. I have requested for a new passbook that can be used on their ATM in-branch machine or other ways of access on several occassions but no straight forwad anwer given. (read more)

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★★★★☆
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“Both my children have held Nationwide kids accounts...”

Written on: 14/05/2008 by pjdickson

Both my children have held Nationwide kids accounts since they were born....I have always been happy with the service although I do agree with the first reviewer that if you go into the branch at a busy time you must be prepared to queue! My local branch only has 2 desks so if you get a difficult customer then you can be half an hour or more waiting - not good with 2 small children! The staff are friendly and efficient though and I have no hesitation in recommending the Nationwide. (read more)

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★☆☆☆☆
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“Nationwide do generally have a reasonable rate of...”

Written on: 27/03/2007 by lanser

Nationwide do generally have a reasonable rate of interest on their Smart Children's Saving Account, although with a bit of shopping around these can be bettered.

But don't go into a Nationwide branch if you haven't got much time. For the second week running our city branch has had queues out of the door. I waited 25 minutes in the queue, and during that time they closed 1 of the 3 cashier windows - even though they still had queues out of the door. When we questioned why we were told... (read more)

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☆☆☆☆☆
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“Despite their claim on television to offer everyone...”

Written on: 23/03/2007 by nblunden (1 review written)

Despite their claim on television to offer everyone the same good rate on their savings account; the history is different. We have had accounts in the past in our son's name only, to find that they had been "parked" giving a 0.5% interest rate. Nationwide do not tell you when this happens, and when you complain you get know where. (read more)

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★★★★★
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“Phone Nationwide before if you are not a Nationwide...”

Written on: 06/01/2007 by lea18 (1 review written)

Phone Nationwide before if you are not a Nationwide user, to check what identity you need to open a Smart Children's Saving Account. I was very happy with Nationwide, and I was only in there for about 10 minutes. (read more)

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★★★★☆
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“Passbook: all ”

Written on: 08/02/2005 by jamesmacfarlane (4 reviews written)

Passbook: all
Card: those over 11 only
Low minimum balance
I have reccomemded to a friend (read more)

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