Nationwide Smart Children's Saving Account Reviews

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2.1 stars
Average rating for this product is: 2.1 out of 5

From 4 ratings and 10 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
ING DirectING Direct ISAOpen an account today in approximately 10 minutes. A simple way to save up to £3,600, without paying tax on your investment.Monthly2.50%N/A
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A

Summary

Write or share reviews on a Smart Account with Nationwide.

Average Ratings for Nationwide Smart Children's Saving Account

  • Ease of Opening Account2.7 stars
  • Ease of Use3.3 stars
  • Customer Service2.9 stars
  • Value for Money1.7 stars
  • Reviewer Ratings1.8 stars
  • Overall Rating2.1 stars

10 Reviews For Nationwide Smart Children's Saving Account

  • moneypage 7th Nov 2009

    Reviewer rating: 1 stars


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    I find the interest in smart children account is very poor Nationwide should encourage children to invest,But nationwide do not wish so and have lost it I have three children invested in Nationwide Smart and it is being redrawn and invested in something better.

  • vexed of stourbridge 12th Jun 2009

    Reviewer rating: 1.5 stars


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    I've been with Nationwide Smart Children's Saving Account far too long to own up to & have always been impressed by their service - but my daughter received notification of interest rate change today ... bad news

  • Mywatch 28th May 2009

    Reviewer rating: 0 stars


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    Quick get your money out of the Nationwide - interest rates on every account starts with 0.! The childrens saver in particular which my son has held for 10 years has dropped from 5% to 0.75.. you dont have to look far for a much better rate. Very sneaky of the Nationwide - also take note Dunfermline BS customers!

  • dhindle 12th Apr 2009

    Reviewer rating: 0.5 stars


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    Interest now reduced to only 0,55%

  • Guest 7th Jan 2009

    Reviewer rating: 2.5 stars


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    Queues most of the time. I have requested for a new passbook that can be used on their ATM in-branch machine or other ways of access on several occassions but no straight forwad anwer given.

  • pjdickson 14th May 2008

    Reviewer rating: 3.5 stars


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    Both my children have held Nationwide kids accounts since they were born....I have always been happy with the service although I do agree with the first reviewer that if you go into the branch at a busy time you must be prepared to queue! My local branch only has 2 desks so if you get a difficult customer then you can be half an hour or more waiting - not good with 2 small children! The staff are friendly and efficient though and I have no hesitation in recommending the Nationwide.

  • lanser 27th Mar 2007

    Reviewer rating: 0.5 stars


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    Nationwide do generally have a reasonable rate of interest on their Smart Children's Saving Account, although with a bit of shopping around these can be bettered.

    But don't go into a Nationwide branch if you haven't got much time. For the second week running our city branch has had queues out of the door. I waited 25 minutes in the queue, and during that time they closed 1 of the 3 cashier windows - even though they still had queues out of the door. When we questioned why we were told that ...

  • nblunden 23rd Mar 2007

    Reviewer rating: 0 stars


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    Despite their claim on television to offer everyone the same good rate on their savings account; the history is different. We have had accounts in the past in our son's name only, to find that they had been "parked" giving a 0.5% interest rate. Nationwide do not tell you when this happens, and when you complain you get know where.

  • lea18 6th Jan 2007

    Reviewer rating: 5 stars


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    Phone Nationwide before if you are not a Nationwide user, to check what identity you need to open a Smart Children's Saving Account. I was very happy with Nationwide, and I was only in there for about 10 minutes.

  • jamesmacfarlane Rank: Sergeant 8th Feb 2005

    Reviewer rating: 3.5 stars


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    Passbook: all
    Card: those over 11 only
    Low minimum balance
    I have reccomemded to a friend